topic Re: CapOne EO in Credit Cards

CapOne EO

Anonymous — Tue, 23 Apr 2013 20:04:43 GMT

Hi all,

I have read several people mentioning about emailing to CapOne EO to get a credit card approval or a credit limit increase.

I am highly curious about what personal information people include in the email?

Or what personal information people absolutely do not include in the email?

How actually somebody working at EO identifies whether you are exisiting customer or new card applicant?

Any clear clarification on my curosity would be helpful.

Re: CapOne EO

Anonymous — Tue, 23 Apr 2013 20:11:00 GMT

@Anonymous wrote:
Hi all,
I have read several people mentioning about emailing to CapOne EO to get a credit card approval or a credit limit increase.
I am highly curious about what personal information people include in the email?
Or what personal information people absolutely do not include in the email?
How actually somebody working at EO identifies whether you are exisiting customer or new card applicant?

Any clear clarification on my curosity would be helpful.

I told them I needed a CLI increase because I needed more available credit, I am always on time on my payments, kid on the way and want to improve my credit score. Once they call you they will ask you questions for identification purposes.

Re: CapOne EO

qd — Tue, 23 Apr 2013 20:11:19 GMT

I only included my name and last four digits of my account number along with my phone number. They will call you back and get whatever other information they need. They asked me for last four digits of my social along with my date of birth and complete cc account number. Then they asked how much money I make...what investments if any I have and if I own or rent. It was quick and painless.