topic Re: Question regarding Cap1 EO in Credit Cards

Question regarding Cap1 EO

tattooedhusker — Fri, 22 Mar 2013 19:09:17 GMT

Talked to a rep at the EO yesterday about a CLI on my Orchard card and my Best Buy card (stuck at $300 and $500 for 3 years now), and she said that they are finally able to handle these accounts (after months of trying periodically) and will get back to me by Monday. My question is, how much of an increase should I ask for without sounding greedy or desperate? $1k, $2k, $3k? I'm not even sure, I was caught off guard by the random call back!

Re: Question regarding Cap1 EO

daybreakgonesXe — Fri, 22 Mar 2013 19:12:39 GMT

@tattooedhusker wrote:
Talked to a rep at the EO yesterday about a CLI on my Orchard card and my Best Buy card (stuck at $300 and $500 for 3 years now), and she said that they are finally able to handle these accounts (after months of trying periodically) and will get back to me by Monday. My question is, how much of an increase should I ask for without sounding greedy or desperate? $1k, $2k, $3k? I'm not even sure, I was caught off guard by the random call back!

I bumped my Orchard from $1500 to $10000, so don't be afraid to be greedy!! XD if they can't match it, they will counteroffer with a lower amount, so might as well shoot high!

Re: Question regarding Cap1 EO

sarkell — Fri, 22 Mar 2013 19:48:43 GMT

Considering your other limits I'd shoot for 1500 on both. It's funny that some cap 1 cards are difficult but neiman Marcus I received a cli no problem. Maybe cap1 is changing policies.

Re: Question regarding Cap1 EO

injustifiiable — Fri, 22 Mar 2013 22:37:01 GMT

@daybreakgonesXe wrote:
@tattooedhusker wrote:
Talked to a rep at the EO yesterday about a CLI on my Orchard card and my Best Buy card (stuck at $300 and $500 for 3 years now), and she said that they are finally able to handle these accounts (after months of trying periodically) and will get back to me by Monday. My question is, how much of an increase should I ask for without sounding greedy or desperate? $1k, $2k, $3k? I'm not even sure, I was caught off guard by the random call back!
I bumped my Orchard from $1500 to $10000, so don't be afraid to be greedy!! XD if they can't match it, they will counteroffer with a lower amount, so might as well shoot high!

Hey, I emailed them and got a call back, but I missed the call. They didn't leave a message either.

I'm just checking to see if they call from a 831-area code? My iPhone says it's from Salinas, CA.

Re: Question regarding Cap1 EO

daybreakgonesXe — Fri, 22 Mar 2013 22:45:19 GMT

@injustifiiable wrote:
@daybreakgonesXe wrote:
@tattooedhusker wrote:
Talked to a rep at the EO yesterday about a CLI on my Orchard card and my Best Buy card (stuck at $300 and $500 for 3 years now), and she said that they are finally able to handle these accounts (after months of trying periodically) and will get back to me by Monday. My question is, how much of an increase should I ask for without sounding greedy or desperate? $1k, $2k, $3k? I'm not even sure, I was caught off guard by the random call back!
I bumped my Orchard from $1500 to $10000, so don't be afraid to be greedy!! XD if they can't match it, they will counteroffer with a lower amount, so might as well shoot high!
Hey, I emailed them and got a call back, but I missed the call. They didn't leave a message either.

I'm just checking to see if they call from a 831-area code? My iPhone says it's from Salinas, CA.

They should have left a message...the call does come from an 831 area code, however that is a faux number. Trying to dial it back will lead to what seems like a disconnected number.

The call-back number is 866-280-0118!

Re: Question regarding Cap1 EO

GST2008 — Fri, 22 Mar 2013 23:54:47 GMT

Was it a hp or sp when they increased your limit on the OB card?

Re: Question regarding Cap1 EO

daybreakgonesXe — Fri, 22 Mar 2013 23:56:57 GMT

@GST2008 wrote:
Was it a hp or sp when they increased your limit on the OB card?

HP, but there have been a few people who really pushed for a SP on it, or gotten lucky with a SP...but it will most likely result in a HP!

Re: Question regarding Cap1 EO

tattooedhusker — Mon, 25 Mar 2013 14:48:47 GMT

Today was the day that I'm supposed to hear back from the EO, so I figured I'd log in to my account and see if anything changed (since I got an alert for a HP on my EQ). There was a change. $100 increase..are you serious?! I'm so frustrated right now, I sacrificed a HP for $100?! I may have to give them another call and see if anything else can be done.