topic Re: I went curb stomping. in Credit Cards

I went curb stomping.

Anonymous — Tue, 11 Mar 2008 23:23:53 GMT

No, it didn't involve anyone's teeth being shattered. It involved the following cards ego's being shattered:

HSBC - $900, $59 AF
SeaMiles - $500
Target - $200
WalMart - $500
Capital One - $2000 combined into current mastercard for $3800

I am contemplating combining my $2000 Amex Clear into my Blue. I thought the Clear had lifetime 5.99 APR on BTs but it turned out to only be promotional.

Anyone ever combine Amex's?

Re: I went curb stomping.

Anonymous — Tue, 11 Mar 2008 23:26:36 GMT

Congrats, FM, on trimming the CC "fat" from your wallet (or sockdrawer)!!!

Re: I went curb stomping.

Anonymous — Wed, 12 Mar 2008 03:10:30 GMT

WTG F.M.! I'm proud of you. I believe you chose wisely. And super good move on combining the Cap1 cards!

Re: I went curb stomping.

Anonymous — Wed, 12 Mar 2008 03:35:28 GMT

Thanks Syl!

It made me feel like a rugged, brute, fair-credit manbeast when I told each of those CCCs to close my account.

I still have like 9 prime accounts now though. I'm thinking it's still a bit much.

Re: I went curb stomping.

Anonymous — Wed, 12 Mar 2008 03:47:16 GMT

Nooooooooo, never enough! Have you been out in the heat to long? LOL.

just kidding! I have 15, and about 3 to many.

You'll find a right balance in due time.

Re: I went curb stomping.

bb1000 — Wed, 12 Mar 2008 04:14:00 GMT

Nice work, my man. I may exact the same wrath on the insulting BOA Secured card I have. I get angry every time I see it above my high-limit, unsecured Citi card on my reports.

Re: I went curb stomping.

Anonymous — Wed, 12 Mar 2008 04:21:00 GMT

bb1000 wrote:
Nice work, my man. I may exact the same wrath on the insulting BOA Secured card I have. I get angry every time I see it above my high-limit, unsecured Citi card on my reports.

Be patient with that BofA Secured card. It's one of the few secured cards that will eventually unsecure and open the door to many possibilities with a prime lender. IMO, it's almost never a good idea to close a BofA Secured card prematurely.

Re: I went curb stomping.

Anonymous — Wed, 12 Mar 2008 07:42:33 GMT

@Anonymous wrote:
I am contemplating combining my $2000 Amex Clear into my Blue. I thought the Clear had lifetime 5.99 APR on BTs but it turned out to only be promotional.

Anyone ever combine Amex's?

As far as I know they don't actually combine cards and the most you can do with that is reallocate $1,000 from the Clear CL over to Blue (they don't have limits below $1K) and keep another $1K on the Clear.

I would love to be proved wrong on this though.