topic Re: Best CC for paying those bills. in Credit Cards

Best CC for paying those bills.

iMacDrew — Sun, 07 Apr 2013 18:23:55 GMT

Now that the new quarter has started and US Bank no longer offers 5% bill payment I am curious as to what fellow members here use for their bills. Such as insurance, Cable, Internet etc. Im going to continue using my Cash+ for my cell phones but want to utilize another card for my other bills. any suggestions?

Re: Best CC for paying those bills.

theeurotuner — Sun, 07 Apr 2013 18:27:46 GMT

Discover, if you do bill pay through discover you get 2% cash back with the more or the it. And I believe 3 or 4 miles pet dollar with the escape. Which is 3-4% cash back. Not sure about the escape but pretty sure about the others

Re: Best CC for paying those bills.

CribDuchess — Sun, 07 Apr 2013 18:30:53 GMT

@iMacDrew wrote:
Now that the new quarter has started and US Bank no longer offers 5% bill payment I am curious as to what fellow members here use for their bills. Such as insurance, Cable, Internet etc. Im going to continue using my Cash+ for my cell phones but want to utilize another card for my other bills. any suggestions?

I'm in the same boat. I am really missing that bill pay category! I'm thinking about app'ing for the Priceline Visa to get 2%. Until then, I'm probably going to use my Cap One Cash Rewards card for the 1.5%. Seems so paltry in comparison to the 5%!!

Re: Best CC for paying those bills.

iMacDrew — Sun, 07 Apr 2013 18:35:34 GMT

@CribDuchess wrote:
@iMacDrew wrote:
Now that the new quarter has started and US Bank no longer offers 5% bill payment I am curious as to what fellow members here use for their bills. Such as insurance, Cable, Internet etc. Im going to continue using my Cash+ for my cell phones but want to utilize another card for my other bills. any suggestions?
I'm in the same boat. I am really missing that bill pay category! I'm thinking about app'ing for the Priceline Visa to get 2%. Until then, I'm probably going to use my Cap One Cash Rewards card for the 1.5%. Seems so paltry in comparison to the 5%!!

I know im just glad I got 1 more rewards redemption + the $25 gift card. I might go with the Discover It but its the lowest limit I have and although I PIF my bills are spread out so there will most likely be something reporting at the end of the month. I also dont like how the only way I can redeem for cash before $50 is by purchasing something from Amazon.

Re: Best CC for paying those bills.

nicholasyud — Sun, 07 Apr 2013 18:50:30 GMT

@theeurotuner wrote:
Discover, if you do bill pay through discover you get 2% cash back with the more or the it. And I believe 3 or 4 miles pet dollar with the escape. Which is 3-4% cash back. Not sure about the escape but pretty sure about the others

i think it's stoped on Dec 2012. Correct me if i'm wrong ???

Re: Best CC for paying those bills.

Anonymous — Sun, 07 Apr 2013 19:03:45 GMT

If you are willing to get business cards, the Chase Ink series gives 5% for phones/internet/cable (up to $50K a year, which hopefully is enough for most!)

Re: Best CC for paying those bills.

Anonymous — Mon, 08 Apr 2013 12:18:19 GMT

@nicholasyud wrote:
@theeurotuner wrote:
Discover, if you do bill pay through discover you get 2% cash back with the more or the it. And I believe 3 or 4 miles pet dollar with the escape. Which is 3-4% cash back. Not sure about the escape but pretty sure about the others
i think it's stoped on Dec 2012. Correct me if i'm wrong ???

That promo stopped on my account Dec. 2012 and was just for autopayments (not Bill Pay) of utilitiy bills.

Re: Best CC for paying those bills.

Anonymous — Mon, 08 Apr 2013 12:24:54 GMT

so can i still do this with discover IT?
How do I have to pay to qualify for 2%? just charge it to my card?

Re: Best CC for paying those bills.

nicholasyud — Mon, 08 Apr 2013 14:03:50 GMT

They stop that promo....

Re: Best CC for paying those bills.

emptypockets — Mon, 08 Apr 2013 19:31:03 GMT

If you do a search, there is a post somewhere about some Internet and cable providers still getting the 5% cash back from Cash+ under the cell phone Category. For Insurance, you are kind of out of luck, unless Citi Dividend offers it as a rotating Category again (they did last year for a Quarter).

Re: Best CC for paying those bills.

Anonymous — Mon, 08 Apr 2013 19:34:02 GMT

@emptypockets wrote:
If you do a search, there is a post somewhere about some Internet and cable providers still getting the 5% cash back from Cash+ under the cell phone Category. For Insurance, you are kind of out of luck, unless Citi Dividend offers it as a rotating Category again (they did last year for a Quarter).

That post was written before the change, based on what the poster was told by a CSR. I selected Cell Phone for this quarter, but when my combined Verizon bill (landline/wireless/internet, but coming from Verizon Communications rather than Verizon Wireless) posted, I got 1%, and service confirmed that it needs to have the wireless MCC.

Re: Best CC for paying those bills.

emptypockets — Mon, 08 Apr 2013 19:34:16 GMT

http://ficoforums.myfico.com/t5/Credit-Cards/Very-Good-News-For-US-Bank-Cash-card-members-from-April-2013/td-p/1902209/highlight/true

The very first post reports that "All the transactions which had MCC of any of 4812, 4814 or 4899 will continue to be eligible for 5% cash back from 1st Apr 2013 under cell phone category." This includes Dish Network, Comcast, and AT&T internet will all continue to qualify for 5% category under New category - Cell Phone.

Re: Best CC for paying those bills.

Anonymous — Mon, 08 Apr 2013 21:14:02 GMT

@emptypockets wrote:
http://ficoforums.myfico.com/t5/Credit-Cards/Very-Good-News-For-US-Bank-Cash-card-members-from-April-2013/td-p/1902209/highlight/true

The very first post reports that "All the transactions which had MCC of any of 4812, 4814 or 4899 will continue to be eligible for 5% cash back from 1st Apr 2013 under cell phone category." This includes Dish Network, Comcast, and AT&T internet will all continue to qualify for 5% category under New category - Cell Phone.

Yes, and as my post above says, that turns out not to be true! My transaction posted as 4899 and got 1% only.

Re: Best CC for paying those bills.

Anonymous — Wed, 10 Apr 2013 14:33:49 GMT

Barclays Rewards gives 2% cash back on utilities, gas, and groceries all the time.

Re: Best CC for paying those bills.

Anonymous — Wed, 10 Apr 2013 14:47:35 GMT

@Anonymous wrote:
Barclays Rewards gives 2% cash back on utilities, gas, and groceries all the time.

And the Priceline Visa from Barclays gives 2% on everything all the time!