topic Re: Received PreQualified HDepot offer in Credit Cards

Received PreQualified HDepot offer

youngandcreditwrthy — Tue, 09 Apr 2013 19:09:37 GMT

Bahhahahhaa!!!!
Crazy ole Citi!
Good offer.... "Pre qualified"
24 mos, 0%. Didn't see a min purchase amt. If I needed it, it'd be a good deal. Too bad Im in the garden. I've heard this card is hard to get though, so I feel lucky. I recently opted back in too for like the third time. Maybe I'll get some credit offers worth my time ;-)

I normally don't get many offers in the mail, that's why I shared :-)

Re: Received PreQualified HDepot offer

Anonymous — Tue, 09 Apr 2013 19:22:12 GMT

Nice to be wanted!

Re: Received PreQualified HDepot offer

shorrttyycm1 — Tue, 09 Apr 2013 19:50:17 GMT

How long after u opted back in did it tk to start getting preapp again??? Just curious from the garden...as of this afternoon lol

Re: Received PreQualified HDepot offer

youngandcreditwrthy — Tue, 09 Apr 2013 22:35:27 GMT

LOL...it's prob been a month... Not that I need to be on the radar, but when I see all of my neighbors getting crazy good CC offers, and I don't when I surely have better cred than they do...it's irritating! Lol 😒

Re: Received PreQualified HDepot offer

gramps1968 — Wed, 10 Apr 2013 00:42:47 GMT

I apologize if I'm thread jacking a little, but how do you "opt back in" and also, is there a way of telling if you are opted out? I don't remember opting out, but I know I haven't received any credit offers in the mail in ages. Thanks!

Re: Received PreQualified HDepot offer

Rhaeny — Wed, 10 Apr 2013 00:47:13 GMT

@gramps1968 wrote:
I apologize if I'm thread jacking a little, but how do you "opt back in" and also, is there a way of telling if you are opted out? I don't remember opting out, but I know I haven't received any credit offers in the mail in ages. Thanks!

Well you could have opted out and don't remember....its happened to the best of us...LOL!

Anyway, here is where you can opt out or opt in.

www.optoutprescreen.com

Re: Received PreQualified HDepot offer

gramps1968 — Wed, 10 Apr 2013 00:57:02 GMT

Thanks for the info! I do vaguely remember opting out some time back I think.....The odd thing is that although I haven't been receiving credit offers, I still receive insurance junk mail constantly....

Re: Received PreQualified HDepot offer

lg8302ch — Wed, 10 Apr 2013 00:58:01 GMT

got the exact same today. fully agree with Lexie, nice to be wanted - but it is just sooo nice in the garden

Re: Received PreQualified HDepot offer

BearsAndTurtlesRtheBest — Wed, 10 Apr 2013 03:19:36 GMT

Its a good offer my parents get it like crazy, but you have to apply in store to get application BLEH to far just for an app. (it really is just 8 miles away from my house hahha)

Re: Received PreQualified HDepot offer

youngandcreditwrthy — Wed, 10 Apr 2013 03:22:53 GMT

LOL...
It's cool.
Tbh, Lowe's is better...my $12k Lowe's from 09 is padding my credit util nicely!
I opted out in 2007.
I've opted in like...three times since, and I still rarely get offers. It's funny though...cause before I opted out in 07.... My mailbox at my parents was FLOODED with offers... And I was 18 with a FICO of like 620 haha

Re: Received PreQualified HDepot offer

BearsAndTurtlesRtheBest — Wed, 10 Apr 2013 03:31:04 GMT

for reals doe your credit lmits are stupendous! I would just sit back and relax. I am currenlty an AU on my dads cards and will have to wait until i graduate HS and finish my ROP course to get job as soon as i graduate, once I have a income BAM!!! Ima apply for my first card which will be who knows. Ill ask the forums once that occurs. Your at a great age to have such credit limits. Forget them invitations and only use them to feel accepted by other banks

Re: Received PreQualified HDepot offer

youngandcreditwrthy — Wed, 10 Apr 2013 03:32:52 GMT

Haha thanks!
Just don't get a C1 that won't grow with you for your first one!

Re: Received PreQualified HDepot offer

BearsAndTurtlesRtheBest — Wed, 10 Apr 2013 03:35:28 GMT

heck no, capital one will never be in my hands, pshhh not going to deal with them hahha

Re: Received PreQualified HDepot offer

lg8302ch — Wed, 10 Apr 2013 12:15:15 GMT

hey bears... they are really not bad...cap1 was the first to issue me a siggy and I really love it ...no FTF , no AF and 1,5% cash back....honestly one of the better cards in my line up