https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/57656#M5378 <DIV>Yeah I have to agree. Capital was the first card I applied for when I was 18, it was my mother's suggestion, and they are very difficult. I've always paid my bill in full, never missed a paymemt or paid late, yet when I tried to increase my credit limit one time, I was automatically denied. They did increase later on, but most card companies would have increased my CL.</DIV> Wed, 29 Aug 2007 22:40:03 GMT kc12286 2007-08-29T22:40:03Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55254#M4596 <DIV>I am thinking about getting a capital one card and or capital one loan. Does anyone know what credit score you need for them and what CR do they usually pull? TY</DIV> Sat, 25 Aug 2007 02:11:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55254#M4596 serenity72 2007-08-25T02:11:41Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55255#M4597 they pulled all three of mine. Sat, 25 Aug 2007 02:20:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55255#M4597 oneloveforall_2000 2007-08-25T02:20:44Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55257#M4598 <DIV>Thank you! do you mind me asking what your credit scores are?</DIV> Sat, 25 Aug 2007 02:26:24 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55257#M4598 serenity72 2007-08-25T02:26:24Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55258#M4599 it's not hard to get credit with them, about 640, but they approve people with less of a score. what are your scores? Sat, 25 Aug 2007 02:31:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55258#M4599 oneloveforall_2000 2007-08-25T02:31:56Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55259#M4600 Maybe a 350? Joking!<BR /><BR />I got approved when my scores were mid-high 500s.<BR /><BR />Why would you want a Cap1 card? What are your scores? There are better CCCs that will give cards to imperfect scores.<BR /><BR />Cap1 is horrible. Sat, 25 Aug 2007 02:35:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55259#M4600 Anonymous 2007-08-25T02:35:31Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55261#M4601 yes i do hate capital one!!!!! Sat, 25 Aug 2007 02:36:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55261#M4601 oneloveforall_2000 2007-08-25T02:36:50Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55263#M4603 <DIV>ty the only reason im thinking of cap one is for there fertility healthcare loan. I am not sure what score you need for them for a loan or a card, but I want to get my foot in the door with them so if I cant get approved for the fertility care right now I could maybee work up to it with a card through them. My experian score is 527, eq 498, and transion 478</DIV> Sat, 25 Aug 2007 02:44:33 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55263#M4603 serenity72 2007-08-25T02:44:33Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55265#M4605 ouch that is very low. maybe a secured card to build up your credit first hun. Sat, 25 Aug 2007 02:51:00 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55265#M4605 oneloveforall_2000 2007-08-25T02:51:00Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55269#M4607 <DIV>ty does cap one have a secured card? I already have one but was trying to get something from them Ty</DIV> Sat, 25 Aug 2007 02:54:43 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55269#M4607 serenity72 2007-08-25T02:54:43Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55297#M4624 <DIV>If I had a 640, Capital One would be the last one I'd apply for!&nbsp; Capital One is very firm and inflexible if you ever ask for ANYTHING!&nbsp; With my past experience, I would just use them as a transition card but have a long term budget plan for using them to your advantage then balance transfer.&nbsp; This is what I am working on now - my main goal is to have the opportunity to tell them why accounts are paying off in full - their lack of customer care and unwillingness to bend!&nbsp; I had 3 months (out of 24) on a C.O. healthcare acct (braces) that I paid on 29th or 30th day and was told during phone pay that this would be safe from reporting as late - not the case and when researched my bank acct and phone pay days, disputed with them over and over, refused to budge.&nbsp; They took pmt on one day, but reported day posted.&nbsp; They THINK that they have us by the b...s, but will show them otherwise soon!</DIV> Sat, 25 Aug 2007 04:53:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55297#M4624 golfmomfor3 2007-08-25T04:53:17Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55327#M4632 <BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/34980">@serenity72</a> wrote:<BR /><DIV>ty the only reason im thinking of cap one is for there fertility healthcare loan. I am not sure what score you need for them for a loan or a card, but I want to get my foot in the door with them so if I cant get approved for the fertility care right now I could maybee work up to it with a card through them. My experian score is 527, eq 498, and transion 478</DIV><BR /><HR /></BLOCKQUOTE><BR /><BR /><BR />Have you tried to repair your credit before applying for loans and credit cards? Sat, 25 Aug 2007 11:50:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55327#M4632 Anonymous 2007-08-25T11:50:01Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55680#M4749 <DIV>If you can possibly get another card, other than CAP1, I would advise it.. Unless you want a card that is darn near impossible to get a CLI. I have three I got way back when, that I will be cancelling when the annual fees are due again next year. maybe sooner. Just paranoid about closing cards.</DIV> Sun, 26 Aug 2007 15:41:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/55680#M4749 Anonymous 2007-08-26T15:41:10Z https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/57656#M5378 <DIV>Yeah I have to agree. Capital was the first card I applied for when I was 18, it was my mother's suggestion, and they are very difficult. I've always paid my bill in full, never missed a paymemt or paid late, yet when I tried to increase my credit limit one time, I was automatically denied. They did increase later on, but most card companies would have increased my CL.</DIV> Wed, 29 Aug 2007 22:40:03 GMT https://ficoforums.myfico.com/t5/Credit-Cards/does-anyone-know-what-credit-score-I-need-to-get-a-capital-one/m-p/57656#M5378 kc12286 2007-08-29T22:40:03Z