topic Re: BOA Low APR Balance Transfer Offer in Credit Cards

BOA Low APR Balance Transfer Offer

BrokaToe — Sat, 27 Apr 2013 14:52:25 GMT

Just wanted to bring to BOA card holders attention that when I logged into my account this morning I noticed a promotional offer on the right hand side of the page for a Low APR Balance Transfer. I'm sure these offers are tailored for each individual depending on credit worthiness, so yours may be different, and I suppose not everyone may have the offer.

My Offer States:

Re: BOA Low APR Balance Transfer Offer

parakleet — Sat, 27 Apr 2013 14:52:25 GMT

Ugh. but that 4% fee! That's the main reason I got the Slate - no fee at the moment.

Re: BOA Low APR Balance Transfer Offer

Scuba — Sat, 27 Apr 2013 14:53:30 GMT

Love your scrolling signature line. . .

Re: BOA Low APR Balance Transfer Offer

BrokaToe — Sat, 27 Apr 2013 14:57:03 GMT

@parakleet wrote:
Ugh. but that 4% fee! That's the main reason I got the Slate - no fee at the moment.

Yah, that is an ungodly fee, the Slate would be a much better deal on balance transfers. But for those not ready to app for something new just to transfer a balance, this may be an option.

Edit: Thanks Scuba!

Re: BOA Low APR Balance Transfer Offer

LS2982 — Sat, 27 Apr 2013 15:04:02 GMT

I got 2 good offers from Barclays:

0% until April 2014 (2% fee) 17.99 After

0% until October 2014 (3% fee) 17.99 After

I used one for Chase, considering using another next month for my amazon balance.

Re: BOA Low APR Balance Transfer Offer

BrokaToe — Sat, 27 Apr 2013 15:12:33 GMT

@LS2982 wrote:
I got 2 good offers from Barclays:

0% until April 2014 (2% fee) 17.99 After

0% until October 2014 (3% fee) 17.99 After

I used one for Chase, considering using another next month for my amazon balance.

Wow, those are much better deals as far as the fee and APR (After). Of course BOA has never been known for super awesome promo offers aside from their cash back bonus on new accounts. At least to my knowledge...

Re: BOA Low APR Balance Transfer Offer

LS2982 — Sat, 27 Apr 2013 16:30:00 GMT

@BrokaToe wrote:
@LS2982 wrote:
I got 2 good offers from Barclays:

0% until April 2014 (2% fee) 17.99 After

0% until October 2014 (3% fee) 17.99 After

I used one for Chase, considering using another next month for my amazon balance.
Wow, those are much better deals as far as the fee and APR (After). Of course BOA has never been known for super awesome promo offers aside from their cash back bonus on new accounts. At least to my knowledge...

Haven't seen anyone post about it, only real good offers you get from BofA are new app promos.

Re: BOA Low APR Balance Transfer Offer

youngandcreditwrthy — Sat, 27 Apr 2013 17:11:37 GMT

Barclay's stopped sending me BT offers heh :-/

Re: BOA Low APR Balance Transfer Offer

Creditaddict — Sat, 27 Apr 2013 18:38:28 GMT

@BrokaToe wrote:
Just wanted to bring to BOA card holders attention that when I logged into my account this morning I noticed a promotional offer on the right hand side of the page for a Low APR Balance Transfer. I'm sure these offers are tailored for each individual depending on credit worthiness, so yours may be different, and I suppose not everyone may have the offer.

My Offer States:

Time to call Bank of America and tell then you can't use the BT offer unless they give you more limit than Discover!

BTW, How in the heck did you get triple your highest with Discover... I feel like they consistently give LOWEST! My partners is!

Re: BOA Low APR Balance Transfer Offer

jakemod1 — Sat, 27 Apr 2013 20:30:46 GMT

I got a similar offer for my BankAmericard Cash Rewards as well. Initially it was 0% until January 2014, but they changed it to 0% until May 2014, then 11.24% APR. I probably won't take advantage of it due to the 4% fee and because I'm still on my 0% for Discover, Chase and Amex until March, May and June, respectively. But its nice to have it at my disposal, especially if they continue to offer it at 0% for one year.

Re: BOA Low APR Balance Transfer Offer

BrokaToe — Sat, 27 Apr 2013 20:40:17 GMT

@Creditaddict wrote:
@BrokaToe wrote:
Just wanted to bring to BOA card holders attention that when I logged into my account this morning I noticed a promotional offer on the right hand side of the page for a Low APR Balance Transfer. I'm sure these offers are tailored for each individual depending on credit worthiness, so yours may be different, and I suppose not everyone may have the offer.

My Offer States:

Time to call Bank of America and tell then you can't use the BT offer unless they give you more limit than Discover!
BTW, How in the heck did you get triple your highest with Discover... I feel like they consistently give LOWEST! My partners is!

Hey, that's a good idea! lol

I have no explanation for the exceptional CL that Discover issued me. They have for sure a different way of determining that than most creditors it would seem. I apped for Freedom and Discover at the exact same time and Chase gave me $500...lol