topic Re: Did I get approved or denied by Discover?! UPDATE: APPROVED! in Credit Cards

Did I get approved or denied by Discover?! UPDATE: APPROVED!

Anonymous — Sat, 30 Mar 2013 01:37:08 GMT

I just applied online and it asked me for some basic info. I submited it, and about 30s later, another screen popped up and it asked for more info. So I entered my info, and then it went into processing again.

After that, it says I got approved and asked me to set up online account and I did. Then, I tried logging into my online account but it says account is being set up, but I could check my application status. I put in my social, and it gave me this message:

Discover® Card
		Date Submitted: 3/29/2013 Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted. Please check back in the future to get an update on the status of your application.

Does this mean I did not necessarily got approved? And I just misread the page somehow?

Re: Did I get approved or denied by Discover?!

LS2982 — Sat, 30 Mar 2013 01:12:47 GMT

@Anonymous wrote:
I just applied online and it asked me for some basic info. I submited it, and about 30s later, another screen popped up and it asked for more info. So I entered my info, and then it went into processing again.

After that, it says I got approved and asked me to set up online account and I did. Then, I tried logging into my online account but it says account is being set up, but I could check my application status. I put in my social, and it gave me this message:

Discover® Card
Date Submitted: 3/29/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application.

Does this mean I did not necessarily got approved? And I just misread the page somehow?

Call in and speak to a CSR

1800 DISCOVER

I think you got approved they may need to verify info.

Re: Did I get approved or denied by Discover?!

Anonymous — Sat, 30 Mar 2013 01:13:15 GMT

You're approved.

It just takes Discover a few hours to update it's systems sometimes. Try again tomorrow and it should be all set.

Re: Did I get approved or denied by Discover?!

b_seeker — Sat, 30 Mar 2013 01:13:29 GMT

I know when you first set up an account with them, you need to wait 3-5 days for them to "set your account up" before you can log in. They will email you when you can log into your account. As for your status message, I never checked my status after I was approved so I'm not sure.

Re: Did I get approved or denied by Discover?!

Anonymous — Sat, 30 Mar 2013 01:36:50 GMT

thanks everyone. I just called. CSR couldn't help and needed a manager to look at it. He checked my app and told me I'm approved for 9000!

How do u guys get them to rush the card? I asked if its possible and he said nope

Re: Did I get approved or denied by Discover?!

LS2982 — Sat, 30 Mar 2013 01:37:52 GMT

@Anonymous wrote:
thanks everyone. I just called. CSR couldn't help and needed a manager to look at it. He checked my app and told me I'm approved for 9000!

How do u guys get them to rush the card? I asked if its possible and he said nope

Damn thats an awesome starting CL!!!

I hate Discover sometimes!!! (They will not luv me damnit!!!)

CONGRATS!!!

Re: Did I get approved or denied by Discover?!

09Lexie — Sat, 30 Mar 2013 01:37:58 GMT

Congrats! And you had doubts!

Re: Did I get approved or denied by Discover?!

b_seeker — Sat, 30 Mar 2013 01:38:36 GMT

It came fairly fast for me and my fiancee. She applied on Sunday and received it today. In comparison, my Amex took forever to arrive.

Re: Did I get approved or denied by Discover?!

09Lexie — Sat, 30 Mar 2013 01:39:34 GMT

Discover ships pretty fast. Not like Chase...jeez

Re: Did I get approved or denied by Discover?!

Anonymous — Sat, 30 Mar 2013 01:39:58 GMT

yea i am still surprised I got an instant approval.

This is my 1st instant approval out of all the online apps I've done so far. Chase always gave me a pending message and American Express just flats out declines me.

Did you get your card rushed?

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

2011beginnings — Sat, 30 Mar 2013 01:41:32 GMT

Congrats. Discover is fast. I app'd Friday and got mine on Wednesday. Still waiting on the BofA and AMEX I applied for on the same day.

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

09Lexie — Sat, 30 Mar 2013 01:45:26 GMT

Now you just have to get that Macys CLI 'd. That's just wrong! Lol

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

Anonymous — Sat, 30 Mar 2013 01:46:53 GMT

did you have a charge card with amex for a while when you applied for the BCP? I have been trying for the past 1.5 years trying to get BCP, but they just flat out decline me each time. I've never been an amex customer my entire life so I've no idea why the hate towards me

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

FocusedAndDetermined — Sat, 30 Mar 2013 01:49:04 GMT

Congrats on the card and great initial CL. You should have your card pretty quickly. I apped on a Tuesday night and had it on Sat.

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

Anonymous — Sat, 30 Mar 2013 01:49:46 GMT

ah ic. thank you so much!

are CLI easy with discover? is it SP/HP?

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

kevinjjc — Sat, 30 Mar 2013 02:49:57 GMT

Congrats! I'm glad you got approved. Discover is a great card to have.

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

LS2982 — Sat, 30 Mar 2013 02:52:28 GMT

@Anonymous wrote:
ah ic. thank you so much!

are CLI easy with discover? is it SP/HP?

If your files are clean yes. They are insanely conservative tho!!

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

lg8302ch — Sat, 30 Mar 2013 03:00:42 GMT

wow...very nice starting limit. Congrats!

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

youngandcreditwrthy — Sat, 30 Mar 2013 03:28:01 GMT

HOLY MOLY!
A $9000 limit?!?!!?!?

Re: Did I get approved or denied by Discover?! UPDATE: APPROVED!

Anonymous — Sat, 30 Mar 2013 03:35:47 GMT

With a 9K openning limit, I'd let it be for a few months. Like others have said. Discover is really conservative but consistent too. They will play the CLI game later just fine.

As far as how fast it arrives. They don't FedEx the IT anymore but they do send it Priority mail service. I was instant approved on Tuesday and got the email saying the card shipped out to me on Thursday so I expect it will be here tomorrow or Tuesday. (monday is a holiday I think)

Congrats on the approval and the uber nice limit!