topic Re: Welcome to Chevron! in Credit Cards

Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 13:17:57 GMT

Wow. So we got the Chevron card in February, used it for gas (duh) which is why we wanted it - tracking on our gas purchases... etc.

Before my statement cut I paid our outstanding charges, being the good CCH I am. Got online this morning to check out my account and see what DH has been up to with it (he believes you don't have to fill the tank until the light comes on), and there was a credit balance! It says welcome to Chevron, with a credit of $6.73.

What a way to start the day!!

Guess I'll gas up DH's car this morning!!

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 13:51:33 GMT

Well, merry Christmas!

Always nice to see a credit balance on your credit card. I have a Chevron card too. Love it. Just wish I had a higher cl on it, ya know? With a $0 balance, and with the price of gas, I fill up once and I'm already over 10% util on it.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 13:58:56 GMT

On mosts cars and trucks- don't let the fuel get bellow 1/4 tank-

The fuel cools the fuel pump inside the tank-

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 14:05:11 GMT

Does having a cooler fuel pump make the car run better?

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 15:23:42 GMT

@Anonymous wrote:
Well, merry Christmas!

Always nice to see a credit balance on your credit card. I have a Chevron card too. Love it. Just wish I had a higher cl on it, ya know? With a $0 balance, and with the price of gas, I fill up once and I'm already over 10% util on it.

I started with a 300.00 limit on my Chevron card. I used it once a month to put in like 50.00 or so and paid it off in full every month.

In about 6 mos, the CL was raised to 700.

Now I have a CL of 1500.00 on it.

Use it sparingly, pay it off and they will automatically raise your limit.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 15:26:22 GMT

@Anonymous wrote:
On mosts cars and trucks- don't let the fuel get bellow 1/4 tank-

The fuel cools the fuel pump inside the tank-

Now if I can get him to listen to this, maybe he'll take care of it!! Oy!

Actually, I'm the maintenance person in the household. I'll keep this in mind AND print it off so he sees it.

As for Sylvia's comment on the limit - yep, I'm with you on that one. It costs me $50 to fill the tank on the van and $30 to fill the tank on the little tin can (aka DH's car). A $300 limit doesn't go very far. But that's ok, since I PIF anyway. It WAS like Christmas this morning! Boy I love Chevron.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 16:11:17 GMT

kotam, congrats to you. I've had my card since August, and have seen nothing of a cli out of them...yet. I called a few months ago, and the CSR said they review only annually. Can't do much with a $400 cl.

Tnx for the response, though.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 16:22:31 GMT

I only use Chevron in both of my Hondas. Chevron is considered a "Top Tier Gasoline:"

Top Tier Detergent Gasoline

TOP TIER Detergent Gasoline is the premier standard for gasoline performance. Six of the world's top automakers, BMW, General Motors, Honda, Toyota, Volkswagen and Audi recognize that the current EPA minimum detergent requirements do not go far enough to ensure optimal engine performance.

You can learn more about this at--

http://www.toptiergas.com/

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 16:31:10 GMT

psychic, that's good to know, and probably why our family gets better gas mileage using Chevron, than most other brands of gas, of the same grade. Thanks.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 16:41:03 GMT

How cool is this?! Not only are our fellow fico-philes an excellent resource on credit info, but I'm also learning excellent information to help me with my vehicles! Actually, the key thing here is that it's all ultimately related.... Maintain your vehicles well and you will save money. I'm noting this and sending out a big thank you!

And I knew Chevron gas was better for my vehicles, but had no idea how much. Now that Chevron card is doing double duty - encouraging me to use better gas AND giving me a way to monitor my purchases.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 17:15:06 GMT

A few automotive engineers at both Ford and GM have told them they think Texaco is the best gas for your vehicle. Is burns the best (meaning the hottest and most complete) and is the cleanest.

Me? I use Exxon/Mobil.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 17:34:29 GMT

Well i have one question to CHEVRON card holder if you do not mind .

Does anyone knows if CHEVRON consider a BK friendly,and it was file almost 3 years ago ?

Thasnks for the in put,and i apologize if i changed the topic thread .

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 17:40:57 GMT

No apologies needed creditdream.

This topic is about Chevron/Texaco, so all if fair game.

I honestly don't know the answer to your question. Chevron/Texaco is now handled by GEMb, and I'm not sure how they look at BK's.

Perhaps someone who knows will chime in.

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 18:05:55 GMT

@Anonymous wrote:
Well i have one question to CHEVRON card holder if you do not mind .
Does anyone knows if CHEVRON consider a BK friendly,and it was file almost 3 years ago ?
Thasnks for the in put,and i apologize if i changed the topic thread .

No worries about topic change - I was approved with a past BK7, but it was from 5/2001. I'm not sure how far back they want it. I know that I applied a few years ago and was denied due to bk. I think it was in 2004 or 2005, so I suspect they want a few more years out. Are the rest of your reports clean since the bk?

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 18:06:47 GMT

Sylviatob thanks for the reply. you are awesome ,and i never knew CHEVRON is now handled by GEMB . At the same time i have 3 acc with GEMB,and when i try to get the fourth i was denied .

Thanks again .

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 18:26:28 GMT

BoysMumx2 you were asking me if my credit report clean since i filed BK ?

i would say YES ,and i am trying to do my best to improved my credit score & reduse my inq as much as i can . so far i have ORCHARD BANK $500 cl,WELLS FARGO ( secured ) $1000 cl,and HOOTERS $1100 cl ,JCPEENY $600 cl,MERVYN'S $300 cl & WAL-MART $500 cl .

as 11/30/07 my fico score was EX 669,TU 625,EQ ? .

wish me luck .

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 18:45:39 GMT

@Anonymous wrote:
BoysMumx2 you were asking me if my credit report clean since i filed BK ?
i would say YES ,and i am trying to do my best to improved my credit score & reduse my inq as much as i can . so far i have ORCHARD BANK $500 cl,WELLS FARGO ( secured ) $1000 cl,and HOOTERS $1100 cl ,JCPEENY $600 cl,MERVYN'S $300 cl & WAL-MART $500 cl .
as 11/30/07 my fico score was EX 669,TU 625,EQ ? .
wish me luck .

You're doing WAY better than I was at 3 years post-bk. And you have those other GEMB accounts. I don't know if they have a limit, but I have a couple others with them too and they seem to like me I suppose. You might be ok on the Chevron card. I know I really like it. Check out Who Gave Me Credit and you might get some more reinforcement. Your scores look pretty good (compared to where I was when I applied years ago), so that might be in your favor too. I'm wishing you big, big luck because you're doing such a great job!!

Re: Welcome to Chevron!

Anonymous — Thu, 13 Mar 2008 21:49:35 GMT

Sounds good! Congrats!!

Re: Welcome to Chevron!

Geordi — Thu, 13 Mar 2008 22:43:39 GMT

@Anonymous wrote:
kotam, congrats to you. I've had my card since August, and have seen nothing of a cli out of them...yet. I called a few months ago, and the CSR said they review only annually. Can't do much with a $400 cl.

Tnx for the response, though.

Sylvia,

I am in the same boat. Got a pre-approval letter in September 2007, sent the card in and received a $400 CL.

I've been paying multiple times per month but the account is always paid in full every month.

I called GEMB in February and asked for a CLI, they gave me the same "Wait until one year" story.

In the meantime, I am trying for a RECON for a ExxonMobil Gas only card to give myself some options.

Re: Welcome to Chevron!

islandchild82 — Fri, 14 Mar 2008 00:56:11 GMT

I love my Chevron card, too. Started with the $400 credit limit most people seem to start off with. Raised to $1000, and hoping that they raise again soon. I think I've had the card about a year and a half.

I carry a balance on this card and would like a higher limit for util purposes. Gas here in SoCal is expensive, as I'm sure it is everywhere, but it gets to be outrageous here. And my car, yes, a car, costs about $60 to fill up. More than my mom's SUV!

But at least we have a gas card to use!