topic Re: Should I Recon Paypal Extras Mastercard? in Credit Cards

Should I Recon Paypal Extras Mastercard?

Anonymous — Tue, 05 Mar 2013 22:42:32 GMT

I think I just want to hear, "No," because I really don't need it. This is just a group therapy session for me and I just need some encouragement. I'm in the Garden now, and have been since a few days after trying for this card. It will be a soft pull, but I don't really see where I need it unless there is some great benefit that comes with having the card over time. I've heard of generous CLIs, but I really don't need higher CLIs right now or in the near future, unless it's just to add a notch to my belt. I think this last statement decided it for me, but I'm going to post this anyway in case someone else is thinking along the same lines or is undecided about adding one more card.

Re: Should I Recon Paypal Extras Mastercard?

jsucool76 — Tue, 05 Mar 2013 22:45:25 GMT

A) an application for a ge card is not a soft pull.

B) you can almost never recon with GE unless there was false info on your report.

Re: Should I Recon Paypal Extras Mastercard?

Anonymous — Tue, 05 Mar 2013 22:47:33 GMT

@jsucool76 wrote:
A) an application for a ge card is not a soft pull.

B) you can almost never recon with GE unless there was false info on your report.

Re: Should I Recon Paypal Extras Mastercard?

Anonymous — Tue, 05 Mar 2013 23:01:58 GMT

@jsucool76 wrote:
A) an application for a ge card is not a soft pull.

This has made my decision. Amex was a soft pull, and so is Chase, so I incorrectly assumed.

@jsucool76 wrote:

B) you can almost never recon with GE unless there was false info on your report.

There was, as I think they pulled Experian. There are 2 baddies that will be eliminated on 3/8/2013. I confirmed this today. EF and TU have already deleted them.

Re: Should I Recon Paypal Extras Mastercard?

Anonymous — Tue, 05 Mar 2013 23:05:05 GMT

What was the reason for denial? GE usually pulls TU...have you checked your reports?

Re: Should I Recon Paypal Extras Mastercard?

Anonymous — Tue, 05 Mar 2013 23:48:37 GMT

No reasons given, just that the app needed review. TU doesn't have any baddies, just too many inquiries, I assume.