topic Re: BOOM... Bank of American I might have to love you again!!! in Credit Cards

BOOM... Bank of American I might have to love you again!!!

Creditaddict — Mon, 15 Apr 2013 17:02:54 GMT

My partner has been getting offers since last year and I have had one in our desk from one of the first ones with 15 months 0% and then 12.99% (All offers he has been getting since Jan-Feb. have been 14.99-16.99 range). Anyway with his Discover about to cut first statement and with this offer just over a week away from expiring, I told him it was time to take it since some of the latest issues with Citi and a flat denial through US Bank. I was prepared to have to call and do a double HP to get appproval but upon about a breathless 40 seconds after he hit submit, page pops up and I'm trying to read super fast for outcome and...

CONGRATULATIONS... You have been APPROVED for $15,000!!!

I didn't know Bank of America did Instant anymore!

Re: BOOM... Bank of American I might have to love you again!!!

roshan21 — Mon, 15 Apr 2013 17:05:18 GMT

Congrats!!!!!!

Re: BOOM... Bank of American I might have to love you again!!!

SpecFile — Mon, 15 Apr 2013 17:06:04 GMT

Nice!!! Congrats!

Re: BOOM... Bank of American I might have to love you again!!!

Rhaeny — Mon, 15 Apr 2013 17:06:57 GMT

Wow!! That was a nice surprise!

Congrats!

Re: BOOM... Bank of American I might have to love you again!!!

Anonymous — Mon, 15 Apr 2013 17:11:54 GMT

Thats awesome. I have my checking abd mortgage with boa, but years ago they declined me for a card ( my credit did suck back then but still ). They always push the card at me now, but guess i never got over the way the credit analyst tolked to me back then.

Re: BOOM... Bank of American I might have to love you again!!!

Creditaddict — Mon, 15 Apr 2013 17:15:31 GMT

@Anonymous wrote:
Thats awesome. I have my checking abd mortgage with boa, but years ago they declined me for a card ( my credit did suck back then but still ). They always push the card at me now, but guess i never got over the way the credit analyst tolked to me back then.

That's how I personally feel after I did unsecured for 11 months before unsecuring when others on here did 9 and i had $1k then to $1500 unsecured up till about 18 months pushing over $1k month and always pif and they closed suddenly... "senior" analyst was not nice and would not consider opening again...

Re: BOOM... Bank of American I might have to love you again!!!

CS800 — Mon, 15 Apr 2013 17:19:27 GMT

Congrats !! which card did you get?

Re: BOOM... Bank of American I might have to love you again!!!

09Lexie — Mon, 15 Apr 2013 17:30:52 GMT

Re: BOOM... Bank of American I might have to love you again!!!

Creditaddict — Mon, 15 Apr 2013 17:39:45 GMT

Cash 1.2.3?
How does Bank of America feel about 2 apps in a day for personal or 1 personal, 1 business app in a day?

Re: BOOM... Bank of American I might have to love you again!!!

boomhower — Mon, 15 Apr 2013 17:58:54 GMT

Not bad terms at all. What card did you get? I still can't imagine what turn of events would have to occur for me to get a BOA CC.

Re: BOOM... Bank of American I might have to love you again!!!

a3quit4s — Mon, 15 Apr 2013 19:53:48 GMT

Wow! Congrats!! Nice limit

Re: BOOM... Bank of American I might have to love you again!!!

thepriceisright — Mon, 15 Apr 2013 19:57:43 GMT

BofA is feeling generous today! I got bumped to $20k!

Re: BOOM... Bank of American I might have to love you again!!!

cottontop — Mon, 15 Apr 2013 20:13:22 GMT

I did two on Friday (biz n personal) wasn't a problem, but two different dept, two pulls, two recons. 1-866-865-7839 will get you straight to the senior credit analyst dept for personal cards

Re: BOOM... Bank of American I might have to love you again!!!

LS2982 — Mon, 15 Apr 2013 21:46:00 GMT

@Creditaddict wrote:
My partner has been getting offers since last year and I have had one in our desk from one of the first ones with 15 months 0% and then 12.99% (All offers he has been getting since Jan-Feb. have been 14.99-16.99 range). Anyway with his Discover about to cut first statement and with this offer just over a week away from expiring, I told him it was time to take it since some of the latest issues with Citi and a flat denial through US Bank. I was prepared to have to call and do a double HP to get appproval but upon about a breathless 40 seconds after he hit submit, page pops up and I'm trying to read super fast for outcome and...

CONGRATULATIONS... You have been APPROVED for $15,000!!!

I didn't know Bank of America did Instant anymore!

CONGRATS!!

Nice starting CL!

Re: BOOM... Bank of American I might have to love you again!!!

Creditaddict — Mon, 15 Apr 2013 21:53:42 GMT

@cottontop wrote:
I did two on Friday (biz n personal) wasn't a problem, but two different dept, two pulls, two recons. 1-866-865-7839 will get you straight to the senior credit analyst dept for personal cards

Business got referenced... that number you gave me was closed.... got a hold of another department that transferred to business but the guy told him it was in a special "Higher Review" and he would probably get a phone call within 2 days or to call back... hmmm.

Re: BOOM... Bank of American I might have to love you again!!!

Anonymous — Mon, 15 Apr 2013 21:55:09 GMT

Grats!!!