topic Re: App Spree! in Credit Cards

App Spree!

yellowcake — Mon, 25 Mar 2013 01:50:36 GMT

I stepped out of the garden after 6 months to apply for a Wells Fargo private student loan consolidation. I got a "under review message." I then decided what the heck, and went for 4 cards with $100 sign-up bonuses and went 4 for 4!

Chase Freedom: 6,000
CapitalOne Cash: 3,000
BofA 1-2-3: 5,000
Amex BCE: approved, limit TBD.

Really stoked about the BCE, this is going to be my first Amex card!

Yay, and back to the garden I go!

My current Equifax score (from myfico) is 757, my TU was 728 a month ago when I had 50% util, my util is now 5%.

Re: App Spree!

Anonymous — Thu, 21 Mar 2013 13:28:40 GMT

Congrats!! I have 3 out of 4 of those cards and love them all!!

Re: App Spree!

madmann26 — Thu, 21 Mar 2013 13:29:16 GMT

Congrats on the approvals! I want a BCE one day.

Re: App Spree!

ObeyJohnny12 — Thu, 21 Mar 2013 13:30:32 GMT

Congrats on the successful app spree! Nice CL as well.

Re: App Spree!

yellowcake — Thu, 21 Mar 2013 15:46:27 GMT

Thanks, it feels great because I was declined for the BCE, BofA, and Chase Freedom cards less than a year ago

Re: App Spree!

Anonymous — Thu, 21 Mar 2013 15:50:27 GMT

Congrats!

Always feels good to be batting a thousand!

Re: App Spree!

a3quit4s — Thu, 21 Mar 2013 15:53:01 GMT

Congrats good spree

Re: App Spree!

Anonymous — Thu, 21 Mar 2013 16:02:23 GMT

Very nice round!! Congratulations!!!

Re: App Spree!

Epcot — Thu, 21 Mar 2013 16:21:38 GMT

Nice spree, Congrats!

Re: App Spree!

dodgerslv — Thu, 21 Mar 2013 16:24:11 GMT

@yellowcake wrote:
I stepped out of the garden after 6 months to apply for a Wells Fargo private student loan consolidation. I got a "under review message." I then decided what the heck, and went for 4 cards with $100 sign-up bonuses and went 4 for 4!

Chase Freedom: 6,000
CapitalOne Cash: 3,000
BofA 1-2-3: 5,000
Amex BCE: approved, limit TBD.

Really stocked about the BCE, this is going to be my first Amex card!

Yay, and back to the garden I go!

My current Equifax score (from myfico) is 757, my TU was 728 a month ago when I had 50% util, my util is now 5%.

Very Nice Results and Congrats on the limits my friend!!!

Re: App Spree!

09Lexie — Thu, 21 Mar 2013 16:34:03 GMT

Congrats....nice spree!

Re: App Spree!

suebee123 — Thu, 21 Mar 2013 16:59:31 GMT

Just curious...what happened with the private loan consolidation? I need to do one of these soon and was wondering if they approved you alone or required a co-signer?

Re: App Spree!

youngandcreditwrthy — Thu, 21 Mar 2013 17:26:37 GMT

Congrats!!!!:-)

Re: App Spree!

yellowcake — Thu, 21 Mar 2013 17:36:47 GMT

@suebee123 wrote:
Just curious...what happened with the private loan consolidation? I need to do one of these soon and was wondering if they approved you alone or required a co-signer?

I checked my application status online and it says I have to verify my income by sending in W2 and pay stub. They also gave me the option of choosing my rate (3.75% variable or 7% fixed) so I'm hoping that it's approved and the paperwork will just be a formality. No co-signer required.

Re: App Spree!

suebee123 — Thu, 21 Mar 2013 17:57:41 GMT

Good Luck...let us know how it goes!

Private loan consoldation isn't easy to find, there are only one or two lenders that will do it, Wells Fargo being one of them.

Re: App Spree!

tbos42 — Thu, 21 Mar 2013 18:14:47 GMT

Sweeet! I just did the same 4 for 4 on AMEX BCE 2k, AMEX PRG , DISCOVER IT 3.5k, CHASE FREEDOM 7k.. Its a good week Congrats!!

Re: App Spree!

yellowcake — Sat, 23 Mar 2013 20:22:21 GMT

So I got greedy and apped for 2 more cards before heading to the garden.

US Bank flexperks: approved, limit tbd. I'll try to PC it to a Cash+ in a few months after I get the sign-up bonus.

Priceline rewards visa: approved, 5,000

Also, the wells fargo student loan consolidation has been approved for a 3.75% variable apr.

I went 1 for 7 on a similar app spree just last year, I'm basking in FICO glory right now!

Re: App Spree!

LS2982 — Sat, 23 Mar 2013 20:24:52 GMT

@yellowcake wrote:
I stepped out of the garden after 6 months to apply for a Wells Fargo private student loan consolidation. I got a "under review message." I then decided what the heck, and went for 4 cards with $100 sign-up bonuses and went 4 for 4!

Chase Freedom: 6,000
CapitalOne Cash: 3,000
BofA 1-2-3: 5,000
Amex BCE: approved, limit TBD.

Really stocked about the BCE, this is going to be my first Amex card!

Yay, and back to the garden I go!

My current Equifax score (from myfico) is 757, my TU was 728 a month ago when I had 50% util, my util is now 5%.

CONGRATS!!!!

Little Gardening goes a long way!!

Re: App Spree!

yellowcake — Sat, 23 Mar 2013 20:52:02 GMT

@LS2982 wrote:
@yellowcake wrote:
I stepped out of the garden after 6 months to apply for a Wells Fargo private student loan consolidation. I got a "under review message." I then decided what the heck, and went for 4 cards with $100 sign-up bonuses and went 4 for 4!

Chase Freedom: 6,000
CapitalOne Cash: 3,000
BofA 1-2-3: 5,000
Amex BCE: approved, limit TBD.

Really stocked about the BCE, this is going to be my first Amex card!

Yay, and back to the garden I go!

My current Equifax score (from myfico) is 757, my TU was 728 a month ago when I had 50% util, my util is now 5%.
CONGRATS!!!!

Little Gardening goes a long way!!

Thanks!

Re: App Spree!

BCGCredit — Sun, 24 Mar 2013 00:36:52 GMT

Wow that's a fantastic app spree.