topic Re: is a bofa card considered a prime card? in Credit Cards

is a bofa card considered a prime card?

Pastryprincessnails — Sat, 06 Apr 2013 01:24:50 GMT

My credit isnt that great but it seems i was approved for $1000 cl im ecstatic but i dont recall app'g for the card smh...

Re: is a bofa card considered a prime card?

Pastryprincessnails — Sat, 06 Apr 2013 01:26:16 GMT

and do they only issue mastercard or visa?

Re: is a bofa card considered a prime card?

thom02099 — Sat, 06 Apr 2013 01:35:26 GMT

@Pastryprincessnails wrote:
and do they only issue mastercard or visa?

Yes, they are prime.

https://www.bankofamerica.com/credit-cards/view-all-credit-cards.go shows all their cards. A mix of Visa and Mastercard

Re: is a bofa card considered a prime card?

asteroidblues86 — Sat, 06 Apr 2013 01:38:31 GMT

@thom02099 wrote:
@Pastryprincessnails wrote:
and do they only issue mastercard or visa?

Yes, they are prime.

https://www.bankofamerica.com/credit-cards/view-all-credit-cards.go shows all their cards. A mix of Visa and Mastercard

That link also has Bank of America Amex cards.

Re: is a bofa card considered a prime card?

scarzy — Sat, 06 Apr 2013 01:45:59 GMT

@Pastryprincessnails wrote:
My credit isnt that great but it seems i was approved for $1000 cl im ecstatic but i dont recall app'g for the card smh...

Just curious. How did you get the card if you didn't apply??

Re: is a bofa card considered a prime card?

Anonymous — Sat, 06 Apr 2013 01:49:22 GMT

@Pastryprincessnails wrote:
My credit isnt that great but it seems i was approved for $1000 cl im ecstatic but i dont recall app'g for the card smh...

You got a card sent to you without apping? If you didn't app for it, someone else that got your personal info probably did......

Re: is a bofa card considered a prime card?

09Lexie — Sat, 06 Apr 2013 01:55:25 GMT

Do you bank with them?

Re: is a bofa card considered a prime card?

lg8302ch — Sat, 06 Apr 2013 01:56:50 GMT

also curious how someone gets a cc without apping. pls let us know...

Re: is a bofa card considered a prime card?

09Lexie — Sat, 06 Apr 2013 01:58:43 GMT

If you bank with them.....does it say DEBIT on the card? 😉

Re: is a bofa card considered a prime card?

j_casteel — Sat, 06 Apr 2013 02:03:06 GMT

A card is considered prime when it meets that cardowners criteria for what they want in their "prime" card. So one person could consider a card prime while another wouldn't think of it as prime.

Re: is a bofa card considered a prime card?

Anonymous — Sat, 06 Apr 2013 02:29:10 GMT

Do you bank with BofA? Your banker might have signed you up for it by telling you he's going to sign up for some total package for you when you opened your checkings or whatever and that included the credit app.

You might have not realized it and signed it as well.

Re: is a bofa card considered a prime card?

Pastryprincessnails — Sat, 06 Apr 2013 10:47:55 GMT

I've been on a app spree and just didn't remember applying that's terrible...lol

Re: is a bofa card considered a prime card?

Pastryprincessnails — Sat, 06 Apr 2013 10:50:06 GMT

And the only way I remembered is that I got a score watch update but when I applied I was originally denied or got a message that they would get back to me with a response smh!!! In the garden I go....

Re: is a bofa card considered a prime card?

Anonymous — Sat, 06 Apr 2013 11:05:13 GMT

well it was probably pending and you got approved!

grats on the approval!

Re: is a bofa card considered a prime card?

lg8302ch — Sat, 06 Apr 2013 13:55:03 GMT

congrats on the approval! it must have been a hell of an app spree that you did not recall

Re: is a bofa card considered a prime card?

jsickz32 — Sat, 06 Apr 2013 14:01:25 GMT

Id say they are PRIME but im a BofA fan so yeah lol

Re: is a bofa card considered a prime card?

Pastryprincessnails — Sat, 06 Apr 2013 16:21:08 GMT

Sorta I app'd for about 5 cards I think and got approved for all....except Amex so in the garden I go...Loving this forum....

Re: is a bofa card considered a prime card?

Anonymous — Sat, 06 Apr 2013 16:26:11 GMT

I personally HATE everything Bank of Amuirka has to offer, their only good card the Asiana credit card got severely nerfed late last year. But personally for a rule of thumb, I would say anything over 5k limit would be a prime card or a NSPL.

Re: is a bofa card considered a prime card?

Anonymous — Sat, 06 Apr 2013 16:26:43 GMT

@jsickz32 wrote:
Id say they are PRIME but im a BofA fan so yeah lol

with your credit knowledge I have to shake my head at this comment =P

Re: is a bofa card considered a prime card?

Anonymous — Sat, 06 Apr 2013 18:28:50 GMT

BofA is one of the "Big Four" banks along with Chase, Citi, and Wells Fargo. I would consider any of the cards in their main lineup to be prime. Most big banks also offer student cards and new to credit or rebuilder cards. These may target people with lower scores or thin files but keep in mind that they will grow with you over time. This is very different from subprime cards where that rarely or never happens.