topic Re: CITI Upgrade? in Credit Cards

CITI Upgrade?

OnTheRebound — Sat, 09 Mar 2013 00:12:02 GMT

I received a letter from Citi today...

Dear Xxxxxxx X. Xxxxxxxxx,

At Citi, we're pleased to offer our customers improved benefits and better ways to use their cards. That's why we're upgrading your

Citi Platinum Select Card to Citi Diamond Preferred Card.

Your account upgrade will be seamless: you'll have the same account number, Annual Percentage Rate and due date. The difference

you'll see is a noticeably enhanced credit card experience which includes 24/7 concierge service. Blah, blah, blah.

Personally, I don't consider this a upgrade, as the benefits are useless to me. But it sounds like I don't have a choice.

What do you think?

Re: CITI Upgrade?

LS2982 — Sat, 09 Mar 2013 00:14:53 GMT

@OnTheRebound wrote:
I received a letter from Citi today...
Dear Xxxxxxx X. Xxxxxxxxx,

At Citi, we're pleased to offer our customers improved benefits and better ways to use their cards. That's why we're upgrading your

Citi Platinum Select Card to Citi Diamond Preferred Card.

Your account upgrade will be seamless: you'll have the same account number, Annual Percentage Rate and due date. The difference

you'll see is a noticeably enhanced credit card experience which includes 24/7 concierge service. Blah, blah, blah.

Personally, I don't consider this a upgrade, as the benefits are useless to me. But it sounds like I don't have a choice.

What do you think?

Does your current Citi account have an AF??

What about the Diamond Preferred?

If your not interested in it you can always acall in and speak to a CSR about it.

Re: CITI Upgrade?

OnTheRebound — Sat, 09 Mar 2013 00:53:22 GMT

No AF's on both

Re: CITI Upgrade?

remarc — Sat, 09 Mar 2013 02:08:27 GMT

I got the same letter , it was to let me know they are upgrading my account to a city preferred card.. not sure what its all about.. anyone?

Re: CITI Upgrade?

mxp114 — Sat, 09 Mar 2013 02:57:33 GMT

Upgrading to TY Preferred or just Preferred? Citi does these things often. They move accounts to a new product as an "upgrade," but it's mostly to justify charging merchants a higher fee while they still can via World and Signature cards.

Re: CITI Upgrade?

chnceit — Sat, 09 Mar 2013 03:09:14 GMT

I use to have the Diamond Preferred CC, but the rewards were blah so I PC'd to Thank you Preferred. But gotta say the Black looking card is nice!

Re: CITI Upgrade?

tknkrov — Sat, 09 Mar 2013 03:31:07 GMT

They must be changing them all over my husband hasnt recieved a letter yet but his account already shows the Diamond Prefered in place of his platinum select.

Re: CITI Upgrade?

Anonymous — Sat, 09 Mar 2013 03:49:26 GMT

I also have the Citi Platinum Select since '93. I've been holding on to it since it is one of my oldest accounts. Not even sure if it has rewards, since I'm using amex BCP/PRG as primary cards. I haven't received any information concerning upgrading like others have.

Re: CITI Upgrade?

Anonymous — Sat, 09 Mar 2013 03:58:00 GMT

I manually PG (there is a thread on it somewhere) my Citi Plat Select to Thank You Premier about two weeks ago.

No regrets so far.

Re: CITI Upgrade?

youngandcreditwrthy — Sat, 09 Mar 2013 05:17:00 GMT

Citi Diamond Preferres is the only card I like at Citi! Lol...
I think it is def'ly a harder one to get though. It's good for carrying a balance from what Ive seen here... The aprs are usually lower.
Maybe you should call them and tell them you want a cli or apr reduction since they are beinf so damn random!
Silly Chiti. Bahah

Re: CITI Upgrade?

Simply827 — Sat, 09 Mar 2013 05:23:32 GMT

I got a mailer for Diamond Preferred. The card looked like such a yawn. I was an AU on a Platinum Select...another yawn. Why do people like Citi again?

Re: CITI Upgrade?

Anonymous — Sat, 09 Mar 2013 16:49:36 GMT

Just received this same mailing, not sure if it will tempt me to pull my Citi card out of the sock drawer!

Re: CITI Upgrade?

Anonymous — Mon, 11 Mar 2013 02:06:21 GMT

On Friday, I noticed my Mint summary kept showing my Platinum Select as a Diamond Preferred card. I logged into my Citibank account where I've linked my citi credit cards and sure enough, there was a message saying they have sent a new card out to me. Did anyone successfully do a product change to a different product? I called and they simply said all PS cards were being converted to Diamond Preferred.

Re: CITI Upgrade?

Anonymous — Tue, 12 Mar 2013 16:48:09 GMT

I also got in the mail telling me about an account upgrade to Citi Diamond. I used this card last year for no interest balance transfer while I pay off some other accts. The card just sits in the drawer. I, also was wondering why but my Citi Platinum was "upgraded" to World, I believe a year or two ago.. What is the reasoning for all this? Last time< I checked my FICO was 740.

Re: CITI Upgrade?

asteroidblues86 — Tue, 12 Mar 2013 18:08:57 GMT

@Anonymous wrote:
I, also was wondering why but my Citi Platinum was "upgraded" to World, I believe a year or two ago.. What is the reasoning for all this?

Money. Merchants pay Citi more per swipe if the card is a World Mastercard.

Re: CITI Upgrade?

asteroidblues86 — Tue, 12 Mar 2013 18:31:42 GMT

@Simply827 wrote:
Why do people like Citi again?

Generous credit lines and low APRs.

Re: CITI Upgrade?

asteroidblues86 — Tue, 12 Mar 2013 18:33:00 GMT

@Anonymous wrote:
Did anyone successfully do a product change to a different product?

Citi will product change just call and ask!

Re: CITI Upgrade?

Anonymous — Tue, 12 Mar 2013 18:37:45 GMT

I wish they would upgrade my card, I just have the Citi® Platinum Select® Visa® Card which is not too good

Re: CITI Upgrade?

asteroidblues86 — Tue, 12 Mar 2013 18:42:17 GMT

@Anonymous wrote:
I wish they would upgrade my card, I just have the Citi® Platinum Select® Visa® Card which is not too good

I had Platinum select before I called to convert it to Thank You preferred. Just call the number on the back of your card and politely ask.

Re: CITI Upgrade?

Anonymous — Tue, 12 Mar 2013 18:51:14 GMT

@asteroidblues86 wrote:
@Anonymous wrote:
I wish they would upgrade my card, I just have the Citi® Platinum Select® Visa® Card which is not too good
I had Platinum select before I called to convert it to Thank You preferred. Just call the number on the back of your card and politely ask.

Ok I will try that soon