topic Re: 5% cash back on Drug stores in Credit Cards

5% cash back on Drug stores

Anonymous — Wed, 06 Mar 2013 00:09:49 GMT

Which credit cards gives 5% cash back on drug stores?

With or Without Annual fee is OK.

I have

a) Chase Freedom for 1Q 2013- $1500 max

b) Citi Dividend- for 1Q 2013- $ 6000 yearly limit

Can you suggest addition to the list?

Re: 5% cash back on Drug stores

BrokaToe — Wed, 06 Mar 2013 00:16:12 GMT

@Anonymous wrote:
Which credit cards gives 5% cash back on drug stores?

With or Without Annual fee is OK.

I have
a) Chase Freedom for 1Q 2013- $1500 max
b) Citi Dividend- for 1Q 2013- $ 6000 yearly limit

Can you suggest addition to the list?

Of course there are a lot of 1% cash back cards that would work for that. But also the BCE 3% and BCP 6% at supermarkets. This could possibly work if you were using the supermarket pharmacy. For instance I shop at HEB supermarket and I use their pharmacy. Their pharmacy is coded as a supermarket since they are using the same POS system. So I get 2% cash back on all my pharmacy purchases with BOA cash rewards card.

But on the other side of the coin, I can't use Freedom for the 5% because they aren't coded as a pharmacy

Re: 5% cash back on Drug stores

Anonymous — Wed, 06 Mar 2013 00:17:01 GMT

Freedom is 5% at Drugstores and if you have a Chase checking account there is an annual 10% bonus.

Re: 5% cash back on Drug stores

Anonymous — Wed, 06 Mar 2013 00:22:49 GMT

Is CVS pharmacy or Walgreens considered as Superstores by Amex Blue Cash whether preferred or Everyday?

If yes, then it is good to use it there to average out 6% and 3% respectively to get closer to 5% cash back.

Re: 5% cash back on Drug stores

Anonymous — Wed, 06 Mar 2013 00:24:33 GMT

2% cash back is not attractive these days to apply for a new card on that basis.

3% or higher is worth consideration.

Re: 5% cash back on Drug stores

FutureBillionaire — Wed, 06 Mar 2013 00:33:19 GMT

@Anonymous wrote:
Which credit cards gives 5% cash back on drug stores?

With or Without Annual fee is OK.

I have
a) Chase Freedom for 1Q 2013- $1500 max
b) Citi Dividend- for 1Q 2013- $ 6000 yearly limit

Can you suggest addition to the list?

The Citi Forward card gives 5x points at drugstores through the end of March.

Re: 5% cash back on Drug stores

Anonymous — Wed, 06 Mar 2013 00:43:29 GMT

I believe you won't find any card that gives 3% or higher at stand-alone drugstores that is not a rotating 5% card like the ones you already have. The highest is 2%. You won't get the bonus with BCE/BCP at Walgreens or CVS since those are not grocery stores. As another poster mentioned, some grocery stores have pharmacies inside so it may work at those.

Re: 5% cash back on Drug stores

FutureBillionaire — Wed, 06 Mar 2013 00:45:44 GMT

I think there was a HIlton card that gave those types of rewards, but it has since been nerfed.

Re: 5% cash back on Drug stores

nicholasyud — Wed, 06 Mar 2013 03:31:35 GMT

@Anonymous wrote:
Freedom is 5% at Drugstores and if you have a Chase checking account there is an annual 10% bonus.

more details please ??

Re: 5% cash back on Drug stores

leoment — Wed, 06 Mar 2013 04:34:07 GMT

@FutureBillionaire wrote:
@Anonymous wrote:
Which credit cards gives 5% cash back on drug stores?

With or Without Annual fee is OK.

I have
a) Chase Freedom for 1Q 2013- $1500 max
b) Citi Dividend- for 1Q 2013- $ 6000 yearly limit

Can you suggest addition to the list?

The Citi Forward card gives 5x points at drugstores through the end of March.

I think that's a targeted offer - I received an offer for 5x travel for Q1 rather than drugstores.

Re: 5% cash back on Drug stores

Anonymous — Wed, 06 Mar 2013 04:42:13 GMT

@nicholasyud wrote:
@Anonymous wrote:
Freedom is 5% at Drugstores and if you have a Chase checking account there is an annual 10% bonus.
more details please ??

https://creditcards.chase.com/freedom/?CELL=6RRW&MSC=IQ51993256&jp_cmp=cc/03BRFreedomMBR/sea/na/Sitelink

and if you have a Chase Checking account there is also a 10% annual bonus. I am not sure the exact limitations of the 10% but it seemed pretty straight forward when i spoke to the Chase rep about it.

Re: 5% cash back on Drug stores

Anonymous — Thu, 14 Mar 2013 00:18:37 GMT

@FutureBillionaire wrote:
I think there was a HIlton card that gave those types of rewards, but it has since been nerfed.

Hilton HHonors I believe gives 6x for drugstores, but those Hilton points were severely devalued and are probably worth less than $0.003 per point right now. The 6x is going away soon too.

Re: 5% cash back on Drug stores

HiLine — Thu, 14 Mar 2013 00:23:27 GMT

@Anonymous wrote:
@FutureBillionaire wrote:
I think there was a HIlton card that gave those types of rewards, but it has since been nerfed.
Hilton HHonors I believe gives 6x for drugstores, but those Hilton points were severely devalued and are probably worth less than $0.003 per point right now. The 6x is going away soon too.

The HHonors Amex give 6 points per dollar for drugstore purchase, and HHonors points are valued around 0.5 cent per point, so the reward is the equivalent of 3% cash back. Amex has recently announced a change in the reward structure of the card where drugstores is no longer a bonus category. So this option is gone.