topic Re: New Quarter - What's in your wallet? in Credit Cards

New Quarter - What's in your wallet?

leoment — Mon, 01 Apr 2013 01:46:11 GMT

Since I know a lot of us have 5% rotating cards on this board, I'm just curious to see what others are swapping in/out of their wallets to take advantage of the new categories. I have 2 rotating cards - the Chase Freedom and the Discover More. My Discover card is hitting the SD as I never shop in home improvement stores, and my Freedom is still SD until I pay off a balance transfer later this year. Thus, my lineup this quarter will be:

Gap Visa - general spend outside categories (3x points until 4/30)

Amex BCP - groceries/gas

Forward - restaurants, amazon, music

What are you guys doing from now until June 30th?

Also, walking dead finale = intense!

Re: New Quarter - What's in your wallet?

myjourney — Mon, 01 Apr 2013 01:47:40 GMT

Gardening Lol

Re: New Quarter - What's in your wallet?

2011beginnings — Mon, 01 Apr 2013 01:49:25 GMT

I've got my BofA cash rewards and CSP.

Walking Dead IS intense!

Re: New Quarter - What's in your wallet?

leoment — Mon, 01 Apr 2013 01:55:20 GMT

@myjourney wrote:
Gardening Lol

You're doing yourself a favor - gardening is never a bad thing! What are your planned apps?

Re: New Quarter - What's in your wallet?

FocusedAndDetermined — Mon, 01 Apr 2013 01:57:56 GMT

Since I only have Freedom and It, I will continue to use Freedom for regular purchases to build points to transfer use once I get the CSP.

Might pick up a few things I've been putting off from Lowe's using the Discover.

Re: New Quarter - What's in your wallet?

myjourney — Mon, 01 Apr 2013 01:59:33 GMT

@leoment wrote:
@myjourney wrote:
Gardening Lol
You're doing yourself a favor - gardening is never a bad thing! What are your planned apps?

AMEX green, discover it ,Chase ink or bold

Re: New Quarter - What's in your wallet?

09Lexie — Mon, 01 Apr 2013 01:59:35 GMT

SD for Discover! Using Freedom all qtr

Re: New Quarter - What's in your wallet?

lg8302ch — Mon, 01 Apr 2013 02:01:16 GMT

@myjourney
gardening is always good but does not mean not to use the cards we already have

Re: New Quarter - What's in your wallet?

lg8302ch — Mon, 01 Apr 2013 02:04:58 GMT

same here SD Discover and use Freedom and BofA this quarter

edit: and of course AX for groceries

Re: New Quarter - What's in your wallet?

09Lexie — Mon, 01 Apr 2013 02:03:23 GMT

Or getting CLI's without HP's ! 😉

Re: New Quarter - What's in your wallet?

angelcred10 — Mon, 01 Apr 2013 02:07:14 GMT

BoA Secured only... :/ sucks being a starter on this forum!! haha

Looking to get a couple of store cards by the end of the summer.

I suppose I should look into getting my signature pictures updated?

Re: New Quarter - What's in your wallet?

Anonymous — Mon, 01 Apr 2013 02:16:52 GMT

Capital one cash rewards - for most things

Chase Freedom for - Restaurants

AMEX BCE - for gas and groceries

Citi Dividend - SD

Discover it - SD

Re: New Quarter - What's in your wallet?

Blurbz — Mon, 01 Apr 2013 02:18:36 GMT

I'm kind of boring with my CCs. I'll be using Amex BCE for gas/groceries and Amex PRG for everything else.

Re: New Quarter - What's in your wallet?

Anonymous — Mon, 01 Apr 2013 02:24:24 GMT

Being against cards with rotating categories I'm using:

Citi Forward: 5% Restaurants and Amazon

Penfed: 5% Gas

Citi TYP: 5% groceries, drug store (and gas) (maxed the cap on BCP for groceries)

US Bank Cash Plus: 5% Phone bills

Fid Amex: 2% everything else

Cap One: 1.5% for where everything else doesn't take Amex.

I don't need to carry Penfed as I have a speedpass and for non-exxonmobil I can use TYP, and Cash Plus stays at home, so I can make do with carrying 4 cards.

Edit: and really 3, because Cap One can stay at home as well. In most cases where Amex isn't taken, the difference between 1.5% and 1% using Forward or TYP is very small.

Re: New Quarter - What's in your wallet?

Anonymous — Mon, 01 Apr 2013 02:25:19 GMT

@Anonymous wrote:
Being against cards with rotating categories I'm using:

Citi Forward: 5% Restaurants and Amazon
Penfed: 5% Gas
Citi TYP: 5% groceries, drug store (and gas) (maxed the cap on BCP for groceries)
US Bank Cash Plus: 5% Phone bills
Fid Amex: 2% everything else
Cap One: 1.5% for where everything else doesn't take Amex.

I don't need to carry Penfed as I have a speedpass and for non-exxonmobil I can use TYP, and Cash Plus stays at home, so I can make do with carrying 4 cards.

thats a nice line up of cards!

I wish I had a citi foward, I spend a decent amount on amazon, but there was no sign up bonus for the student one that they still offer so I didnt get it on my "spree" last week

Re: New Quarter - What's in your wallet?

kimmiller112 — Mon, 01 Apr 2013 02:36:51 GMT

I rent so I have no need for Discover's home improvement category, but I love to go out to eat so my Chase Freedom will come in handy.

Re: New Quarter - What's in your wallet?

BrokaToe — Mon, 01 Apr 2013 03:06:51 GMT

Normally I would say sockdraw the Discover, but since we're moving into a new rent house the middle of April, looks like I'll be hitting lowes and home depot up for some home improvement.

BOA will continue to be my 3% gas, 2% grocery card and 1% everyday spend and Freedom gets left with the recurring bills since her limit is so low, but I may show her some restaurant love.

Re: New Quarter - What's in your wallet?

phoenix_one — Mon, 01 Apr 2013 03:07:10 GMT

PRG - Just received it last week, so I'm trying to reach my goal for the 25K bonus points.

CSP - For dining out. 2x points

Re: New Quarter - What's in your wallet?

sarkell — Mon, 01 Apr 2013 03:13:44 GMT

Barclays gas
Discover general
Csp dining out

Re: New Quarter - What's in your wallet?

CribDuchess — Mon, 01 Apr 2013 03:19:33 GMT

I'm making heavy use of the following:

Amex Costco TE - 3% Gas

Amex BCE - 3% Groceries (except Walmart)

Chase Freedom - 5% Restaurants & Lowe's (yard supplies)

US Bank Cash+ - 5% Phone Bills, 5% Dept Stores, 2% Walmart (coded as "grocery")

Cap One Cash Rewards - 1.5% on remaining non-category spending