https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964637#M544753 <P>I would love to be added as an AU, and then you shut the card down in your name and I take it over! I would even give you the cost of the AF. Is this legal? I have wanted the Zync card since it came out, but only got my scores high enough once it was discontinued!&nbsp;</P> Fri, 15 Mar 2013 22:39:02 GMT tpmlls 2013-03-15T22:39:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964621#M544745 <P>I don't use my Amex Zync at all, I had only opened it to get my foot into the door with Amex. I realize that this card is discontinued so I am hesitant to shut it down. Is there any reason I should keep it open?</P> Fri, 15 Mar 2013 22:35:04 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964621#M544745 Viper786 2013-03-15T22:35:04Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964631#M544750 <P>Call and see if they will waive AF first then make you decision</P> Fri, 15 Mar 2013 22:38:25 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964631#M544750 myjourney 2013-03-15T22:38:25Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964637#M544753 <P>I would love to be added as an AU, and then you shut the card down in your name and I take it over! I would even give you the cost of the AF. Is this legal? I have wanted the Zync card since it came out, but only got my scores high enough once it was discontinued!&nbsp;</P> Fri, 15 Mar 2013 22:39:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-shut-down-my-Amex-Zync-before-AF-hits/m-p/1964637#M544753 tpmlls 2013-03-15T22:39:02Z