topic Re: BoA PreApps in Credit Cards

BoA PreApps

Anonymous — Wed, 12 Mar 2008 20:52:41 GMT

Howdy all!

I've been complaining that I wasn't getting any BoA offers when I use the pre-app link. Well, after checking yet one more time I'm finally IN!

I got three offers all with a 3k CL:

Rewards AMEX

Visa Plat Plus

BankAmericard Rewards Visa

I guess I'm finally 'opted in'.

Ooooooh, the temptation!!!! Having this Amex seems a lot nicer than my current Delta 1k..

Oh the agony!

-P

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:01:19 GMT

Go for it Peas! That's great. All I get is 'nothing at this time, but......'

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:01:57 GMT

Congrats Peas!!!

Are you going to go for it yet?

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:04:55 GMT

We're waitin peas...

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:09:09 GMT

scramblingin2007 wrote:
We're waitin peas...

We are enabler's aren't we???

You know Peas, from reading the posts here, it looks like the CL they offer is usually lower than the one they actually give you. I wanted to see another test subject receive the same!

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:14:07 GMT

LOL,

Thanks a LOT sylvia! you're not helping my 'no apping' stance!

Oooh, did I mention the APR is 9.99 on the Amex with 0% BT/Cash Adv for 12 months?

This sounds too good to be true! (And no, I haven't been added to the 25k BoA card so before today they really didn't know I exist!)

-Tempted Peas

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:14:40 GMT

stef37 wrote:

scramblingin2007 wrote:
We're waitin peas...

We are enabler's aren't we???

You know Peas, from reading the posts here, it looks like the CL they offer is usually lower than the one they actually give you. I wanted to see another test subject receive the same!

Okay for that reason alone I'm going for it.. LOL

I love you guys!

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:16:28 GMT

Good Luck!!!!

I'll be here waiting for the good news.

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:18:03 GMT

Omg, my palms are all sweaty....

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:18:16 GMT

Yayyyyyy Peas! Go girl! Rots of ruck, as Scooby says. I've got my fingers crossed for you.

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:19:18 GMT

AAAAAAAAAARGH...

Thank You!

Thank you for submitting a credit card application.

Your business is appreciated and careful consideration is being given to your request, but an instant decision cannot be provided at this time.

You will receive a written response within the next 30 days.

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:20:32 GMT

I am speechless, are you sure you read it correctly?

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:21:51 GMT

scramblingin2007 wrote:
I am speechless, are you sure you read it correctly?

Yup. I started searching threads immediately for ppl who rec'd this message and were approved. So far I've found 1 approved/0 not. LOL.

I'm in shock. I totally expected to see a love message!

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:23:15 GMT

Well at least it was not an instant denial...Good luck!

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:24:54 GMT

Oh poo!

I would be wanting to call them up. I doubt it's a denial. I get those messages when I have to send info in and they are still approved. Especially when they pull EX.

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:26:58 GMT

scramblingin2007 wrote:
Well at least it was not an instant denial...Good luck!

And they didn't counter with the 99/500, which I suppose is good news. I just did a search for who they pull and someone posted that they pulled EX for the BoA AE -- if that's the case I might be in trouble. I have 5 EX hards in the past year. I pulled my scores before I app'd and I'm at..

TU663/EX658/EQ675 --

Who knows!

-Impatient Peas!

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:32:13 GMT

Awwwww sorry to hear. But hey! It's not a denial!

I'll send nothing but good vibes your way.

And with no 99/500 counter offer, I take that as good news.

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:33:49 GMT

Sylviatob wrote:
Awwwww sorry to hear. But hey! It's not a denial!

I'll send nothing but good vibes your way.

And with no 99/500 counter offer, I take that as good news.

Me too -- I just tried calling and they basically said "don't call unless it's been 10 days!"

Thanks for the kind words everyone! I'll keep my chin up!

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:43:33 GMT

On the phone w/ BOA now,...

dadeedada... at least I have a really nice CSR person.

Re: BoA PreApps

Anonymous — Wed, 12 Mar 2008 21:49:21 GMT

(sending good vibes Beach Boys music to her.) And you of course!