topic U.S Bank is TERRIBLE in Credit Cards

U.S Bank is TERRIBLE

Anonymous — Thu, 13 Mar 2008 18:33:11 GMT

They Canceled my card when I was in Europe becuase they could not verify my adress!!!!!!! It had no balance I would pay everything like the same week. Boycott these clowns I canceled their card on the spot, now I need to replace the 8500 in lost credit but no big deal. !!!!

Re: U.S Bank is TERRIBLE

MidnightVoice — Thu, 13 Mar 2008 18:39:07 GMT

ddd wrote:
They Canceled my card when I was in Europe becuase they could not verify my adress!!!!!!! It had no balance I would pay everything like the same week. Boycott these clowns I canceled their card on the spot, now I need to replace the 8500 in lost credit but no big deal. !!!!

Have you tried dropping by you local branch and talking to them?

Re: U.S Bank is TERRIBLE

orl2185 — Thu, 13 Mar 2008 18:40:09 GMT

What else these ccc are gonna do to us.... sorry to hear that. Did you use the card over there?

Re: U.S Bank is TERRIBLE

Anonymous — Thu, 13 Mar 2008 18:48:41 GMT

orl2185 wrote:
What else these ccc are gonna do to us.... sorry to hear that. Did you use the card over there?

It was embarrasing it kept getting denied everywere I had no clue. I tought it was a Europen thing, thank god I brought along my Chase southwest. I would say only like 15% of all mechants accept American Express. Holland goverment agencies like the state ran public transportation did not accept the card. I could not use almost anywere, I'm glad I had a Visa also.

Re: U.S Bank is TERRIBLE

Anonymous — Thu, 13 Mar 2008 18:49:51 GMT

MidnightVoice wrote:

ddd wrote:
They Canceled my card when I was in Europe becuase they could not verify my adress!!!!!!! It had no balance I would pay everything like the same week. Boycott these clowns I canceled their card on the spot, now I need to replace the 8500 in lost credit but no big deal. !!!!

Have you tried dropping by you local branch and talking to them?

No, I was so angry from all the embarassment I told them they sucked that they should elarn from Amex. I canceled the card on the phone, maybe prematurely but hey I can get creditr anywere else.

Re: U.S Bank is TERRIBLE

Anonymous — Thu, 13 Mar 2008 19:04:41 GMT

@Anonymous wrote:
@orl2185 wrote:
What else these ccc are gonna do to us.... sorry to hear that. Did you use the card over there?
It was embarrasing it kept getting denied everywere I had no clue. I tought it was a Europen thing, thank god I brought along my Chase southwest. I would say only like 15% of all mechants accept American Express. Holland goverment agencies like the state ran public transportation did not accept the card. I could not use almost anywere, I'm glad I had a Visa also.

I always carry at least two credit cards with me when I leave the country. Always. And I would suggest everyone to do the same. Travelling overseas with no credit or access to credit is potentially hazardous.

Message Edited by landocalrissian on 03-13-2008 12:04 PM

Re: U.S Bank is TERRIBLE

orl2185 — Thu, 13 Mar 2008 19:05:18 GMT

ddd wrote:

orl2185 wrote:
What else these ccc are gonna do to us.... sorry to hear that. Did you use the card over there?

It was embarrasing it kept getting denied everywere I had no clue. I tought it was a Europen thing, thank god I brought along my Chase southwest. I would say only like 15% of all mechants accept American Express. Holland goverment agencies like the state ran public transportation did not accept the card. I could not use almost anywere, I'm glad I had a Visa also.

LOL.....

ddd maybe do what Mv is telling you. We all realize you can get other cards, but it was a technicality that prevented you from using it. consider maintaining it. Just My op

Re: U.S Bank is TERRIBLE

Creditaddict — Thu, 13 Mar 2008 19:26:50 GMT

U.S. Bank fraud is VERY sensitive, Expecially when you are in another country. You have to call them and tell them when and where you are traveling too. I would be happy that a credit card company watched out for me that well. Most people don't go out of country on regular basis so a credit card issuer is going to find this unusual activity.

I simply called USBank before I left on my trip and had no issues ever. I have travelled also without calling them and did have a lot of trouble, learned my lesson to always call when traveling.

Re: U.S Bank is TERRIBLE

Anonymous — Thu, 13 Mar 2008 19:33:52 GMT

Creditaddict wrote:
U.S. Bank fraud is VERY sensitive, Expecially when you are in another country. You have to call them and tell them when and where you are traveling too. I would be happy that a credit card company watched out for me that well. Most people don't go out of country on regular basis so a credit card issuer is going to find this unusual activity.

I simply called USBank before I left on my trip and had no issues ever. I have travelled also without calling them and did have a lot of trouble, learned my lesson to always call when traveling.

I agree with Creditaddict. Just came back from 12 day vacation overseas. Called AMEX and BoA with a heads up. Told them what country I would be in, dates of travel, and approx amount of anticipated charges. This way, my accts would not be flagged for unusual activity or possible fraudulent activity. I always take TWO cards when travelling outside the US.

NOTE to Amex cardholders. I always travel with a blank check from my checking acct. Amex travel offices will cash a US drawn check for cardholders. This is my backup in case of dire emergency.