topic Re: OMG - I'm shaking I'm so happy!!! in Credit Cards

OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 18:34:02 GMT

After the major bumps (to me, anyway) that put my scores in the mid-600s this month, I decided to bite the bullet and give Discover a try - at worst I'd know what to continue working on for another 3-4 months.

Hit submit and got the 5-7 day message, but was asked to create an account online and call the customer service number to expedite the process.....I was soooo nervous as this was the closest I'd gotten to a prime card EVER.

Called in and talked to a very nice senior analyst who verified some information, asked about the 4-5 year old lates on a couple accounts that I just can't get rid of and...BAM! Approved for $1500

I'm shaking I'm so excited! I could not have done this without myFico! Thank you all so very very much!!!

Re: OMG - I'm shaking I'm so happy!!!

09Lexie — Thu, 11 Apr 2013 18:36:00 GMT

Congrats!
Welcome to the Discover family!

Re: OMG - I'm shaking I'm so happy!!!

tattooedhusker — Thu, 11 Apr 2013 18:38:19 GMT

Awesome news! Welcome!

Re: OMG - I'm shaking I'm so happy!!!

theagent26 — Thu, 11 Apr 2013 18:42:18 GMT

Congrats!

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 18:51:53 GMT

Welcome aboard

They've got amazing CS.

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 19:00:56 GMT

Congrats .. can be a very fun process!

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 19:05:20 GMT

Thats Awesome!!! Congratulations!! Discover is an AWESOME card!!!

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 19:08:46 GMT

Congrats to you!!! Can you tell me which report they pulled and if you had any baddies on that report? Again Congrats!

Re: OMG - I'm shaking I'm so happy!!!

WolfMan — Thu, 11 Apr 2013 19:10:19 GMT

Nice! Congrats!

Nice card with nice rewards! Welcome to prime time!

Re: OMG - I'm shaking I'm so happy!!!

codesingh — Thu, 11 Apr 2013 19:13:50 GMT

Congrats! I was so happy when I got approved for discover. It seems like they make their customers call, happed similar to me as well.

It has been about 5 months and I am still at $1000 mark. You got a higher start...congrats again!

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 19:15:10 GMT

Congrats! Like you, I just made the leap into getting a good card, and it feels great! Btw, OP, I'm a momma in TX, too. Feeling the love in the Lone Star State!

Re: OMG - I'm shaking I'm so happy!!!

shakalaka — Thu, 11 Apr 2013 19:22:08 GMT

Nice Congrats

Re: OMG - I'm shaking I'm so happy!!!

webhopper — Thu, 11 Apr 2013 19:23:21 GMT

Congrats and Welcome to the Discover Family!

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Thu, 11 Apr 2013 19:26:21 GMT

@Anonymous wrote:
Congrats to you!!! Can you tell me which report they pulled and if you had any baddies on that report? Again Congrats!

I'm almost positive it was EQ, although I don't know that for sure. All 3 reports look the same - 2 CC COs from 2007-2008 but both have been paid - one in full, one in settlement and a repo from the same time frame that has a $0 balance also paid. The COs all have associated lates prior to the CO. Beyond that, everything else (mortgage, car, new CCs) are pays as agreed with no lates since 2008

Re: OMG - I'm shaking I'm so happy!!!

londonhogfan — Thu, 11 Apr 2013 19:36:03 GMT

Congrats! I love discover. They gave me a chance in a very similar situation and they're still my fav.

Re: OMG - I'm shaking I'm so happy!!!

djc1puno — Thu, 11 Apr 2013 19:40:40 GMT

congrats! i'm just buying some time before i re app for it too

Re: OMG - I'm shaking I'm so happy!!!

lg8302ch — Thu, 11 Apr 2013 19:44:08 GMT

congrats and enjoy your card

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Express — Thu, 11 Apr 2013 19:45:53 GMT

Congrats! Keep up the good work!

Re: OMG - I'm shaking I'm so happy!!!

boomhower — Thu, 11 Apr 2013 19:52:28 GMT

Congrats. Give it some use and look forward to your six month CLI.

Re: OMG - I'm shaking I'm so happy!!!

Anonymous — Fri, 12 Apr 2013 06:33:21 GMT

Congrats!