topic Re: Surprised by initial CL in Credit Cards

Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 01:50:44 GMT

So I was shopping at Target with the fam and decided to app for the credit card. From reading this forum as well as others Target/td bank gives out small opening CLs. I knew I would get approved but was expecting anywhere from $200-$500. I surprised when the cashier told me $1000, not complaining I'll take that lol. Anyone else get an intial CL higher than the norm?

Re: Surprised by intial CL

LS2982 — Thu, 25 Apr 2013 01:52:23 GMT

@Anonymous wrote:
So I was shopping at Target with the fam and decided to app for the credit card. From reading this forum as well as others Target/td bank gives out small opening CLs. I knew I would get approved but was expecting anywhere from $200-$500. I surprised when the cashier told me $1000, not complaining I'll take that lol. Anyone else get an intial CL higher than the norm?

CONGRATS!!!

1K isn't bad but with the bank switch i'd imagine they are changing thier ways some to attract new cardmembers!

Re: Surprised by intial CL

09Lexie — Thu, 25 Apr 2013 01:52:53 GMT

Congrats on your approval and CL!

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 01:58:22 GMT

Thanks...hoping theyre similar to GE with the auto increase love

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 01:59:37 GMT

My fiancee was just mentioning how the change of banks could have upped the CL

Re: Surprised by intial CL

jsucool76 — Thu, 25 Apr 2013 02:18:25 GMT

Congrats .

That's a good cl for target.

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 02:36:19 GMT

Thx it was shocking to hear. Im going to have to hide it from the spouse lol

Re: Surprised by initial CL

Grabiela — Thu, 25 Apr 2013 05:26:52 GMT

I was approved for 1500 dollars! I was shock because they only give small credit limits !!

Re: Surprised by initial CL

Anonymous — Thu, 25 Apr 2013 05:31:34 GMT

Same here but I kept my cool when the cashier told me lol

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 07:24:46 GMT

Wow thats a great starting CL!

Re: Surprised by intial CL

WhiteCollar — Thu, 25 Apr 2013 08:25:05 GMT

My initial CL was $2K.

Re: Surprised by intial CL

BearsAndTurtlesRtheBest — Thu, 25 Apr 2013 08:28:54 GMT

WHoa!!! Target is going bananas. When did you apply @whitecollar?

Re: Surprised by intial CL

WhiteCollar — Thu, 25 Apr 2013 09:10:58 GMT

February 2011.

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 09:45:09 GMT

Congrats!

All this talk is making tempting me to add Target to my upcoming app list... I don't shop there often but the 5% might make their prices more appealing more often. Must resist!

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 15:21:52 GMT

Wow thats an awesome starting limit. I truly believed Target handed out pennies as the initial CL, I was proven wrong

Re: Surprised by intial CL

Anonymous — Thu, 25 Apr 2013 15:31:04 GMT

nice to see them giving out some decent limits-enough to buy a decent big screen tv on.

Re: Surprised by intial CL

CS800 — Thu, 25 Apr 2013 15:44:54 GMT

That's a great initial CL. Maybe the TD Bank takeover was a good thing.

My initial CL was $500 but got an auto to $900 4 months later. I do use the card regularly but always PIF.

Re: Surprised by intial CL

BearsAndTurtlesRtheBest — Mon, 29 Apr 2013 00:30:18 GMT

My sister usually goes to target but is affraid to apply because of the common low initial CL and the rare cli provided.

Re: Surprised by intial CL

FinStar — Mon, 29 Apr 2013 00:43:43 GMT

In my own experience, I guess I never saw any issues with their CLIs, until reading these forums and folks being approved for small CLs or no CLIs. My Target Visa recently got an auto-CLI of $500 to $5,500. I don't use it heavily but their CLIs over the years have been sporadic. However, I've never had to request one though, always automatic.

Re: Surprised by intial CL

BearsAndTurtlesRtheBest — Mon, 29 Apr 2013 00:45:32 GMT

Hmmm maybe the new bank is changing things up.