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    <title>topic BoA secured in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2103799#M585320</link>
    <description>&lt;P&gt;My graduation month is almost here on my BoA secured with a $300 limit...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't want an inquiry though.. will they need to do a pull to graduate my card?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone know if a CLI is standard?&lt;/P&gt;</description>
    <pubDate>Mon, 29 Apr 2013 19:52:57 GMT</pubDate>
    <dc:creator>Hevj1119</dc:creator>
    <dc:date>2013-04-29T19:52:57Z</dc:date>
    <item>
      <title>BoA secured</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2103799#M585320</link>
      <description>&lt;P&gt;My graduation month is almost here on my BoA secured with a $300 limit...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't want an inquiry though.. will they need to do a pull to graduate my card?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone know if a CLI is standard?&lt;/P&gt;</description>
      <pubDate>Mon, 29 Apr 2013 19:52:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2103799#M585320</guid>
      <dc:creator>Hevj1119</dc:creator>
      <dc:date>2013-04-29T19:52:57Z</dc:date>
    </item>
    <item>
      <title>Re: BoA secured</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2103991#M585383</link>
      <description>&lt;P&gt;They will start the process on your graduation day...And it will take a few days ..They do a Soft Pull at graduation..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you need a CLI you have to call them and ask for it... They will do&amp;nbsp; a HP for CLI..&lt;/P&gt;</description>
      <pubDate>Mon, 29 Apr 2013 20:55:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2103991#M585383</guid>
      <dc:creator>nfs_mw</dc:creator>
      <dc:date>2013-04-29T20:55:03Z</dc:date>
    </item>
    <item>
      <title>Re: BoA secured</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2104317#M585487</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/680259"&gt;@nfs_mw&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;They will start the process on your graduation day...And it will take a few days ..They do a Soft Pull at graduation..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you need a CLI you have to call them and ask for it... They will do&amp;nbsp; a HP for CLI..&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually when my BOA 1-2-3 Cash Rewards secured card graduated, it automatically graduated at 9 months, they removed the AF, gave me a CLI from $500 to $2000.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I didn't have to call in for any of it, in fact I didn't even know it was happening until I looked at my account and saw I had received my deposit back and my CL was at $2000 &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But to answer the OPs question, I don't think there is a guarantee you will receive a CLI, but a lot of times it does happen and if it all happens automatically it's all done on a SP. Good Luck on your graduation!&lt;/P&gt;</description>
      <pubDate>Mon, 29 Apr 2013 22:59:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured/m-p/2104317#M585487</guid>
      <dc:creator>BrokaToe</dc:creator>
      <dc:date>2013-04-29T22:59:38Z</dc:date>
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