topic Re: Best Buy MasterCard is now the "Prime" Card?! in Credit Cards

Best Buy MasterCard is now the "Prime" Card?!

Creditaddict — Tue, 16 Apr 2013 23:46:12 GMT

Has anyone seen now that if you apply for a new account they first consider you for the Best Buy MasterCard and then if you don't qualify they will consider you for a store "Private Label" Card?!

Better Limits these days?

What's the scoop?

Re: Best Buy MasterCard is now the "Prime" Card?!

Anonymous — Tue, 16 Apr 2013 23:48:10 GMT

I wonder if GE is backing the private label card.

Re: Best Buy MasterCard is now the "Prime" Card?!

mxp114 — Tue, 16 Apr 2013 23:49:20 GMT

Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.

Re: Best Buy MasterCard is now the "Prime" Card?!

Creditaddict — Tue, 16 Apr 2013 23:53:18 GMT

@mxp114 wrote:
Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.

I have had the Gold No AF MC and I would not call it anything prime!

The only thing prime about it when I got it was the $0 AF, it was a new thing they had just did then, but that was still when it was HSBC and it was the sub-prime product.

I have not heard of anyone getting upgraded out of store to MC so I'm unclear of how they are changing what I call mind set of the Rewards Zone MasterCard from Best Buy NOT being prime except the few acceptions I have seen on here with $10k+ lines.

Re: Best Buy MasterCard is now the "Prime" Card?!

Ron1 — Wed, 17 Apr 2013 00:20:57 GMT

Best Buy RZMC Platinum with No AF 17.99% has been prime for years. Not too many people get approved for the card.

Ron.

Re: Best Buy MasterCard is now the "Prime" Card?!

Creditaddict — Wed, 17 Apr 2013 00:35:16 GMT

@Ron1 wrote:
Best Buy RZMC Platinum with No AF 17.99% has been prime for years. Not too many people get approved for the card.

Ron.

I had about the same usual "great" customer service as usual from Household and Capital One!"

She gave me the script of "The economy does not allow Capital One to offer lower rates than 22.99% on my account"

UMM... The economy is currently offering 17.99% on new accounts!

Re: Best Buy MasterCard is now the "Prime" Card?!

creditnocash — Wed, 17 Apr 2013 00:46:00 GMT

i like the store card look more anyways.

i have a legacy best buy store card!

as far as new apps im not really sure.

Re: Best Buy MasterCard is now the "Prime" Card?!

RTOrockstar — Wed, 17 Apr 2013 01:58:25 GMT

I want a Best Buy card. I don't even shop @ Best Buy very often, but I've been denied for a BB card 5 times in my life and It's just a matter of pride now. Yea, it doesn't have to make sense. I could actually probably get approval now, but I'm gonna wait til just the right time...

Re: Best Buy MasterCard is now the "Prime" Card?!

BearsAndTurtlesRtheBest — Wed, 17 Apr 2013 02:00:01 GMT

I would want the MC Platinum version! But not everyone gets it

Re: Best Buy MasterCard is now the "Prime" Card?!

Creditaddict — Wed, 17 Apr 2013 02:08:42 GMT

@Creditaddict wrote:
@mxp114 wrote:
Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.
I have had the Gold No AF MC and I would not call it anything prime!
The only thing prime about it when I got it was the $0 AF, it was a new thing they had just did then, but that was still when it was HSBC and it was the sub-prime product.
I have not heard of anyone getting upgraded out of store to MC so I'm unclear of how they are changing what I call mind set of the Rewards Zone MasterCard from Best Buy NOT being prime except the few acceptions I have seen on here with $10k+ lines.

Foot in mouth... OMG you have a $25k limit but FURTHER MORE you have a $40k limit with Discover?!???

That's like urban myth! TELL ME EVERYTHING PLEASE PLEASE PLEASE WITH A CHERRY ON TOP!

How long have you had?

Financial review at some point or just long long history to get you there?

requests mostly or auto mostly?

Re: Best Buy MasterCard is now the "Prime" Card?!

blondy250 — Wed, 17 Apr 2013 02:19:27 GMT

@Anonymous wrote:
I wonder if GE is backing the private label card.

No Capital one is.

Re: Best Buy MasterCard is now the "Prime" Card?!

Ron1 — Wed, 17 Apr 2013 02:28:24 GMT

@Creditaddict wrote:
@Ron1 wrote:
Best Buy RZMC Platinum with No AF 17.99% has been prime for years. Not too many people get approved for the card.

Ron.
I had about the same usual "great" customer service as usual from Household and Capital One!"
She gave me the script of "The economy does not allow Capital One to offer lower rates than 22.99% on my account"

UMM... The economy is currently offering 17.99% on new accounts!

I think they meant it is the best rate for your card. By the way, they read from the script.

Ron.

Re: Best Buy MasterCard is now the "Prime" Card?!

Ron1 — Wed, 17 Apr 2013 02:31:25 GMT

@BearsAndTurtlesRtheBest wrote:
I would want the MC Platinum version! But not everyone gets it

Yes, it is. I got lucky. I was able to get approved for the card. I hope they're not going to close my BB RZMC Platinum when they truned into Citi. I would want to keep both of my store card and RZMC Platinum.

Ron.

Re: Best Buy MasterCard is now the "Prime" Card?!

mxp114 — Wed, 17 Apr 2013 02:35:42 GMT

@Creditaddict wrote:
@Creditaddict wrote:
@mxp114 wrote:
Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.
I have had the Gold No AF MC and I would not call it anything prime!
The only thing prime about it when I got it was the $0 AF, it was a new thing they had just did then, but that was still when it was HSBC and it was the sub-prime product.
I have not heard of anyone getting upgraded out of store to MC so I'm unclear of how they are changing what I call mind set of the Rewards Zone MasterCard from Best Buy NOT being prime except the few acceptions I have seen on here with $10k+ lines.
Foot in mouth... OMG you have a $25k limit but FURTHER MORE you have a $40k limit with Discover?!???
That's like urban myth! TELL ME EVERYTHING PLEASE PLEASE PLEASE WITH A CHERRY ON TOP!

How long have you had?
Financial review at some point or just long long history to get you there?
requests mostly or auto mostly?

My Discover is just two years old, and I explain how on another thread if you want to read about it lol Yeah I was going to just ask for $25k but even that required dox and verification of employment and income, so I decided to reach for the stars

Re: Best Buy MasterCard is now the "Prime" Card?!

Anonymous — Wed, 17 Apr 2013 12:59:03 GMT

I was approved for the BB store card back in Feb with no AF and a CL of $2500. I wonder if my history with Orchard and the Cap1 Cash Rewards card helped.