topic Re: NFCU in Credit Cards

NFCU

SemperGumby — Wed, 09 Jan 2013 15:00:08 GMT

So I called NFCU last night and they were extremely nice and helpful.

Unfortunately they can't offer me an account despite being a veteran. I mistakingly thought that all veterans were eligible.

Does anyone know if they ever offer open enrollment periods?

Re: NFCU

Anonymous — Wed, 09 Jan 2013 15:11:04 GMT

Unfortunetly no. This is what irks so many people. Thank you for your service.

Now, if you got a roommate who was a member - then you could join - then extend that membership to any family member or roommate you would have.

Re: NFCU

Anonymous — Wed, 09 Jan 2013 15:12:34 GMT

On a related note - you ARE eligible for full USAA membership including their insurance products AND to get PenFed's AMEX Defender (1.5% cash back instantly, no FTFs, no annual fee, 6.99% APR) but only until April!

Re: NFCU

SemperGumby — Wed, 09 Jan 2013 15:13:36 GMT

How is Penfed as far as score requirements?

Re: NFCU

Anonymous — Wed, 09 Jan 2013 15:50:00 GMT

Very strict. You will need all your ducks in a row. Probably at least a 700 EX with little inquiries.

They have given me two cards - but low limits ($9.5K total) compared to my USAA/NFCU cards. But IMO - PenFed is the best lender out there. Also - I'm not sure - but since their Defender card was targeted for Active Military only - they were less strict (which is why I got such a low limit!) But now for only the next 3 months they have opened the card up to veterans honorably dishcarged (better have your dd214 in order!!!)

Re: NFCU

SemperGumby — Wed, 09 Jan 2013 15:59:02 GMT

I'm in the mdist of fixing my credit. Got declined for a USAA card. Going to go with one of their secured cards while I'm building my credit.

Re: NFCU

Anonymous — Wed, 13 Mar 2013 18:53:04 GMT

How long ago did you seperate? I got out a couple of years ago but because every military contract is technically an 8 year contract, I am IRR until later this year but that qualifies. Any chance you are still IRR status?