topic Re: pending Capital One EO in Credit Cards

pending Capital One EO

ihatemyscore — Sun, 24 Mar 2013 20:16:11 GMT

So I received a CLI on my orchard bank card from the capital one/ob EO from 300 to 1000... I decided to try and get a CLI on my cashRewards that I opened in January. I have been putting 400+ a week on a 500 dollar limit.. and been making multiple payments a month..

I emailed the EO and recieved a call. The guy understood my frustrations.. because of the multiple payments and having to wait until they post..

I requested 2000 he said if he grants my request it will not have any effect on my credit steps program my card is enrolled in.. he said it will be a SP and the good thing my OB and Navy is reporting 0 on 1000 dollar limits.. I have a account reporting a small balance so my uti is at 8%...

He said will hear a responce by Tuesday..

Hopefully it goes through!!!

The reason why I'm requesting so early because my OB account has perfect history and I just closed my secured card with perfect history and he said they will take it into account..

Re: pending Capital One EO

LS2982 — Sun, 24 Mar 2013 20:35:33 GMT

Fingers crossed for ya!!!

Re: pending Capital One EO

ihatemyscore — Sun, 24 Mar 2013 21:50:29 GMT

Thank you!!!

Re: pending Capital One EO

Anonymous — Sun, 24 Mar 2013 22:22:51 GMT

Likewise. If it helps, cap one's EO got me from 500-1500 about a month back with 50-60% util.
I might try my hand with them this week since my util is now 3% and my rep told me to call back and try even if its only a month later.

It's an SP so it's basically risk free.
The Cap One EO is awesome in my book.

Re: pending Capital One EO

myjourney — Mon, 25 Mar 2013 03:39:32 GMT

best wishes good luck

Re: pending Capital One EO

kroberts67 — Mon, 25 Mar 2013 06:11:35 GMT

Soft pull.... not for me! They said theyd do a SP but it reported HP on all 3. I emailed the CEO before i knew about the inquiries showing. Hopefully Ill get a call soon.

Is there any recourse when they say SP but do hard?

Re: pending Capital One EO

WarJar101 — Tue, 26 Mar 2013 04:25:45 GMT

@kroberts67 wrote:
Soft pull.... not for me! They said theyd do a SP but it reported HP on all 3. I emailed the CEO before i knew about the inquiries showing. Hopefully Ill get a call soon.

Is there any recourse when they say SP but do hard?

Maybe, but it might be a hassle anyways. You could definitely try though, you've got nothing to lose.

Re: pending Capital One EO

ihatemyscore — Tue, 26 Mar 2013 04:48:56 GMT

No change yet! No pulls yet though I bet by tomorrow ill know

Re: pending Capital One EO

ihatemyscore — Wed, 27 Mar 2013 04:07:45 GMT

They SP my eq, I havent checked tu yet... they didnt soft ex.. but i checked my account tonight and no increase ?

im expecting the regret call tomorrow from the EO office

Re: pending Capital One EO

Anonymous — Fri, 29 Mar 2013 16:16:14 GMT

@ihatemyscore wrote:
They SP my eq, I havent checked tu yet... they didnt soft ex.. but i checked my account tonight and no increase ?

im expecting the regret call tomorrow from the EO office

any new updates? hopefully they gave you the cli!