topic Re: Requested CLI in Credit Cards

Requested CLI

SteveUrkel — Thu, 11 Apr 2013 20:33:23 GMT

I requested a CLI on my American Eagle CC thru the online page. It said I cannot get a CLI at this time. Was it a SP or HP and will i receive a letter or something?

Re: Requested CLI

Creditaddict — Thu, 11 Apr 2013 20:36:09 GMT

@CarlosC88 wrote:

I requested a CLI on my American Eagle CC thru the online page. It said I cannot get a CLI at this time. Was it a SP or HP and will i receive a letter or something?

GE are always SP and you need to call and ask to have a "Manual Review" done... it's also a SP but it will be a current fresh one while on phone.

How long have you had the account and current balance?

Re: Requested CLI

blondy250 — Thu, 11 Apr 2013 20:40:46 GMT

Unless I'm mistaken American Eagle credit is issued by GE call there back door number and request an increase the worst they can say is no again. If its GE (99% sure) its a SP.

Re: Requested CLI

09Lexie — Thu, 11 Apr 2013 20:54:38 GMT

If your last cli was less than 4 mos- they will probably say not eligible.

Re: Requested CLI

SteveUrkel — Thu, 11 Apr 2013 22:40:08 GMT

Denied!

Re: Requested CLI

Kozmo — Fri, 12 Apr 2013 00:28:45 GMT

They denied me too tho it was ridiculous why. A late payment over 4 years ago was the #1 reason.

It's a useless card anyway. One day soon ill be closing it.

Re: Requested CLI

Creditaddict — Fri, 12 Apr 2013 00:41:22 GMT

How long have you had the card?

What was reason?

Re: Requested CLI

SteveUrkel — Fri, 12 Apr 2013 01:46:43 GMT

Ive had the card 5 months. They said they would send me letter of why they cant. I know i have no bad history watsoever. Its dumb. What good does a $500 limit help you with when shirts or pants or usually $50-80 a pair.

Re: Requested CLI

SteveUrkel — Fri, 12 Apr 2013 01:50:11 GMT

Are*

Re: Requested CLI

Creditaddict — Fri, 12 Apr 2013 02:03:32 GMT

With only 3 credit cards and 5 months little more history will be needed but did you have manual review or...?

Re: Requested CLI

SteveUrkel — Fri, 12 Apr 2013 02:07:29 GMT

Yes i had a manual review i have over a year of credit history

Re: Requested CLI

Creditaddict — Fri, 12 Apr 2013 02:09:59 GMT

Well update once you get letter, the TransUnion score will be on it!
Maybe time for another more prime card (Amex Gold Charge?)

Re: Requested CLI

SteveUrkel — Fri, 12 Apr 2013 02:11:42 GMT

I sure will, im aiming for Discover it , freedom or BCE or delta gold