topic Re: Is time for Target Card to go? in Credit Cards

Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 16:24:22 GMT

I have Target Card with $200 CL. Should I close it or keep it? From what I hear from others this card does not grow with you. Should I close it or keep it for few more months?

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 16:26:12 GMT

I've had it since November with no love. I'll close if you close.

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 16:44:52 GMT

I THOUGHT THEY CONVERT OVER TO A VISA..

Re: Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 16:47:31 GMT

maxima1 wrote:
I THOUGHT THEY CONVERT OVER TO A VISA..

First they will do a CLI to $500 and then a year after they will consider for Target Visa. Now that I got that $500 CLI, I might not be getting the Visa Card. I have read posts by several that Target is not moving CLI for their accounts. I have to take a serious look and see if I should keep it or close it.

Re: Is time for Target Card to go?

fishbjc — Tue, 11 Mar 2008 16:48:22 GMT

No AF? Keep it.

Re: Is time for Target Card to go?

Creditaddict — Tue, 11 Mar 2008 17:57:25 GMT

Target Card holder since 1999. 2nd card I got when I turned 18. $300 limit NEVER increased and no convert to Visa. but I love target so I keep it, but it makes me so mad every time I use it!!

Re: Is time for Target Card to go?

BRH3 — Tue, 11 Mar 2008 18:07:45 GMT

Keep it. I got mine in November with a 200 CL. They recently raised it to 500 CL without a request from me. I look forward to the Target Visa in the future. If you use the card it will grow with you.

Re: Is time for Target Card to go?

Creditaddict — Tue, 11 Mar 2008 18:09:35 GMT

that's just it though, I think my card is lost in there system. If I used it anymore, maxed it out anymore, PIF anymore, you would think it was a daily card for me!

I have called, written, no love... they DONT take requests for store card and no one can tell me why it's not growing since I'm an obvious good customer

Re: Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 18:19:34 GMT

Creditaddict wrote:
that's just it though, I think my card is lost in there system. If I used it anymore, maxed it out anymore, PIF anymore, you would think it was a daily card for me!
I have called, written, no love... they DONT take requests for store card and no one can tell me why it's not growing since I'm an obvious good customer

I guess, I have to call and cancel this card. I have to make room in my sock drawer for other cards.

Re: Is time for Target Card to go?

Creditaddict — Tue, 11 Mar 2008 18:21:08 GMT

if they have already given you cli, it seems like they are growing with you... as they seem to grow with everyone except me!

Re: Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 18:36:58 GMT

Creditaddict wrote:
if they have already given you cli, it seems like they are growing with you... as they seem to grow with everyone except me!

No they did not give me CLI. I started with $200 in November 2007 and I am still at $200 now.

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 18:38:36 GMT

I haven't received one either. I tried revolving small balances on this card so they could make a little interest and everything.

And now I no longer have a need for an upgrade to Target Visa, so I think it's getting the axe.

Re: Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 18:45:56 GMT

FretlessMayhem wrote:
I haven't received one either. I tried revolving small balances on this card so they could make a little interest and everything.

And now I no longer have a need for an upgrade to Target Visa, so I think it's getting the axe.

CLI or NO CLI, no one is getting interest from me on any card. Always PIF. Like it or now that is how my accounts are going to be. If they dont like it, it is too bad.

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 19:14:09 GMT

I plan on keeping my card. The limit is still at 200 dollars and I havent had it over 3 months yet.

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 20:09:37 GMT

I started at 200 and am up to 5k visa, yea it took some time, but.........

Re: Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 20:10:34 GMT

chiwiseguy wrote:
I started at 200 and am up to 5k visa, yea it took some time, but.........

How long it took for you? What is the interest on the visa card?

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 20:24:53 GMT

I have had the card for 5 years total. I got the visa upgrade in August and the auto CLI last month. The rate is 19.99%, which is why its at a zero balance.

Re: Is time for Target Card to go?

Red1Blue — Tue, 11 Mar 2008 20:27:38 GMT

chiwiseguy wrote:
I have had the card for 5 years total. I got the visa upgrade in August and the auto CLI last month. The rate is 19.99%, which is why its at a zero balance.

It is a pain to carry extra card in the pocket every time you goto store. It is just easy to use any of ther other cards I have when I goto Target instead of trying to remember to carry the card before I go to store.

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 20:31:11 GMT

I hear ya. If you dont need it, dump it. The only reason I held onto it as long as I did is because I was rebuilding my credit.

Re: Is time for Target Card to go?

Anonymous — Tue, 11 Mar 2008 22:18:04 GMT

Concorduser I would say keep the card if there is no AF ,and who knows what"s gonna happened tomorrow .