topic Re: Your favorite card in Credit Cards

Your favorite card

BBYGRL — Sat, 01 Mar 2008 21:59:38 GMT

I'm sure this thread exists somewhere but I am curious to know what your favorite card is and why.

Mine is my Western Federal CU Visa. It's convenient, it my lowest CL (keeps me on budget) and customer service is awesome. Discover More is a close second.

Re: Your favorite card

fused — Sat, 01 Mar 2008 23:42:38 GMT

Amex Rewards Plus Gold: perks, points, airline miles, great customer service with very short wait times over the phone.

Amex Blue: Very low APR and generous CLIs and again, great customer service with very short wait times over the phone.

FIA Fidelity Plat Plus Visa: covert points to $$ and deposit it into my daughter's 529 plan, very low APR and very good customer service

Message Edited by fused on 03-01-2008 01:42 PM

Re: Your favorite card

Anonymous — Sat, 01 Mar 2008 23:13:02 GMT

Right now, this very minute it's WaMu followed by BoA. Next week I'm sure that will change when I get the Discover More and Citi CashReturns cards.

Re: Your favorite card

haulingthescoreup — Sat, 01 Mar 2008 23:16:16 GMT

I still love my USAA MC and AmEx, but right now I'm purring over my PenFed Platinum Cash Rewards: 5% on pay-at-the-pump gas, 2% on groceries, 1.25% everything else. Rewards available promptly, fantastic customer service, you name it.

Re: Your favorite card

Anonymous — Sat, 01 Mar 2008 23:18:09 GMT

Hauling, I'd be purring to with that whopper opening cl you received! wow. Still doing the happy dance for ya

Re: Your favorite card

Anonymous — Sat, 01 Mar 2008 23:20:10 GMT

fused, I'm curious. I thought the gold card was no pre-set limit. As such, how would you get a CLI?

Re: Your favorite card

Anonymous — Sat, 01 Mar 2008 23:22:12 GMT

Right now I'm liking my Patelco CC even though they charge $25 per year to be in the rewards program.

Message Edited by l9ikjam on 03-01-2008 03:22 PM

Re: Your favorite card

Anonymous — Sat, 01 Mar 2008 23:23:04 GMT

haulingthescoreup wrote:
I still love my USAA MC and AmEx, but right now I'm purring over my PenFed Platinum Cash Rewards: 5% on pay-at-the-pump gas, 2% on groceries, 1.25% everything else. Rewards available promptly, fantastic customer service, you name it.

I'm thinking HTSU will never set foot inside a gas station again.

YAY!

Re: Your favorite card

haulingthescoreup — Sat, 01 Mar 2008 23:32:25 GMT

@Anonymous wrote:

@haulingthescoreup wrote:
I still love my USAA MC and AmEx, but right now I'm purring over my PenFed Platinum Cash Rewards: 5% on pay-at-the-pump gas, 2% on groceries, 1.25% everything else. Rewards available promptly, fantastic customer service, you name it.
I'm thinking HTSU will never set foot inside a gas station again.

YAY!

I have carefully instructed DH a half dozen times that this card is not meant for paying inside while grabbing the chips and beer. Don't know if it's sunk in yet, though...

Re: Your favorite card

fused — Sat, 01 Mar 2008 23:39:00 GMT

FretlessMayhem wrote:
fused, I'm curious. I thought the gold card was no pre-set limit. As such, how would you get a CLI?

Sorry! I'll edit my post. lol

Re: Your favorite card

Anonymous — Sat, 01 Mar 2008 23:45:41 GMT

@haulingthescoreup wrote:
@Anonymous wrote:

@haulingthescoreup wrote:
I still love my USAA MC and AmEx, but right now I'm purring over my PenFed Platinum Cash Rewards: 5% on pay-at-the-pump gas, 2% on groceries, 1.25% everything else. Rewards available promptly, fantastic customer service, you name it.
I'm thinking HTSU will never set foot inside a gas station again.
YAY!

I have carefully instructed DH a half dozen times that this card is not meant for paying inside while grabbing the chips and beer. Don't know if it's sunk in yet, though...

Just make sure he buys the beer and chips at the grocery store. Or maybe you'll do that, so he's not tempted to go inside the gas station. You have to train them well and give them incentives, right?

Re: Your favorite card

Anonymous — Sun, 02 Mar 2008 00:16:40 GMT

Chase platinum rewards Visa because

1. Its Chase

2. It has rewards

3. They gave me a whole 1,000 dollars

4. I felt officially free for crap one/orchard credit hell.

Just waiting for my CLI

Hooters is a close second

Message Edited by Plainsneech on 03-01-2008 04:16 PM

Re: Your favorite card

BBYGRL — Sun, 02 Mar 2008 00:21:25 GMT

Plainsneech wrote:
Chase platinum rewards Visa because

1. Its Chase
2. It has rewards
3. They gave me a whole 1,000 dollars
4. I felt officially free for crap one/orchard credit hell.
Just waiting for my CLI

Hooters is a close second

Message Edited by Plainsneech on 03-01-2008 04:16 PM

I agree with you Plains.

Re: Your favorite card

BBYGRL — Sun, 02 Mar 2008 00:27:33 GMT

haulingthescoreup wrote:
I still love my USAA MC and AmEx, but right now I'm purring over my PenFed Platinum Cash Rewards: 5% on pay-at-the-pump gas, 2% on groceries, 1.25% everything else. Rewards available promptly, fantastic customer service, you name it.

Ped Fed Plat Cash rewards has it going on. I would purr, do back flips and more. Wow. Nope, I can't even consider it - right now that is... It's time for my Sleigh Center meds again. WTG HTSP! What's the APR on this one? Is there a AF?

Message Edited by BBYGRL on 03-01-2008 04:27 PM

Re: Your favorite card

Anonymous — Sun, 02 Mar 2008 02:38:03 GMT

HTSU, wouldn't the chips and beer at the convience store at least count as groceries. You pay for the gas outside for the 5% then go inside for the chips and beer at 2%. Hey even if they don't consider it groceries you still get 1.25% on it. Which is better than most cards ever get.

Re: Your favorite card

haulingthescoreup — Sun, 02 Mar 2008 02:53:33 GMT

@Anonymous wrote:

HTSU, wouldn't the chips and beer at the convience store at least count as groceries. You pay for the gas outside for the 5% then go inside for the chips and beer at 2%. Hey even if they don't consider it groceries you still get 1.25% on it. Which is better than most cards ever get.

Probably so! I just want him to pay at the pump. After that, he's on his own.

Re: Your favorite card

BBYGRL — Sun, 02 Mar 2008 03:33:14 GMT

Good luck with getting your DHubby on board. 5% is a great percentage.

Re: Your favorite card

Anonymous — Sun, 02 Mar 2008 03:52:00 GMT

Just tell that at $3 a gallon that he is saving 15 cents a gallon in rebates by using that card at the pump.

Re: Your favorite card

Anonymous — Sun, 02 Mar 2008 03:53:06 GMT

@Anonymous wrote:
Just tell that at $3 a gallon that he is saving 15 cents a gallon in rebates by using that card at the pump.

Hey, good thinking! That'll get his attention!

Re: Your favorite card

Anonymous — Sun, 02 Mar 2008 03:59:00 GMT

Especially when you tell him that leaves more money in the budget for chips and beer which also get a discount at the grocery store.