topic Re: Oh that felt SOOOO Good! Flushed Orchard in Credit Cards

Oh that felt SOOOO Good! Flushed Orchard

Hightechredneck — Tue, 02 Apr 2013 13:37:52 GMT

The card made such a sweet sound going through the shredder!

Re: Oh that felt SOOOO Good! Flushed Orchard

youngandcreditwrthy — Tue, 02 Apr 2013 13:39:52 GMT

Ahh dang! I need to get up the nerve to do this to mine!

Re: Oh that felt SOOOO Good! Flushed Orchard

Hightechredneck — Tue, 02 Apr 2013 13:40:41 GMT

It felt so good.

Re: Oh that felt SOOOO Good! Flushed Orchard

dodfire — Tue, 02 Apr 2013 13:55:08 GMT

Good for you!!! Congrats!!!

Re: Oh that felt SOOOO Good! Flushed Orchard

tattooedhusker — Tue, 02 Apr 2013 13:55:27 GMT

I'm on the fence about mine, it's one of my oldest cards after all. I think I may wait and see what happens after the full transition to Capital One

Re: Oh that felt SOOOO Good! Flushed Orchard

boomhower — Tue, 02 Apr 2013 15:02:08 GMT

Make sure they close it on your reports. I closed mine over a year ago and it's still reporting as open with a $59 balance. I closed it and the cancelled the AF but it still reports every month. I'm currently disputing it as HSBC said that they reported it as closed. BS.

Re: Oh that felt SOOOO Good! Flushed Orchard

solstice00 — Tue, 02 Apr 2013 16:14:37 GMT

I did mine. It felt awesome!

Re: Oh that felt SOOOO Good! Flushed Orchard

Anonymous — Tue, 02 Apr 2013 16:17:19 GMT

Congrats!

Re: Oh that felt SOOOO Good! Flushed Orchard

Epcot — Tue, 02 Apr 2013 20:26:02 GMT

Poor shredder, indigestion. Cngrats!

Re: Oh that felt SOOOO Good! Flushed Orchard

distantarray — Tue, 02 Apr 2013 20:39:12 GMT

@boomhower wrote:
Make sure they close it on your reports. I closed mine over a year ago and it's still reporting as open with a $59 balance. I closed it and the cancelled the AF but it still reports every month. I'm currently disputing it as HSBC said that they reported it as closed. BS.

unless your looking at annualcreditreports.com it could really be closed, companies like freecreditreport.com are completely useless.

Remember get it from annualcreditreport.com or your reports aren't worth a damn thing besides the weight of the paper it's printed on. Also remember you can also file a complaint and get it in writting, if they falsely report you can sue the creditor for violation of your credit report via FCRA $1,000 per violation.

Re: Oh that felt SOOOO Good! Flushed Orchard

Hightechredneck — Tue, 02 Apr 2013 20:57:06 GMT

I will definitely remember that!

Re: Oh that felt SOOOO Good! Flushed Orchard

myjourney — Tue, 02 Apr 2013 21:00:55 GMT

Surprised it went down without a fee/fight

Re: Oh that felt SOOOO Good! Flushed Orchard

Funk-O-Meter — Tue, 02 Apr 2013 21:17:38 GMT

I'm dealing with them reporting mine still open and with a $79 balance too. I closed it in September when they wouldn't wave the AF or give me a CLI. It was stuck at $500 and my Amex was $6k and my Freedom was 3k. SEE YA! Felt good.

It sucks the first cards we get are the ones more likely to screw us and be a PITA.

Re: Oh that felt SOOOO Good! Flushed Orchard

Anonymous — Tue, 02 Apr 2013 23:01:44 GMT

Congrats! I have one with a $1100 CL. It is my oldest card...almost 4 years old. I'm waiting for the Cap1 transition to finalize to see what replacement card I get and whether or not it will grow with me. Just this past Jan, I was approved for the Chase Freedom and it finally replaced the Orchard card. I need two everyday cards and I rotate them throughout the month...the Freedom and Cap1 Cash Rewards. So it is nice to now have two rewards cards to rotate instead of one dud and one rewards card.