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  <channel>
    <title>topic Re: NFCU App itch....LOL!! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951591#M541352</link>
    <description>zeusta stop! You do not need to apply now. Think how much better your credit profile will be in 6 mos. How much higher your FICO will be? I think it will be in your best interest to get that 5 digit CL in Nov....just in time for the holidays!&lt;BR /&gt;&lt;BR /&gt;</description>
    <pubDate>Tue, 12 Mar 2013 08:37:32 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-03-12T08:37:32Z</dc:date>
    <item>
      <title>NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951579#M541349</link>
      <description>&lt;P&gt;I keep reading these messages about NFCU. I'm SUPPOSED to be in the garden, but I'm getting a REEEEAAAALLLL big itch to apply for the NFCU....lmao!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;arrggghhhh...I don't know how to stop it!! haha.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 08:23:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951579#M541349</guid>
      <dc:creator>zeusta20</dc:creator>
      <dc:date>2013-03-12T08:23:30Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951591#M541352</link>
      <description>zeusta stop! You do not need to apply now. Think how much better your credit profile will be in 6 mos. How much higher your FICO will be? I think it will be in your best interest to get that 5 digit CL in Nov....just in time for the holidays!&lt;BR /&gt;&lt;BR /&gt;</description>
      <pubDate>Tue, 12 Mar 2013 08:37:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951591#M541352</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T08:37:32Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951597#M541354</link>
      <description>True! See! That's why I love this site. You guys get to keep me in check.haha. I'd love to get into the 5 digit mark. I think that's why the itch keeps coming back. Especially when I see NFCU approving increases like crazy!</description>
      <pubDate>Tue, 12 Mar 2013 08:45:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951597#M541354</guid>
      <dc:creator>zeusta20</dc:creator>
      <dc:date>2013-03-12T08:45:49Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951601#M541356</link>
      <description>&lt;P&gt;See I was hungry and thought lets see who online&lt;/P&gt;&lt;P&gt;09 lexie called it right on 2 Threads zeusta don't scratch that itch ....to the garden ASAP LOl&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/431788"&gt;@zeusta20&lt;/a&gt; wrote:&lt;BR /&gt;True! See! That's why I love this site. You guys get to keep me in check.haha. I'd love to get into the 5 digit mark. I think that's why the itch keeps coming back. Especially when I see NFCU approving increases like crazy!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 08:49:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951601#M541356</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-03-12T08:49:08Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951613#M541359</link>
      <description>The good thing about NFCU is they are not going anywhere. The 5 digit CL you covet so much will be waiting for you with a big red bow in 6 mos.</description>
      <pubDate>Tue, 12 Mar 2013 08:59:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951613#M541359</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T08:59:18Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951621#M541360</link>
      <description>&lt;P&gt;Couldnt disagree more, I would say that I am 100% Positive that there is a huge approval waiting for you right now at NFCU !&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 09:58:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951621#M541360</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T09:58:23Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951627#M541362</link>
      <description>&lt;P&gt;I agree with dodge pull the trigger and open that red bow--you will thank us!!!!!!!!!!!!&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 10:33:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951627#M541362</guid>
      <dc:creator>coachmiff</dc:creator>
      <dc:date>2013-03-12T10:33:23Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951633#M541363</link>
      <description>&lt;P&gt;+1 DO IT!!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 10:34:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951633#M541363</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-03-12T10:34:47Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951651#M541371</link>
      <description>&lt;P&gt;If you want a stronger profile, wait. That being said, I don't know how much score matters to NFU so there may be no real advantage to waiting.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They're probably the only place I'd leave the garden for. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 10:56:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951651#M541371</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T10:56:34Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951659#M541375</link>
      <description>&lt;P&gt;Ha! Everything about this thread makes me laugh! NFCU always gives me the itchies. I got a +2000 CLI in November via the love button...that was all I asked for. Putting me at 7,000...but&amp;nbsp;I want those 5 digits too!!&amp;nbsp;Should have asked for more but didn't wanna get greedy since it's my highest CL.&amp;nbsp;Hate the hard pull..but boy oh boy is it soooo tempting. I been in the garden since they HP'd me in November.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 11:00:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951659#M541375</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T11:00:25Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951663#M541377</link>
      <description>&lt;P&gt;I just can't help but to think that the folks at NFCU are reading these forums and laughing at all of this!!!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just in case they are..... " I love you NFCU"!!!!&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 11:03:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951663#M541377</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-03-12T11:03:37Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951673#M541382</link>
      <description>In one year started with 5k scratched my itch yesterday after reading these threads now at 17k&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 12 Mar 2013 11:14:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951673#M541382</guid>
      <dc:creator>Smug</dc:creator>
      <dc:date>2013-03-12T11:14:51Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951691#M541387</link>
      <description>&lt;P&gt;Ok I think I just broke out in a rash! LOL WOW!! Congrats..I will be lucky if I make it through the rest of the day now lol&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 11:25:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951691#M541387</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T11:25:11Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951787#M541407</link>
      <description>&lt;P&gt;Are you a member of NFCU?&amp;nbsp;&amp;nbsp; You have to be a member to apply.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you're a member, my philosophy is to get the account open ASAP so that it can all age together...&amp;nbsp;&amp;nbsp; Go ahead and get both the Navcheck&amp;nbsp;LOC and a CC, because eventually you'll want/need both.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My only regret with Navy is that I waited until September to open the NavCheck&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 12:47:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951787#M541407</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2013-03-12T12:47:49Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951877#M541424</link>
      <description>&lt;P&gt;AHHHHH!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;you guys are ALL making this SUUUPPPERRRR tempting....hahahahaha.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 13:34:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951877#M541424</guid>
      <dc:creator>zeusta20</dc:creator>
      <dc:date>2013-03-12T13:34:21Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951975#M541445</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/503388"&gt;@webhopper&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Are you a member of NFCU?&amp;nbsp;&amp;nbsp; You have to be a member to apply.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you're a member, my philosophy is to get the account open ASAP so that it can all age together...&amp;nbsp;&amp;nbsp; Go ahead and get both the Navcheck&amp;nbsp;LOC and a CC, because eventually you'll want/need both.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My only regret with Navy is that I waited until September to open the NavCheck&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I agree with Webhopper!&amp;nbsp; I got the Cash rewards signature visa and the navchek in october 2012.&amp;nbsp; My cash rewards card is at 25,000 now due to a recent 3,000 increase.&amp;nbsp; My navchek is at 15,000 for use if I ever need it.&amp;nbsp; NFCU is wonderful!!&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 14:21:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1951975#M541445</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T14:21:08Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952039#M541466</link>
      <description>Of topic, but where is the NFCU luv button? I don't see it online. Does it only pop up when your eligible for it?</description>
      <pubDate>Tue, 12 Mar 2013 14:45:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952039#M541466</guid>
      <dc:creator>Duncanrr</dc:creator>
      <dc:date>2013-03-12T14:45:25Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952049#M541469</link>
      <description>&lt;P&gt;For me it is under the account services tab....not on the link for my cards.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 14:50:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952049#M541469</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-03-12T14:50:49Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952051#M541470</link>
      <description>&lt;P&gt;When you log onto NFCU....go into your CC account details area. On the right side there is a link that says "increase my credit limit:"&lt;/P&gt;</description>
      <pubDate>Tue, 12 Mar 2013 14:51:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952051#M541470</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-12T14:51:42Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU App itch....LOL!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952087#M541476</link>
      <description>I just apped for navchexk because of what webhopper said! I need these accounts to age at the same time! I am looking to buy a new car in 2015 so I would love to build all my accounts at the same time!</description>
      <pubDate>Tue, 12 Mar 2013 15:09:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-App-itch-LOL/m-p/1952087#M541476</guid>
      <dc:creator>ihatemyscore</dc:creator>
      <dc:date>2013-03-12T15:09:36Z</dc:date>
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