topic Re: GE walmart/ae soft pulls for cli in Credit Cards

GE walmart/ae soft pulls for cli

creditnocash — Thu, 14 Mar 2013 21:59:24 GMT

i just got a letter for a cli i requested. is it a fico?
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope.

Re: GE walmart/ae soft pulls for cli

dodgerslv — Thu, 14 Mar 2013 22:17:58 GMT

@creditnocash wrote:
i just got a letter for a cli i requested. is it a fico?
it says range 300-850 so im assuming it is. transunion pull
it may be an old pull, but it sure does give me hope.

yes it is...i think GE does all approvals, SP and CLI using the TU08 Fico model.

Re: GE walmart/ae soft pulls for cli

creditnocash — Thu, 14 Mar 2013 22:24:15 GMT

alright thanks. Yeah letter said 748 but this month my score was 753 so yeah. Basically listed reasons same as amex. I just don't get carrying balances around (20% utilization) is making my score go higher lol.

Apparently according to amex and walmart, I will get denied for cards and cli until more then half way through my auto loan, as its a reason ive been denied (loan balance to high too amount)