topic Re: Amex Luv Button Mistake! in Credit Cards

Amex Luv Button Mistake!

Express — Wed, 01 May 2013 22:18:44 GMT

Have this happen to you?

I think I hit the Amex Luv Button two many times. I was trying for the 3x CLI on my Costco Amex I hit the button one day before my 6 month date and the day after my 6 month date and got a message stating that further Information would be needed and I would be notified by mail within 7 to 10 days.

Look's like a FR?

Re: Amex Luv Button Mistake!

emptypockets — Wed, 01 May 2013 22:24:02 GMT

Probably a denial.

Re: Amex Luv Button Mistake!

Anonymous — Wed, 01 May 2013 22:26:56 GMT

Probably a bad idea to have done that. Wait for the mail or you can try calling to find out. The system probably flagged you as risky or for fraud prevention for trying so much.

Re: Amex Luv Button Mistake!

Express — Wed, 01 May 2013 22:27:23 GMT

Because on hitting the button to many time?

Re: Amex Luv Button Mistake!

improvingmycredit — Wed, 01 May 2013 22:34:58 GMT

Hey Express!
Likely not an FR unless when you log in it says your accounts have been suspended for use till you contact the FR Team. I believe you are going to have to submit a form 4506-T to get the CLI or if you don't submit the form, your request will be denied with you keeping the same CL.
Check to see if your accounts are suspended online. If not- then you will just have to decide if you want to submit the 4506-T if I'm correct.
Best of luck on your CLI. .

Re: Amex Luv Button Mistake!

Express — Wed, 01 May 2013 22:39:46 GMT

Re: Amex Luv Button Mistake! [ New ]

‎05-01-2013 03:34 PM

I don't mind the form! Nothing to hide.

Re: Amex Luv Button Mistake!

LS2982 — Wed, 01 May 2013 22:43:27 GMT

Sounds like just a denial to me.

Re: Amex Luv Button Mistake!

improvingmycredit — Wed, 01 May 2013 23:50:52 GMT

@ LS
Absolutely- could be a denial. Typically with a denial for a CLI- an email response is sent with a link to follow to accept the reason online. If "further information" is needed then typically this means form 4506-T.

Re: Amex Luv Button Mistake!

Anonymous — Wed, 01 May 2013 23:55:55 GMT

Amex luv button scares me, I have never touched it. Do they give auto cli?

Re: Amex Luv Button Mistake!

Anonymous — Wed, 01 May 2013 23:56:47 GMT

You can read up more here: http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

Re: Amex Luv Button Mistake!

Express — Wed, 01 May 2013 23:59:19 GMT

Auto CLI! Yes they do.

Re: Amex Luv Button Mistake!

vish1 — Thu, 02 May 2013 02:12:47 GMT

IIIRC, there is a fee associated with the form.

@Express wrote:
Re: Amex Luv Button Mistake! [ New ]
Options

‎05-01-2013 03:34 PM
Hey Express!
Likely not an FR unless when you log in it says your accounts have been suspended for use till you contact the FR Team. I believe you are going to have to submit a form 4506-T to get the CLI or if you don't submit the form, your request will be denied with you keeping the same CL.
Check to see if your accounts are suspended online. If not- then you will just have to decide if you want to submit the 4506-T if I'm correct.
Best of luck on your CLI. .

I don't mind the form! Nothing to hide.

Re: Amex Luv Button Mistake!

indiolatino61 — Thu, 02 May 2013 02:16:42 GMT

@Express wrote:
Have this happen to you?

I think I hit the Amex Luv Button two many times. I was trying for the 3x CLI on my Costco Amex I hit the button one day before my 6 month date and the day after my 6 month date and got a message stating that further Information would be needed and I would be notified by mail within 7 to 10 days.
Look's like a FR?

I doubt that it's an FR...most likely just a denial (even though a denial is no fun either).

Re: Amex Luv Button Mistake!

Express — Thu, 02 May 2013 19:10:40 GMT

A Fee?

Re: Amex Luv Button Mistake!

CS800 — Thu, 02 May 2013 19:26:46 GMT

@Anonymous wrote:
Amex luv button scares me, I have never touched it. Do they give auto cli?

Sure do. The luv button helps me gauge my worthiness with them. I use it rarely maybe once every 3 months

Re: Amex Luv Button Mistake!

LS2982 — Thu, 02 May 2013 21:28:31 GMT

@CS800 wrote:
@Anonymous wrote:
Amex luv button scares me, I have never touched it. Do they give auto cli?
Sure do. The luv button helps me gauge my worthiness with them. I use it rarely maybe once every 3 months

I'm glad I don't have a luv button, NPSL is where its at!!!!!