topic APR reduction from Discover in Credit Cards

APR reduction from Discover

webhopper — Fri, 22 Mar 2013 20:49:12 GMT

Went from 23.99 to 18.99 with a phone call

Interest rate has always been high on this account but I've been calling and getting it reduced every six months for the last 2 years

Re: APR reduction from Discover

LS2982 — Fri, 22 Mar 2013 21:03:40 GMT

I might try that myself next month!!! CONGRATS!!!

Re: APR reduction from Discover

SpecFile — Fri, 22 Mar 2013 21:18:59 GMT

Awesome!!! I plan on doing the same thing. Congrats to you!!

Re: APR reduction from Discover

Epcot — Fri, 22 Mar 2013 22:03:41 GMT

Nicely done, Congrats on the reduction in APR.

Re: APR reduction from Discover

09Lexie — Fri, 22 Mar 2013 23:47:12 GMT

No HP's ?

Re: APR reduction from Discover

ObeyJohnny12 — Fri, 22 Mar 2013 23:49:35 GMT

Well done! Maybe I should call them up to lower mine.

Re: APR reduction from Discover

myjourney — Fri, 22 Mar 2013 23:50:44 GMT

Congrats to you

Re: APR reduction from Discover

kevinjjc — Sat, 23 Mar 2013 00:05:14 GMT

Congrats! I wonder what is the absolutely lowest APR they would give. The APR on my Discover it card is currently 10.99%.

Re: APR reduction from Discover

Anonymous — Wed, 10 Apr 2013 05:42:58 GMT

Month ago I was getting mails pre approvals . 12.99 - 15.99 APR . This month my report has been updated FICO EQ 723. I went to Discover IT pre-approval site. GOT 9.99% That's is minimum I think. 0%par for 14 month pr and 0% for 14 Balance tr. + 9.99% after. Even web site states 10.99 - something . So here you go 9.99% =) I have clear History just 1 year 2 month something =) If this help someone also after pre-approval I clicked apply now > redirected all what I can see is my name, social , info about product and submit button. Even there is no space for Annual income LOL ?= )) I am holding my hands and will apply for PENFED, Then AMEX 250$ sign in bonus via creditcard match, then DIcover IT =) . Thanks everyone on this Forums.

Re: APR reduction from Discover

Anonymous — Wed, 10 Apr 2013 13:36:32 GMT

Nice reduction!

Certainly beats my whopping reduction I got from Citi last month, 16.99% alllllll the way down to 16.24%...

ugh. I'll try again in 6 months!