topic Re: Walmart reporting in Credit Cards

Walmart reporting

Anonymous — Mon, 08 Apr 2013 01:58:01 GMT

When does Walmart report for everyone? I have searched and got different answers. I assumed it was statement date (just like I did with USBank), and it reported when I happened to have my highest balance. Oops.

Re: Walmart reporting

09Lexie — Mon, 08 Apr 2013 01:59:30 GMT

Walmart usually reports around the first 7-10 business day of the month.

Re: Walmart reporting

solstice00 — Mon, 08 Apr 2013 02:21:44 GMT

@09Lexie wrote:
Walmart usually reports around the first 7-10 business day of the month.

+1 on that.

Re: Walmart reporting

BrokaToe — Mon, 08 Apr 2013 02:29:38 GMT

Ahhhh, ok, so they don't report shortly after your statement cut? If they consistantly report in the first 7-10 business days of the month, then this is some valuable information.

Re: Walmart reporting

Ortz33__ — Mon, 08 Apr 2013 02:34:26 GMT

interesting. i have been researching this to make sure it reports as 0 for me. i trieding paying it on the day before the statement cuts last montha nd found out that it takes payments days to post. i was actually just going to write a post about this.

i subscribe to a seperate reporting credit service and it shows that it was reported ON 3/15 which was my final statement closing date.

now i am in a situation where if i make my payment online on 4/7 it might not post to my account for the statement. as crazy as that sounds.

I HEARD.. . paying in store it goes on to the account quicker? is that so? thanks

Re: Walmart reporting

calihlove75 — Mon, 08 Apr 2013 03:17:51 GMT

Think it varies because mine hits Experian usually around the 23rd and my son is the beginning of the month.

Re: Walmart reporting

Anonymous — Mon, 08 Apr 2013 04:01:30 GMT

Thanks everyone! I guess I'll go to weekly payments then. Drats.

Re: Walmart reporting

dddewdrop — Mon, 08 Apr 2013 04:13:44 GMT

I don't really have too many Walmart reporting cycles under my belt. I was thinking it was the statement date but not sure. I have been keeping mine at zero except for a token charge here and there which I have paid as soon as it hit my account. It does take a couple days for payments to clear also but they seem to be recorded on the day that you initiate payment on the website as long it is before a certain cutoff time like 5 pm or something. The money takes a while to come out of the bank account however. It has taken anywhere from 3 to 5 days so far for me. On a separate note, I believe Walmart releases FICO scores around the 10th of each month although last month the score came out a little early on the 4th i think it was....

Re: Walmart reporting

RTOrockstar — Mon, 08 Apr 2013 04:19:42 GMT

@Ortz33__ wrote:
I HEARD.. . paying in store it goes on to the account quicker? is that so? thanks

I'm not so sure about that. I made a payment at the register on Friday and now 48 hrs later it's still pending.

Re: Walmart reporting

WarJar101 — Mon, 08 Apr 2013 05:22:14 GMT

I haven't used my Walmart card yet, but I initially got approved for a 500 limit card, but got it increased to 1500 before activation. It's still reports as 500 though. I hopeby the end of this week they'll report the new limit.

Re: Walmart reporting

dddewdrop — Thu, 11 Apr 2013 10:41:43 GMT

My Walmart Score came in.... up 102 points from 519 to 621 Yay!