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    <title>topic Re: KAY JEWELERS in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172383#M54387</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Timothy wrote:&lt;BR /&gt;&lt;DIV&gt;I don't remember the $ amount cut off- for the 12 months 0%&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;I don't know what it is now, but in November when I made my purchase it was $500.&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Thu, 06 Mar 2008 04:18:13 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-03-06T04:18:13Z</dc:date>
    <item>
      <title>KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172282#M54338</link>
      <description>&lt;DIV&gt;did'nt&amp;nbsp;really want to but i am finish until i get ready to buy a house but i remember my 7yr anniversary did not want to pay cash or use any other credit card so i applied&amp;nbsp;for a kay jeweler card and approve for $5000.....done til 2011. tu701/ex720/eq716&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 03:09:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172282#M54338</guid>
      <dc:creator>GIXXER</dc:creator>
      <dc:date>2008-03-06T03:09:46Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172290#M54342</link>
      <description>&lt;DIV&gt;Congrats on both the new card and anniversary.&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 03:15:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172290#M54342</guid>
      <dc:creator>Red1Blue</dc:creator>
      <dc:date>2008-03-06T03:15:53Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172292#M54343</link>
      <description>&lt;DIV&gt;Awesome- take advantage of the 12 months 0% and 90 days same as cash- &lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 03:16:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172292#M54343</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-06T03:16:46Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172299#M54348</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Timothy wrote:&lt;BR /&gt;&lt;DIV&gt;Awesome- take advantage of the 12 months 0% and 90 days same as cash-&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Hi Timothy- I was recently approved for Kay at same CL. Do you get to select which (3) options you want when you make a purchase?&amp;nbsp; Is this offer only online or in the store too?&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 03:22:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172299#M54348</guid>
      <dc:creator>NICKI183</dc:creator>
      <dc:date>2008-03-06T03:22:55Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172303#M54350</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;NICKI183 wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Timothy wrote:&lt;BR /&gt;&lt;DIV&gt;Awesome- take advantage of the 12 months 0% and 90 days same as cash-&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Hi Timothy- I was recently approved for Kay at same CL. Do you get to select which (3) options you want when you make a purchase?&amp;nbsp; Is this offer only online or in the store too?&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;I used the 0% for 12 months offer when I bought DF's engagement ring in store.&amp;nbsp; I only took 3 months to pay it off, though, because they gave me a low CL and it was screwing up my util.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 03:24:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172303#M54350</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-06T03:24:50Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172321#M54358</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;cheddar wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;NICKI183 wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Timothy wrote:&lt;BR /&gt;&lt;DIV&gt;Awesome- take advantage of the 12 months 0% and 90 days same as cash-&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Hi Timothy- I was recently approved for Kay at same CL. Do you get to select which (3) options you want when you make a purchase?&amp;nbsp; Is this offer only online or in the store too?&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;I used the 0% for 12 months offer when I bought DF's engagement ring in store.&amp;nbsp; I only took 3 months to pay it off, though, because they gave me a low CL and it was screwing up my util.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;I was thinking of upgrading my current wedding ring, but that would be a big chunk out of the limit.&amp;nbsp; I think I will wait until all of the cards/responses come in.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Your always popping up with good advice or being in agreement to others.&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 03:36:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172321#M54358</guid>
      <dc:creator>NICKI183</dc:creator>
      <dc:date>2008-03-06T03:36:12Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172380#M54384</link>
      <description>&lt;DIV&gt;I don't remember the $ amount cut off- for the 12 months 0% &lt;/DIV&gt;
&lt;DIV&gt;I did have to put 20% down (put it on another CC) &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;DW got some really nice earings - &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;For V-day I found a bracelet I wanted to buy online- called my local store and used "santa dollars" got that $700 bracelet for $250 &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;My balance on my account is $805 on a 5K CL- &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 04:16:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172380#M54384</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-06T04:16:29Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172383#M54387</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Timothy wrote:&lt;BR /&gt;&lt;DIV&gt;I don't remember the $ amount cut off- for the 12 months 0%&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;I don't know what it is now, but in November when I made my purchase it was $500.&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 04:18:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172383#M54387</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-06T04:18:13Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172384#M54388</link>
      <description>&lt;DIV&gt;If I get it this weekend, I may go to the school and make a SMALL SMALL SMALL purchase, I have to wait out the mailman now!'&lt;/DIV&gt;&lt;DIV&gt;Thanks for the tip&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 04:19:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172384#M54388</guid>
      <dc:creator>NICKI183</dc:creator>
      <dc:date>2008-03-06T04:19:12Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172390#M54392</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;You don't have to wait for the card-&amp;nbsp; &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;They also report the first month on Credit report at $0 balance- &lt;BR /&gt;&lt;/DIV&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
NICKI183 wrote:&lt;BR /&gt;
&lt;DIV&gt;If I get it this weekend, I may go to the school and make a SMALL SMALL SMALL purchase, I have to wait out the mailman now!'&lt;/DIV&gt;
&lt;DIV&gt;Thanks for the tip&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;
&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 04:22:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172390#M54392</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-06T04:22:39Z</dc:date>
    </item>
    <item>
      <title>Re: KAY JEWELERS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172417#M54402</link>
      <description>&lt;DIV&gt;OK..TU&lt;/DIV&gt;</description>
      <pubDate>Thu, 06 Mar 2008 05:06:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/KAY-JEWELERS/m-p/172417#M54402</guid>
      <dc:creator>NICKI183</dc:creator>
      <dc:date>2008-03-06T05:06:21Z</dc:date>
    </item>
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