topic Re: PC Freedom to CSP in Credit Cards

PC Freedom to CSP

CS800 — Wed, 17 Apr 2013 22:36:14 GMT

Since my Freedom and the Discover IT tends to offer the 5% rotating, I put in a secure message to chase to see if I could get either a PC to the CSP or a Sig version of the freedom

Message comes back saying they can't do a PC to the CSP, I will have to apply for the CSP. I replied on Signature it is.

Hours later I get a call from Chase telling me that my Freedom is now a CSP and they will be expediting the card for me with AF waived for the first year.

I was speechless but thanked them. So I guess I now have a CSP; same account number but at least it's a Visa Sig.

Re: PC Freedom to CSP

armbenderc — Wed, 17 Apr 2013 22:54:29 GMT

How long have you had your freedom?

Re: PC Freedom to CSP

Anonymous — Wed, 17 Apr 2013 23:04:41 GMT

Why not apply for a CSP to get the 40,000 UR points sign up bonus? Maybe secure message them and ask about it.

Re: PC Freedom to CSP

migliogiorni — Wed, 17 Apr 2013 23:08:56 GMT

Re: PC Freedom to CSP

LS2982 — Wed, 17 Apr 2013 23:09:58 GMT

@armbenderc wrote:
How long have you had your freedom?

I'm interested in this as well.

Re: PC Freedom to CSP

09Lexie — Wed, 17 Apr 2013 23:27:54 GMT

Congrats!

Re: PC Freedom to CSP

FocusedAndDetermined — Thu, 18 Apr 2013 00:34:11 GMT

Congrats on the card and the waived AF!

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 01:12:12 GMT

@Anonymous wrote:
Why not apply for a CSP to get the 40,000 UR points sign up bonus? Maybe secure message them and ask about it.

I didn't want a hard inq. I'm tryign to avoid those

I asked them about the 40K UR and they said since it was a PC and not a brand new application, this ofer could not be extended to me. Not a big deal though

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 01:13:05 GMT

@LS2982 wrote:
@armbenderc wrote:
How long have you had your freedom?
I'm interested in this as well.

About 17 months

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 01:14:04 GMT

@09Lexie wrote:
Congrats!

Thanks it was unexpected. I was hoping at least to PC to a Sig Freedom.

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 01:15:41 GMT

@FocusedAndDetermined wrote:
Congrats on the card and the waived AF!

Thanks. It was pretty painless.

Re: PC Freedom to CSP

LS2982 — Thu, 18 Apr 2013 01:21:20 GMT

Ive had my freedom for 9 now maybe when it hits 13 months I can PC!

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 01:24:45 GMT

@LS2982 wrote:
Ive had my freedom for 9 now maybe when it hits 13 months I can PC!

Just send them a secure message and see what they say. They are pretty fast in their response.

Re: PC Freedom to CSP

LS2982 — Thu, 18 Apr 2013 01:26:12 GMT

I think id rather wait I hate being rejected

Might trigger that app devil in me and im garden trained right now!

Re: PC Freedom to CSP

armbenderc — Thu, 18 Apr 2013 03:53:05 GMT

Lol@LS

I got my freedom since sept '12. I love it. I want CSP soon. Can't decide either to app take hp and get 40k point or just pc.

Re: PC Freedom to CSP

Anonymous — Thu, 18 Apr 2013 04:05:55 GMT

@armbenderc wrote:
Lol@LS

I got my freedom since sept '12. I love it. I want CSP soon. Can't decide either to app take hp and get 40k point or just pc.

A HP matters much less after 6 months and not at all after a year. 40K points is a lot!

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 04:26:55 GMT

@Anonymous wrote:
@armbenderc wrote:
Lol@LS

I got my freedom since sept '12. I love it. I want CSP soon. Can't decide either to app take hp and get 40k point or just pc.
A HP matters much less after 6 months and not at all after a year. 40K points is a lot!

Yes but then your AAOA takes some hit for the new account, on my end, I'm looking to age my accounts. I went on a spree and got some cards so the HP's will all get off at the same time and my card would age at the same rate.

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 13:15:56 GMT

My account online still says Freedom. How long does it take to change or does it change at all?

Re: PC Freedom to CSP

dddewdrop — Thu, 18 Apr 2013 13:18:25 GMT

@Anonymous wrote:
Why not apply for a CSP to get the 40,000 UR points sign up bonus? Maybe secure message them and ask about it.

That is a great idea but it is probably too late. They already approved the account.... BTW, what is the difference between the freedom and sig freedom. As i understand the sig freedom starts at 5k CL but what else?

Re: PC Freedom to CSP

CS800 — Thu, 18 Apr 2013 13:31:00 GMT

@dddewdrop wrote:
@Anonymous wrote:
Why not apply for a CSP to get the 40,000 UR points sign up bonus? Maybe secure message them and ask about it.
That is a great idea but it is probably too late. They already approved the account.... BTW, what is the difference between the freedom and sig freedom. As i understand the sig freedom starts at 5k CL but what else?

A no AF card with the privileges of a Visa Signature.

Visa Signature Perks