topic Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit. in Credit Cards

BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:10:14 GMT

So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

Anonymous — Tue, 26 Mar 2013 06:12:02 GMT

Same!

I got declined for BCP! argh.

Then I got accepted for CSP.

How long did u have your CSP for before you applied for Freedom btw?
I have a Chase Amazon Visa for almost 2 years and just got CSP. I might want to get a freedom eventually, but I haven't really given that much thought yet.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

myjourney — Tue, 26 Mar 2013 06:14:25 GMT

Recon BCE again and congrats on Freedom

@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

myjourney — Tue, 26 Mar 2013 06:16:05 GMT

@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Wait a minute what happen to the garden...Lol joking

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:16:51 GMT

@Anonymous wrote:
Same!

I got declined for BCP! argh.
Then I got accepted for CSP.

How long did u have your CSP for before you applied for Freedom btw?
I have a Chase Amazon Visa for almost 2 years and just got CSP. I might want to get a freedom eventually, but I haven't really given that much thought yet.

I just got the CSP this month too...I got approved for the CSP on March 5th, then apped for the freedom on the 8th, but got declined. They said they wanted to see some activity on the CSP. So then my initial plan was just to wait it out. Then I got an offer in the mail for the freedom this past saturday...and was like, "what??" I thought I got declined. So then I apped again and got approved

So to answer your question...I had the CSP for 19 days....lol.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

Anonymous — Tue, 26 Mar 2013 06:18:15 GMT

did that turn out to be 3 inquiries by Chase or just 2?

I am very tempted to apply now.

I still see that I am preapproved for Freedom on Chase's website, but maybe because it is not updated since I just got my CSP today x_x

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:19:04 GMT

@myjourney wrote:
Recon BCE again and congrats on Freedom
@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Thats what I tried to do, but then she said that it would count as an inquiry...So I just said, nevermind. Since I got declined, FROM WHAT I UNDERSTAND, its a SP. So instead of putting another HP on my CR, I just decided to leave it as it is. This month alone, I've had about 5 inquiries...So i'm done for a while.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

dodgerslv — Tue, 26 Mar 2013 06:21:06 GMT

@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Sorry to hear about BCE zues but Congrats on Chase!....how long have you been with AMEX?

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

myjourney — Tue, 26 Mar 2013 06:22:34 GMT

@zeusta20 wrote:
@myjourney wrote:
Recon BCE again and congrats on Freedom
@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Thats what I tried to do, but then she said that it would count as an inquiry...So I just said, nevermind. Since I got declined, FROM WHAT I UNDERSTAND, its a SP. So instead of putting another HP on my CR, I just decided to leave it as it is. This month alone, I've had about 5 inquiries...So i'm done for a while.

Yeah I know Lol

Back to the garden now do not pass go..... do not collect 200.00 ...........lmao ....GET TO MARCHING

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:21:55 GMT

@Anonymous wrote:
did that turn out to be 3 inquiries by Chase or just 2?
I am very tempted to apply now.

I still see that I am preapproved for Freedom on Chase's website, but maybe because it is not updated since I just got my CSP today x_x

I'm not sure to be honest since I haven't seen it on my report yet. I would think three total. 1 For the CSP, 1 for the Declined Freedom, and another for the Approved Freedom

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:23:26 GMT

@dodgerslv wrote:
@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/
Sorry to hear about BCE zues but Congrats on Chase!....how long have you been with AMEX?

I know! I'm so bummed...I've been with amex for about 10 months now. I opened my account with AMEX 06/01/12

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:24:15 GMT

@myjourney wrote:
@zeusta20 wrote:
@myjourney wrote:
Recon BCE again and congrats on Freedom
@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/

Thats what I tried to do, but then she said that it would count as an inquiry...So I just said, nevermind. Since I got declined, FROM WHAT I UNDERSTAND, its a SP. So instead of putting another HP on my CR, I just decided to leave it as it is. This month alone, I've had about 5 inquiries...So i'm done for a while.
Yeah I know Lol
Back to the garden now do not pass go..... do not collect 200.00 ...........lmao ....GET TO MARCHING

Oh I know....I've itched everything i've had to itch so far....lol. I'm Good for now...lol. Once I get the BCE, I'm pretty much set on the cards.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:25:05 GMT

@myjourney wrote:
@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/
Wait a minute what happen to the garden...Lol joking

I KNOW!!! LOL....I was doing so well until one day, I checked my mailbox....lmao.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

soILseminole — Tue, 26 Mar 2013 06:26:28 GMT

zeusta,

did u have any hassle getting your initial CL increased? I may need to do this tomorrow

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

Anonymous — Tue, 26 Mar 2013 06:27:02 GMT

thanks for the info!

I am gonna call lending services in the morning to see if they can tell me anything about me applying for another card with Chase right now.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

myjourney — Tue, 26 Mar 2013 06:27:12 GMT

That dam mailman made me do it....

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:28:22 GMT

@soILseminole wrote:
zeusta,

did u have any hassle getting your initial CL increased? I may need to do this tomorrow

No...Not really to be honest.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:29:02 GMT

@myjourney wrote:
That dam mailman made me do it....

He did...lol. haha.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

zeusta20 — Tue, 26 Mar 2013 06:30:03 GMT

@Anonymous wrote:
thanks for the info!
I am gonna call lending services in the morning to see if they can tell me anything about me applying for another card with Chase right now.

Do it! I mean, from the looks of your signature, I don't think you'd have a problem AT ALL.

Re: BCE decline :( at least I got approved for Chase Freedom with a "decent" limit.

dodgerslv — Tue, 26 Mar 2013 06:32:36 GMT

@zeusta20 wrote:
@dodgerslv wrote:
@zeusta20 wrote:
So...A few days ago, I apped for the BCE and got denied. So bummed out! I was sure that I was going to get approved! I have NO baddies. Tried to call to find the reason, and from what the rep told me, they have their own little "risk" score. She told me a bunch of small little reasons, but to be honest, I can't remember them all so i'm going to have to wait until I get the letter.

Since I got denied, I apped for the Chase Freedom card. Was approved for 2k. Called and got it up to 4k.

At least I got a CLI....I still want the BCE though! I thought i'd be able to get it since my credit isn't bad, and since I've already got my foot in the door with the Amex Green! Oh well....Guess its time to wait it out :-/
Sorry to hear about BCE zues but Congrats on Chase!....how long have you been with AMEX?
I know! I'm so bummed...I've been with amex for about 10 months now. I opened my account with AMEX 06/01/12

with the cards you have on your siggy i cant believe they denied your application...well at least it wasnt a HP. I wanted to apply for the costco TE and BCP once i reach 6 months with my green charge card but now im thinking if i should wait longer.