topic Re: BOA Better Balance Rewards Card in Credit Cards

BOA Better Balance Rewards Card

CS800 — Tue, 23 Apr 2013 20:23:19 GMT

- Will it automatically be a WMC if one has a CL greater than $5K?

- If no, will it report the CL?

- Looking into this card for the $25 per quarter for paying more than the min payment.

Any opinions so far?

Re: BOA Better Balance Rewards Card

emptypockets — Tue, 23 Apr 2013 20:30:41 GMT

I will let you know when I get mine. Approved on the weekend for 12.5k. Got approved at 11.99% rate, with 15 mos 0% on purchases, and BT. No-fee BT for first 60 days account is opened. It does report the limit - even though the card has not arrived yet, it is already reporting.

For me, it was a good card to have for BT's. For people who may carry a balance, but pay more than the minimum when they do it is a no-brainer.

Re: BOA Better Balance Rewards Card

dodgerslv — Tue, 23 Apr 2013 20:31:52 GMT

@emptypockets wrote:
I will let you know when I get mine. Approved on the weekend for 12.5k. Got approved at 11.99% rate, with 15 mos 0% on purchases, and BT. No-fee BT for first 60 days account is opened. It does report the limit - even though the card has not arrived yet, it is already reporting.

For me, it was a good card to have for BT's. For people who may carry a balance, but pay more than the minimum when they do it is a no-brainer.

definitely let us know empty. I am curious myself.

Re: BOA Better Balance Rewards Card

CS800 — Tue, 23 Apr 2013 20:33:54 GMT

I picture it as a basic card with no rewards and the only good thing is the $25 quarterly free $$

I'm considering trading my 1-2-3 Privileges for this card.

Re: BOA Better Balance Rewards Card

09Lexie — Tue, 23 Apr 2013 20:34:44 GMT

As much as dislike BoA ( banking) I might have to add this one too my Fall spree. My DD just PCd her Student Visa she's had for this one too.

Re: BOA Better Balance Rewards Card

Ron1 — Tue, 23 Apr 2013 20:39:44 GMT

@09Lexie wrote:
As much as dislike BoA ( banking) I might have to add this one too my Fall spree. My DD just PCd her Student Visa she's had for this one too.

I got mine yesterday. It is Better Balance Rewards Visa with the EMV.

Ron.

Re: BOA Better Balance Rewards Card

elpo9 — Tue, 23 Apr 2013 21:59:49 GMT

Compared to 1-2-3, this card pays better and offers lower APR if you spend less that $10,000/yr or 5,000/yr or 3,000/yr respectively. So for many of us in that situation...it's a no brainer to switch

Re: BOA Better Balance Rewards Card

LS2982 — Tue, 23 Apr 2013 22:10:32 GMT

May have to add this one to the spree queue in January!

Re: BOA Better Balance Rewards Card

CS800 — Wed, 24 Apr 2013 02:04:36 GMT

So it seems that there is also a Visa version of this card. Since it seems to be a basic, would it report the CL?

Re: BOA Better Balance Rewards Card

CS800 — Wed, 24 Apr 2013 02:06:17 GMT

@Ron1 wrote:
@09Lexie wrote:
As much as dislike BoA ( banking) I might have to add this one too my Fall spree. My DD just PCd her Student Visa she's had for this one too.
I got mine yesterday. It is Better Balance Rewards Visa with the EMV.

Ron.

Does it say signature?

Re: BOA Better Balance Rewards Card

Ron1 — Wed, 24 Apr 2013 02:06:46 GMT

CS,

I received mine yesterday. It was converted from Travel Rewards Visa. It has a chip on the card. My card is not Visa Siggy card. It will report CL.

Ron.

Re: BOA Better Balance Rewards Card

Ron1 — Wed, 24 Apr 2013 02:08:32 GMT

@CS800 wrote:
@Ron1 wrote:
@09Lexie wrote:
As much as dislike BoA ( banking) I might have to add this one too my Fall spree. My DD just PCd her Student Visa she's had for this one too.
I got mine yesterday. It is Better Balance Rewards Visa with the EMV.

Ron.
Does it say signature?

CS,

No , it doesn't. My card only got $3400 CL. I'm waiting for 3-2-1 Cash Rewards with EMV. It is going to have Signature on it.

Ron.

Re: BOA Better Balance Rewards Card

CS800 — Wed, 24 Apr 2013 03:15:27 GMT

@emptypockets wrote:
I will let you know when I get mine. Approved on the weekend for 12.5k. Got approved at 11.99% rate, with 15 mos 0% on purchases, and BT. No-fee BT for first 60 days account is opened. It does report the limit - even though the card has not arrived yet, it is already reporting.

For me, it was a good card to have for BT's. For people who may carry a balance, but pay more than the minimum when they do it is a no-brainer.

Ok so it's safe to say the this card is not a sig or wmc and reports the CL

Re: BOA Better Balance Rewards Card

tcbofade — Wed, 24 Apr 2013 03:33:16 GMT

It's on DW's list too.... June 1st is getting close...

Re: BOA Better Balance Rewards Card

CS800 — Fri, 26 Apr 2013 18:43:30 GMT

An update from on of my pals who applied for this card. He got an $8k CL and the card is already reporting on his EX and it's reporting the CL too. Its a regular Mastercard

Re: BOA Better Balance Rewards Card

emptypockets — Sat, 27 Apr 2013 04:03:05 GMT

Got the card today, as already reported, it is a regular MC and reports the limit to all bureaus.

Re: BOA Better Balance Rewards Card

JustJen — Sat, 27 Apr 2013 13:57:37 GMT

For those who were approved, who did they pull?

Re: BOA Better Balance Rewards Card

LS2982 — Sat, 27 Apr 2013 14:00:01 GMT

@JustJen wrote:
For those who were approved, who did they pull?

BofA has always pulle EX for me, in MD.

Re: BOA Better Balance Rewards Card

youngandcreditwrthy — Sat, 27 Apr 2013 18:10:12 GMT

How did you get 15 mos 0%?! The website says only 12 mos.
Either you are fibbing 😌
Or your cred is so rad you got a targeted offer, you lucky duck 😒

Re: BOA Better Balance Rewards Card

dodgerslv — Sat, 27 Apr 2013 18:14:01 GMT

@JustJen wrote:
For those who were approved, who did they pull?

EX here in NV.