topic CHEVRON in Credit Cards

CHEVRON

Anonymous — Fri, 14 Mar 2008 14:56:32 GMT

I was wondering if anyone has this gas card? I applied online and got this back" Thank you for submitting your application, your ref# is @@@@. We look forward to servicing your fueling needs". Do you think I will be approved? This was on 3-9

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 15:01:43 GMT

How's your credit looking? If you have decent credit, I don't think you need to worry about the what if's. If you have a less than better credit score then I can understand your concern.

Re: CHEVRON

antredd67 — Fri, 14 Mar 2008 17:29:26 GMT

I have had my Chevron Gas Card since the year 2000, and when I was approved for my Chevron credit card, my credit was in the toilet. It's basically your typical gas charge card, and they charge a very high interest rate of 24%. I can't imagine living in CA and practically paying $4 for a gallon of gas on top of racking up a gas credit card bill. But when I do charge gas on this card, I generally pay this card off in full. Also, since it's one of my oldest credit cards with excellent payment history, I won't close it.

Over the years of maintaining excellent payment history with them, they have upgraded my card to a Chevron Premium Gas card, which means that they will give your periodic gas discounts when you don't put anything on your card to get you to put gas purchases on your card. Also, I think I get hotel discounts and periodic discount on gas purchases when I use the card. I have been offered 10 cents off per gallon of gas if I charged a certain amount of gas within a certain period. I did it for the discount, and just paid off the balance in full before they tagged on the interest charges.

They started me off with an intial credit limit of $200. Now I have a $2,000 credit limit with them, and the most I have ever charged on this card was about $450. I haven't had any problems with Chevron, but they don't offer lower interest rates.

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 17:39:12 GMT

I've had this card for about 4 years, didn't have much credit when I applied. They approved me for $100 or $200 - my CL is now $2000.

If you have a reference number, why not call the customer service number and ask if you've been approved?

Good luck!

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 18:39:47 GMT

Hi there! I just got this card in February and I already love it! We immediately used it and paid it in full before the first statement cut - I got a credit on that statement... it was a "Welcome to Chevron" credit! The initial limit on my card is small, but I think that this card will grow with me. All the posts on here make me think it's going to be a great card to have!

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 19:29:20 GMT

What kind of scores do you need for this card?

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 19:47:17 GMT

wisper Chevron was taken over by GEMB 2 months ago. I don't know if they've changed their credit approval criteria. What are your scores and baddies?

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 19:59:00 GMT

I applied for this card on 2/29. I was approved a few days later and I just received the card on Monday. They started me out with a $400 CL. My EQ FICO was 634 at the time, 9% util on my 3 month old orchard card, 2 CA's, one paid, one unpaid. Student Loan in deferment since July.

I called the chevron credit dept. after I app'd and they were able to tell me whether I was approved or not - 801-743-2030. Good luck.

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 20:12:07 GMT

Great card, so far. I app'd on 2/22 and received the card about a week later. I received the same message as you and before I knew it, in the mailbox. CL $ 600.00

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 21:24:44 GMT

Thanks to all who responded! My eq is 636 I do have 2 co tho

Re: CHEVRON

Anonymous — Fri, 14 Mar 2008 21:25:52 GMT

Wow!!! Give em a call!!

Re: CHEVRON

NICKI183 — Tue, 18 Mar 2008 00:42:09 GMT

Sylviatob wrote:
wisper Chevron was taken over by GEMB 2 months ago. I don't know if they've changed their credit approval criteria. What are your scores and baddies?

I believe it did. I applied and was denied. I don't have good relationship with GEMB. LOL

Re: CHEVRON

Anonymous — Thu, 20 Mar 2008 19:41:10 GMT

I wanted to post my success! Just received my card today, was so happy. Credit limit is 400.00, but, thats ok. Thanks to all of you

Re: CHEVRON

Anonymous — Thu, 20 Mar 2008 21:47:25 GMT

Congrats Rusty. I have $400 cl with them to, and have had since applying with them last August.

Re: CHEVRON

Anonymous — Fri, 21 Mar 2008 19:10:45 GMT

Thank you so much. I am just happy cause it has been a few years since I have had any credit

Re: CHEVRON

Bethm1026 — Fri, 21 Mar 2008 20:45:30 GMT

Hey Rusty

same here applied 3 weeks ago as well $400 cl

I'm ok with that scores are not too bad. I wonder what they will look like after this month's app'ing spree!! WOOW...I got MORE credit cards than I really needed!

Gonna have to do some weeding in June on some 1 yr olds! : )

Re: CHEVRON

NICKI183 — Fri, 21 Mar 2008 23:10:49 GMT

Bethm1026 wrote:
Hey Rusty
same here applied 3 weeks ago as well $400 cl
I'm ok with that scores are not too bad. I wonder what they will look like after this month's app'ing spree!! WOOW...I got MORE credit cards than I really needed!
Gonna have to do some weeding in June on some 1 yr olds! : )

I agree Bethm. Congrats to you and Rusty on your Chevron cards, I was turned down. Reason being- TOO MUCH APPLYING! With that being said, I had applied for so many cards hoping to the see the words APPROVED that I had forgot I applied for Firestone. Yesterday, I did the "envelope flex exercise" knowing that it was my Bloomies card. However, to my amazement it was the Firestone card. No limit indicated. Called and was told approved for $1k.

I am on my way to being in better credit standing...

Good luck to you on your credit quest!!

Re: CHEVRON

Anonymous — Sat, 22 Mar 2008 00:33:40 GMT

Congrats RUSTY101 for CHEVRON card ,and this is what i am planing to apply for the next couple months .

My fico score as of 03-14-08 EXP 684,EQ 608,and TU ?

WISH ME LUCK .

Re: CHEVRON

NICKI183 — Sun, 23 Mar 2008 20:38:01 GMT

Congrats on getting your Chevron card Rusty1...I gas card down. Use it wisely, BUT use it. Don't let the card sit on a shelf and collect dust. Show that you can use a credit card and be responsible.

Good luck!!!

Re: CHEVRON

jp_dlp — Tue, 25 Mar 2008 21:01:04 GMT

I've had this card for 11 months now. they gave me 200cl up to now hoping they would do automatic increase. I called the number at the back the other day asking how cli works hoping the cust rep could just tell me he'll increase it since no late payments, no overlimit is on my account but told me wait until it goes to a year and they'll review it. it sucks using this card knowing after filling up your car twice your back to paying using a different card coz that one is full already... hopefully they'll increase by next month..