topic Re: FYI: Freedom's Restaurants include fast food in Credit Cards

FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 15:26:03 GMT

Freedom is offering 5% back on Restaraunts for this period. Considering the fact that Visa/Mastercard use a different MCC for restaraunts and fast food, it surprised me to find out that Chase is including fast food for this quarter. Just a heads up to all y'all.

Linky

Q. What types of merchants are in the Restaurant category?
A. Restaurant category
Merchants in the Restaurant category include fast food restaurants to fine dining establishments. Please note that some merchants that sell food and drinks located within larger merchants that sell other goods or services may not be included in this category; for example, sports stadium concessions and department store cafeterias

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 15:29:26 GMT

Actually, I think this is the "usual" way, US Bank Cash Plus stands out for separating them as 5% categories.

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 15:30:24 GMT

Does anyone know if it includes small restaurants that use Square?

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 15:33:39 GMT

@Anonymous wrote:
Actually, I think this is the "usual" way, US Bank Cash Plus stands out for separating them as 5% categories.

Interesting. The more you know

Yeah, US Banks classification and the different MCC classifications is what kind of led me to believe fast food wouldn't count. Good to know. So Citi Forward is fast food as well, then..

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 16:09:00 GMT

Yes, Citi Forward is fast food as well (and it takes multiple MCCs for in its "entertainment" category.)

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 16:12:37 GMT

Yes, Citi Forward has always explicitly stated that fast food is included:

5 ThankYou Points for every $1 spent on purchases at restaurants (including fast food), bookstores, music stores, video rental stores and movie theaters; 1 ThankYou Point for every $1 spent on all other purchases2

Re: FYI: Freedom's Restaurants include fast food

HiLine — Wed, 10 Apr 2013 16:10:55 GMT

@Anonymous wrote:
Actually, I think this is the "usual" way, US Bank Cash Plus stands out for separating them as 5% categories.

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 16:15:40 GMT

Awesome!! I am one of those idiots who forgets to eat and hit up Popeyes etc

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 16:25:49 GMT

MERCHANT CATEGORY MCC SHORT DESCRIPTION

Eating Places, Restaurants	5812	Caterers, Restaurants, Bars
Fast Food Restaurants	5814	Fast-Food Restaurants

Re: FYI: Freedom's Restaurants include fast food

thelethargicage — Wed, 10 Apr 2013 16:33:38 GMT

@Anonymous wrote:
Actually, I think this is the "usual" way, US Bank Cash Plus stands out for separating them as 5% categories.

Which is lame as hell! US Bank Cash Plus is really nothing special. Most of the 5% categories are useless (to me anyway).

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 16:35:29 GMT

@thelethargicage wrote:
@Anonymous wrote:
Actually, I think this is the "usual" way, US Bank Cash Plus stands out for separating them as 5% categories.
Which is lame as hell! US Bank Cash Plus is really nothing special. Most of the 5% categories are useless (to me anyway).

This is not unlike 'groceries' categories not include dsicount stores (walmart, even if you buy groceries there). different merchant code.

Re: FYI: Freedom's Restaurants include fast food

HiLine — Wed, 10 Apr 2013 16:50:10 GMT

@thelethargicage wrote:
@Anonymous wrote:
Actually, I think this is the "usual" way, US Bank Cash Plus stands out for separating them as 5% categories.
Which is lame as hell! US Bank Cash Plus is really nothing special. Most of the 5% categories are useless (to me anyway).

You only need 2 useful 5% categories for this card to be awesome.

Re: FYI: Freedom's Restaurants include fast food

Anonymous — Wed, 10 Apr 2013 16:58:29 GMT

^^^^exactly