topic Re: Amex FR! in Credit Cards

Amex FR!

Drefrombk — Tue, 16 Apr 2013 16:47:43 GMT

So i got a call from Amex stating my account was under financial review! rep said my account was suspended until review was over. Which sucked because i use the card for everything! I usually charge about 7k a month on my Zync. After 2 week review my account was given a hard limit of $3800! Any one know how long hard limit usually last?

Re: Amex FR!

thepriceisright — Tue, 16 Apr 2013 16:49:02 GMT

Can you think of anything that triggered this? Were you late paying? Have any other major credit changes?

Re: Amex FR!

Kathy4NU — Tue, 16 Apr 2013 16:49:40 GMT

I read that AMEX does this over and over to people. Why would anyone want an AMEX card?

That one is not on my wish list!

Re: Amex FR!

Drefrombk — Tue, 16 Apr 2013 16:50:42 GMT

I payed a day late 2 years ago! Nothing after that.. No recent big charges

Re: Amex FR!

Anonymous — Tue, 16 Apr 2013 16:59:23 GMT

@Kathy4NU wrote:
I read that AMEX does this over and over to people. Why would anyone want an AMEX card?

That one is not on my wish list!

You hear the reports when it happens, not the vast majority of people who never get an FR.

Re: Amex FR!

mojobones89 — Tue, 16 Apr 2013 17:06:32 GMT

@Kathy4NU wrote:
I read that AMEX does this over and over to people. Why would anyone want an AMEX card?

That one is not on my wish list!

i got both my amex's almost 2 months ago and my very first week i charged up to 3k on it(even though people on here say that " amex doesnt like to see BIG charges on the first month." )yet i keep charging 3k and up every week....... my BCP gets used a ton too and i have yet to get any FRS

i have come to learn that just becuase a lot of people on here post FRS does not mean everyone in amex gets frs.

think about it,amex is huge with millions of customers compared to the few 100's(jf that) who posts FR's on this forum.

Re: Amex FR!

mojobones89 — Tue, 16 Apr 2013 17:07:18 GMT

@Drefrombk wrote:
I payed a day late 2 years ago! Nothing after that.. No recent big charges

maybe they finally caught on to that mistake 2 years ago?

Re: Amex FR!

Open123 — Tue, 16 Apr 2013 17:49:40 GMT

@mojobones89 wrote:
@Drefrombk wrote:
I payed a day late 2 years ago! Nothing after that.. No recent big charges
maybe they finally caught on to that mistake 2 years ago?

Better than late than never?

Re: Amex FR!

Anonymous — Tue, 16 Apr 2013 18:38:58 GMT

@open123

Lol

Re: Amex FR!

mojobones89 — Tue, 16 Apr 2013 18:55:23 GMT

@Open123 wrote:
@mojobones89 wrote:
@Drefrombk wrote:
I payed a day late 2 years ago! Nothing after that.. No recent big charges
maybe they finally caught on to that mistake 2 years ago?

Better than late than never?

true indeed,but not if it will cost you an amex FR,LOL

so i would probably go with "never" than "late"