topic Re: AMEX in Credit Cards

AMEX

Anonymous — Wed, 29 Aug 2007 23:10:14 GMT

I applied for the AMEX blue and was denied. Since being on this site I here a lot of talk about the Gold Delta skymiles by AMEX. Would AMEX send me a possible offer to one of their lower cards like the skymiles or should I just leave it alone at this point since already being denied for the Blue?

Oh yeah, I already have 5 cards but wish to get rid of 2 of them for something more positive.

Card I currently have:

Cap One (Hassle Free cash)

First Preimier

Wamu

Best Buy (MC)

Legacy

Want to get rid of First Preimier & Legacy.

Anybody?????

Message Edited by credit4me on 08-29-2007 07:10 PM

Re: AMEX

Anonymous — Wed, 29 Aug 2007 23:33:11 GMT

don't get rid of nothing. leave everything intact. keep all your card at 10% or below of utilization. So DO NOT CANCEL NO CARDS!

NOW...go to americanexpress.com and fill out an application online, IMPORTANT! Do not apply for anyhting except one card AMEX DELTA GOLD.

Now when you done, comeback here and we'll tell you how to convert it to BLUE.

Message Edited by montana on 08-29-2007 04:33 PM

Re: AMEX

SpecFile — Wed, 29 Aug 2007 23:36:14 GMT

credit4me wrote:
I applied for the AMEX blue and was denied. Since being on this site I here a lot of talk about the Gold Delta skymiles by AMEX. Would AMEX send me a possible offer to one of their lower cards like the skymiles or should I just leave it alone at this point since already being denied for the Blue?

Oh yeah, I already have 5 cards but wish to get rid of 2 of them for something more positive.

Card I currently have:

Cap One (Hassle Free cash)
First Preimier
Wamu
Best Buy (MC)
Legacy

Want to get rid of First Preimier & Legacy.

Anybody?????

Message Edited by credit4me on 08-29-2007 07:10 PM

What are your scores? Any baddies? Post those before you apply.

Re: AMEX

Anonymous — Wed, 29 Aug 2007 23:42:04 GMT

I had a 1000 bal CL 2500 on 1 card but just pay 700 but not showing yet on report. should I wait until next month?

TU630

EQ641

EX620

2 old judge 1 will fall off 2/08

1 CA paying now

Message Edited by credit4me on 08-29-2007 07:42 PM

Re: AMEX

SpecFile — Wed, 29 Aug 2007 23:38:45 GMT

Scores and baddies please!

Re: AMEX

Anonymous — Wed, 29 Aug 2007 23:43:08 GMT

TU630

EQ641

EX620

2 old judge 1 will fall off 2/08

1 CA paying now

Re: AMEX

SpecFile — Wed, 29 Aug 2007 23:47:12 GMT

Apply for the AMEX Gold Delta SkyMiles.

Re: AMEX

Anonymous — Wed, 29 Aug 2007 23:50:25 GMT

Ok... I'll keep everyone posted!

Re: AMEX

SpecFile — Wed, 29 Aug 2007 23:51:27 GMT

Please do!

Re: AMEX

Anonymous — Wed, 29 Aug 2007 23:57:49 GMT

I will not doubt you guys again!!!!!!!!!! Thanks!!!!!!!

Your credit line of $2500 will be available after you receive and activate your Card.

You will receive your new Card within 10 days.

Re: AMEX

SpecFile — Wed, 29 Aug 2007 23:59:16 GMT

YEEEEEEEHAAAAWWWWWW! I knew you could do it! Congrats to you.

Re: AMEX

fused — Wed, 29 Aug 2007 23:59:32 GMT

Congrats! Now do you still wanna close FP and Legacy?

Re: AMEX

Anonymous — Thu, 30 Aug 2007 00:00:45 GMT

Do you think I have a shot at converting to Blue?

Re: AMEX

SpecFile — Thu, 30 Aug 2007 00:03:17 GMT

Now just keep your util under 10% and enjoy your new scores. I love this site and the people on it!!!!!!

Re: AMEX

fused — Thu, 30 Aug 2007 00:04:36 GMT

credit4me wrote:

Do you think I have a shot at converting to Blue?

Yes you have a chance, do so at activation.

Re: AMEX

Anonymous — Thu, 30 Aug 2007 00:05:24 GMT

I couldn't agree more!!! You guys have better advice then some of my friends I've know my whole life I still would like to know how to convert to Blue!

Re: AMEX

Anonymous — Thu, 30 Aug 2007 00:13:05 GMT

It worked just like i typed it would. congratulations.

NOW when you get the card there will be a number on it to call. Call it to activate and it gives you an option to convert it. Convert to blue. I wouldn't ask for an increase in credit line as AMEX loves to do Financial Review now and then. So after you convert, comeback and tell us.

Good luck and congatulations.

Re: AMEX

Anonymous — Thu, 30 Aug 2007 01:13:53 GMT

Listen to montana, the FR are bad. Been there and done that. They cut your cards off when you don't even know.

Re: AMEX

Anonymous — Thu, 30 Aug 2007 01:19:11 GMT

all this talk of converting to a blue has me scratching my head. i applied for the gold delta skymiles, was approved for the platinum, but when i activated nothing indicated i could convert. i started looking around and the blue caught my attention, so i applied online and was instantly declined. oh well, i'm just happy to have the plat skymiles card. i never thought in a million years i would have been approved. really tried just to get my wife off my back, she really wanted the skymiles card.

Re: AMEX

Anonymous — Thu, 30 Aug 2007 01:27:42 GMT

You can only convert hassle free at time of activation. If you already activated, you would have to apply separately. In some cases they decline, but more often then not.