topic Re: Barclays PC in Credit Cards

Barclays PC

SpecFile — Wed, 03 Apr 2013 19:35:09 GMT

I'm thinking about calling in today for a PC. Barclay Rewards MC to Barclay Ring is the route that I want to go. Any thoughts or experience?

Re: Barclays PC

SpecFile — Wed, 03 Apr 2013 19:35:25 GMT

Calling them now. Wish me luck!!

Re: Barclays PC

scorpiostinger07 — Wed, 03 Apr 2013 19:35:47 GMT

Good Luck!!

Re: Barclays PC

MsLadyRover — Wed, 03 Apr 2013 19:50:15 GMT

LUCK!!!!

Re: Barclays PC

09Lexie — Wed, 03 Apr 2013 19:52:26 GMT

Good luck!

Re: Barclays PC

SpecFile — Wed, 03 Apr 2013 19:59:14 GMT

Spoke with two different CSRs and it's a no go. They told me to apply for the Ring and if approved, they would consolidate my Rewards card with the Ring card. To app or not to app, that is the question. I guess I could app and if declined, call the backdoor # and talk about the good history I've had with them for over a year now.

Re: Barclays PC

scorpiostinger07 — Wed, 03 Apr 2013 20:07:01 GMT

I would say apply for the Ring card and if Declined call Recon...They may approve you for the new card or approve and move your CL from the rewards car to the Ring and close the rewards card.

Re: Barclays PC

b_seeker — Wed, 03 Apr 2013 20:48:46 GMT

I suspected they would say no. Though I was told no about 4 times before I got my Apple Visa PC'd to a Rewards MC, I speculate that they will only allow changes into the Rewards card from their other cards. I was offered only a choice of the Rewards MC or iTunes Rewards Visa(Same product type as the Apple Financing).

Re: Barclays PC

SpecFile — Wed, 03 Apr 2013 20:53:07 GMT

Poop!! Okay so let me wrap this whole thing up for anyone considering a PC from the Rewards MC to anything else. Was told that I would have to submit a new application because the Rewards card is not eligible for PC. Submitted my app and was declined. Called the backdoor # and spoke with a very nice analyst. She asked me about my 4 yr. old BK and I gladly explained the situation. She told me that I have established a great history with them over the past year and that they would like to see more history before extending me additional credit. I stated that I was not applying for additional credit and that I only wanted to change from 1 card to another. I have 1 year and 2 months (perfect) history with this card and have gone from a CL of $1,900 to $4,000 in a years time. Not worth the HP in my opinion. It would be another thing if I didn't have any history with them at all but.............. Blah...

Re: Barclays PC

b_seeker — Wed, 03 Apr 2013 21:06:32 GMT

They wouldn't split your limits for you? (If you even cared about two smaller limits or one bigger one)

Why did you want the Ring? I've been doing some research on it and it isn't that great unless you plan on carrying balances.

Re: Barclays PC

SpecFile — Wed, 03 Apr 2013 21:58:24 GMT

Nope!! They wouldn't budge. I want a low apr card in case I ever need to carry a balance. My utl is currently sitting at 1%.