topic Re: GE CLIs - Should I? How Much? in Credit Cards

GE CLIs - Should I? How Much?

Anonymous — Tue, 16 Apr 2013 21:47:21 GMT

The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

Current Balances:

- PayPal: $0 / $5K

- Amazon: $3.5K / $4K

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.

Re: GE CLIs - Should I? How Much?

blondy250 — Tue, 16 Apr 2013 21:56:27 GMT

Depends on your scores and what the rest of your credit files look like (BK, lates, FC) Aaoa, inqs. Just based on what you've stated its way too early.

Re: GE CLIs - Should I? How Much?

daybreakgonesXe — Tue, 16 Apr 2013 21:58:21 GMT

@Anonymous wrote:
The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

Current Balances:
- PayPal: $0 / $5K
- Amazon: $3.5K / $4K

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.

Personally, i would do a $2000 bump on Paypal, and after that, attempt a $1500 bump on Amazon. Good luck! Worse comes to worse they can counter-offer

Re: GE CLIs - Should I? How Much?

Anonymous — Tue, 16 Apr 2013 22:32:48 GMT

I always ask for 10k. Never gotten it, but I always ask for it.

Re: GE CLIs - Should I? How Much?

Creditaddict — Tue, 16 Apr 2013 23:49:44 GMT

@Anonymous wrote:
The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

Current Balances:
- PayPal: $0 / $5K
- Amazon: $3.5K / $4K

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.

They gave you a $5k connect card vs. MasterCard?

I didn't know online it asks how much you want? but yes I say always ask for likke $10k, especially if that's only double your current!

GE will counter.

Re: GE CLIs - Should I? How Much?

zerobacan — Wed, 17 Apr 2013 00:11:37 GMT

@Creditaddict wrote:
@Anonymous wrote:
The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

Current Balances:
- PayPal: $0 / $5K
- Amazon: $3.5K / $4K

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.
They gave you a $5k connect card vs. MasterCard?
I didn't know online it asks how much you want? but yes I say always ask for likke $10k, especially if that's only double your current!
GE will counter.

He probably got CLI...

Re: GE CLIs - Should I? How Much?

Anonymous — Wed, 17 Apr 2013 00:20:22 GMT

@Creditaddict wrote:
They gave you a $5k connect card vs. MasterCard?
I didn't know online it asks how much you want? but yes I say always ask for likke $10k, especially if that's only double your current!
GE will counter.

I've had PPSC for years, which explains the high CL. If $5K had been my starting CL, I'd also wonder why the heck I got SC and not MC.