topic Re: USAA... I want to cry! in Credit Cards

USAA... I want to cry!

kroberts67 — Fri, 22 Mar 2013 16:06:37 GMT

So I've been waiting for the 7 to 10 days letter from USAA thinking what did I do... wasted a HP on a whim. Instead just now I got an email about "my new card" and logged in to read "Congratulations!", and a $4k line on a USAA Rewards Plat MC, my biggest credit line! I got teary when I saw that, expecting $150 or the like... I know I've made huge progress and deserve it but didn't expect it.

I feel indebted to you all. Thanks to all the other myFICO board addicts and helpful people here!! I'm off to faint.

Re: USAA... I want to cry!

webhopper — Fri, 22 Mar 2013 16:09:00 GMT

Congrats on the new card

Re: USAA... I want to cry!

Anonymous — Fri, 22 Mar 2013 16:11:29 GMT

Congrats!

Re: USAA... I want to cry!

Anonymous — Fri, 22 Mar 2013 16:13:25 GMT

Congrats!!

Re: USAA... I want to cry!

Anonymous — Fri, 22 Mar 2013 16:23:15 GMT

Congatulation Kroberts u have earned it

Thats a great Starting credit limit

Re: USAA... I want to cry!

Anonymous — Fri, 22 Mar 2013 16:28:00 GMT

Re: USAA... I want to cry!

MountainHiker — Fri, 22 Mar 2013 16:36:48 GMT

@kroberts67 wrote:
So I've been waiting for the 7 to 10 days letter from USAA thinking what did I do... wasted a HP on a whim. Instead just now I got an email about "my new card" and logged in to read "Congratulations!", and a $4k line on a USAA Rewards Plat MC, my biggest credit line! I got teary when I saw that, expecting $150 or the like... I know I've made huge progress and deserve it but didn't expect it.

I feel indebted to you all. Thanks to all the other myFICO board addicts and helpful people here!! I'm off to faint.

Congrats on a well deserved accomplishment. Can I ask a few particulars? Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

Thanks!

Re: USAA... I want to cry!

Anonymous — Fri, 22 Mar 2013 16:39:30 GMT

Nice! Enjoy your new highfalutin' status.

Seriously, it's great to get in good with USAA that way. You should be proud, and you worked for it, too!

Re: USAA... I want to cry!

Supawest — Fri, 22 Mar 2013 16:40:17 GMT

Congrats!! I know that exact feeling TRUST me.

Re: USAA... I want to cry!

youngandcreditwrthy — Fri, 22 Mar 2013 17:01:02 GMT

Congrats! I know the feeling too! Took me 5 years to get an Amex! Lol

Re: USAA... I want to cry!

kroberts67 — Fri, 22 Mar 2013 17:07:50 GMT

@MountainHiker wrote:
Congrats on a well deserved accomplishment. Can I ask a few particulars? Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

Thanks!

MountainHiker:

I had gone onto their site to find out more about them, and type in my info but stopped when they asked for my SS#. Since then they've sent me emails about their products but no I'm not a full member. I've read more on their cards etc here and decided to apply for the rewards card. I applied yesterday around 4pm and got a message saying to check my email for a response within 2 hours. Then nothing all night. This morning I received an email about "my new card"... there was never a phone call, they haven't asked me to show anything (I entered my salary when I applied), and I have no other accounts with them. I'm not even sure yet which report they pulled, or if it's all of them. My TU has a tax lien and one old small collections, my EQ is the best, no tax lien and just one old very small collection. No recent baddies, EX has 5 old collection accts I'm dealing with either deleting or paying but they do still show and the tax lien. Sheesh, I couldn't get a Walmart card the day before! I'm very grateful!

Re: USAA... I want to cry!

zerobacan — Fri, 22 Mar 2013 17:15:26 GMT

Walmart pulls TU for sure, maybe they pull eq and u got lucky.

Re: USAA... I want to cry!

kroberts67 — Fri, 22 Mar 2013 17:21:01 GMT

That's what I'm thinking. Although my EX shot up 40 points overnight last night but it still is the one I'm cleaning up. Thanks everyone, I'll update what report they pulled when I find out.

Re: USAA... I want to cry!

Anonymous — Fri, 22 Mar 2013 17:21:09 GMT

congrats . i love USAA . i got 2 card with them

Re: USAA... I want to cry!

Ron1 — Fri, 22 Mar 2013 17:22:39 GMT

Congrats!!!

Ron.

Re: USAA... I want to cry!

WarJar101 — Fri, 22 Mar 2013 17:38:26 GMT

I might app for them in six months, just for the decent limits they give out. Congratulations and keep up the good work, and don't your shed a tear.

Re: USAA... I want to cry!

VirtualCuriosity — Fri, 22 Mar 2013 17:48:06 GMT

NICE!!!

Re: USAA... I want to cry!

Epcot — Fri, 22 Mar 2013 18:49:17 GMT

That's great, Congrats!

Re: USAA... I want to cry!

kroberts67 — Fri, 22 Mar 2013 18:52:12 GMT

@zerobacan wrote:
Walmart pulls TU for sure, maybe they pull eq and u got lucky.

Oh BTW, Walmart pulled both TU and EX... that's where that went wrong. :/

Re: USAA... I want to cry!

HeilFico — Fri, 22 Mar 2013 18:58:21 GMT

I'm a full member with USAA. They pull Equifax for everything. Congrats!!!