topic Re: opt-out in Credit Cards

opt-out

Anonymous — Sun, 07 Apr 2013 23:51:11 GMT

I'm opted out (applying for a mortgage) but still recieveing preapproval offers from my existing creditors. Is this normal?

Or do I need to re- opt out?

Just got preapproval from capone for an auto loan and a pre-approval from citi (Just got added as an AU on my mom's sears citi card)

Re: opt-out

Gunnar419 — Sun, 07 Apr 2013 23:59:02 GMT

It's normal. Once you have a relationship with a company, they can do this. You don't need to do the big opt-out again. However, you might want to opt out of their individual marketing programs.

Usually you can do this on their web sites, somewhere in the profile or account settings portion of your interface. If not, you can call them and tell them what you do and don't want to receive from them.

Re: opt-out

RSCo — Mon, 08 Apr 2013 00:23:00 GMT

@Anonymous wrote:
I'm opted out (applying for a mortgage) but still recieveing preapproval offers from my existing creditors. Is this normal?

Or do I need to re- opt out?

Just got preapproval from capone for an auto loan and a pre-approval from citi (Just got added as an AU on my mom's sears citi card)

hmm.. how do you know if you're opt in or out? how can you find out? I have access to all 3 CA reports but none seem to tell me and I never get anything..

Re: opt-out

Anonymous — Mon, 08 Apr 2013 00:26:44 GMT

oh ok ty

Re: opt-out

09Lexie — Mon, 08 Apr 2013 00:30:46 GMT

@RSCo

On EQ there is location near the bottom of your personal information under ALERTS - if you're opted out it will say FILE BLOCKED FOR MARKETING PURPOSES

Re: opt-out

RSCo — Mon, 08 Apr 2013 00:49:23 GMT

@09Lexie wrote:
@RSCo

On EQ there is location near the bottom of your personal information under ALERTS - if you're opted out it will say FILE BLOCKED FOR MARKETING PURPOSES

Hey, thanks alot.. I've always wondered how to check it.. I never get anything for some reason.. I'm gonna check now.. Thanks..

Re: opt-out

09Lexie — Mon, 08 Apr 2013 01:08:15 GMT

You're welcome!

Re: opt-out

RSCo — Mon, 08 Apr 2013 01:14:18 GMT

09Lexie wrote:
You're welcome!

Wow, yeah, It shows I'm blocked for promo's..... WHAT!!! I never requested that.. I need to call EQ tomorrow to see why and to get it removed..

Re: opt-out

09Lexie — Mon, 08 Apr 2013 01:23:28 GMT

Just go to https://www.optoutprescreen.com/?rf=t

It will take care off all your CR's.

Re: opt-out

RSCo — Mon, 08 Apr 2013 01:39:51 GMT

@09Lexie wrote:
Just go to https://www.optoutprescreen.com/?rf=t

It will take care off all your CR's.

You ROCK!! I had no idea about this site.. Thanks for all of your help..

Re: opt-out

09Lexie — Mon, 08 Apr 2013 04:01:49 GMT

Np!

Re: opt-out

Burned2manybridgesB4 — Mon, 08 Apr 2013 05:31:11 GMT

Rsco's right about eq showing the notation towards the bottom of the report, and to add; I'm on 5yr opt-out, and the "removed from promotional" comment is on all three for me.