topic Re: Thank you!!! in Credit Cards

Thank you!!!

Anonymous — Wed, 01 May 2013 23:04:12 GMT

First time poster! I can not say thank you enough. As of 6 weeks ago I had a 598 credit score, 6 baddies from years ago, 3 secured cards, 4 store cards, and 3 subprime cards. My AAoA is a year and a half. All my payments have been on time. In these past 6 weeks, I have totally observed all the posts, and have successfully removed all baddies off all reports. Last week I was approved for Discover It, Chase Slate, Capital One Cash Back. And as of today Amex approved me for a Blue Cash. All through manual recons using back door numbers. A little history, last year bought a HUD home with cash, and ran high balances during the remodel process for a year. During the past year I never was late or missed a payment though. Never asked for cli or new cards. Paid off everything in Feb. and started the process. 2 Afni's, 2 Verizon's , I Trident,
And a utility bill. This has been the most stressful time, it's a full time job by itself.. I will tell anyone hang in there, and don't give up. Wanted to say the hell with it and wife and kids pushed me on. Have a good support system while you rebuild because you WILL need it. As of today my Fico is a 723 and climbing. I never would have gotten this far, without this forum. Remember this it's not how you fall, but how you get back up. I just wanted to say thanks again, and it can be done to those ready to give up.

Re: Thank you!!!

LS2982 — Wed, 01 May 2013 23:07:36 GMT

@Anonymous wrote:
First time poster! I can not say thank you enough. As of 6 weeks ago I had a 598 credit score, 6 baddies from years ago, 3 secured cards, 4 store cards, and 3 subprime cards. My AAoA is a year and a half. All my payments have been on time. In these past 6 weeks, I have totally observed all the posts, and have successfully removed all baddies off all reports. Last week I was approved for Discover It, Chase Slate, Capital One Cash Back. And as of today Amex approved me for a Blue Cash. All through manual recons using back door numbers. A little history, last year bought a HUD home with cash, and ran high balances during the remodel process for a year. During the past year I never was late or missed a payment though. Never asked for cli or new cards. Paid off everything in Feb. and started the process. 2 Afni's, 2 Verizon's , I Trident,
And a utility bill. This has been the most stressful time, it's a full time job by itself.. I will tell anyone hang in there, and don't give up. Wanted to say the hell with it and wife and kids pushed me on. Have a good support system while you rebuild because you WILL need it. As of today my Fico is a 723 and climbing. I never would have gotten this far, without this forum. Remember this it's not how you fall, but how you get back up. I just wanted to say thanks again, and it can be done to those ready to give up.

Welcome to the forums!!!!

CONGRATS on your success!!! Youve made great strides to take care of your credit!!

WTG!!!

Re: Thank you!!!

parakleet — Wed, 01 May 2013 23:07:39 GMT

Congrats! That's a fantastic accomplishment!

Re: Thank you!!!

Cali_Credit — Wed, 01 May 2013 23:08:18 GMT

That is one awesome success story! Keep up the good work!

Re: Thank you!!!

wallyworld123 — Wed, 01 May 2013 23:11:01 GMT

Congrats very impressive

Re: Thank you!!!

Anonymous — Wed, 01 May 2013 23:11:30 GMT

Grats!!!!

Re: Thank you!!!

myjourney — Wed, 01 May 2013 23:28:08 GMT

Welcome to the forum

Very nice success story keep up the good work

Re: Thank you!!!

Anonymous — Wed, 01 May 2013 23:37:49 GMT

Welcome to the forum!

You have come a long way! Congrats on your success!

Re: Thank you!!!

zerobacan — Thu, 02 May 2013 00:07:58 GMT

Congrats!! you give us strengh to continue!

Re: Thank you!!!

Anonymous — Thu, 02 May 2013 00:11:35 GMT

Nice job! I'm sure your family is proud.

Re: Thank you!!!

youngandcreditwrthy — Thu, 02 May 2013 01:04:35 GMT

Welcome and congrats!
This forum is amazing!!!!!!

Re: Thank you!!!

vish1 — Thu, 02 May 2013 02:05:39 GMT

Dude, you are a Ninja!

@Anonymous wrote:
First time poster! I can not say thank you enough. As of 6 weeks ago I had a 598 credit score, 6 baddies from years ago, 3 secured cards, 4 store cards, and 3 subprime cards. My AAoA is a year and a half. All my payments have been on time. In these past 6 weeks, I have totally observed all the posts, and have successfully removed all baddies off all reports. Last week I was approved for Discover It, Chase Slate, Capital One Cash Back. And as of today Amex approved me for a Blue Cash. All through manual recons using back door numbers. A little history, last year bought a HUD home with cash, and ran high balances during the remodel process for a year. During the past year I never was late or missed a payment though. Never asked for cli or new cards. Paid off everything in Feb. and started the process. 2 Afni's, 2 Verizon's , I Trident,
And a utility bill. This has been the most stressful time, it's a full time job by itself.. I will tell anyone hang in there, and don't give up. Wanted to say the hell with it and wife and kids pushed me on. Have a good support system while you rebuild because you WILL need it. As of today my Fico is a 723 and climbing. I never would have gotten this far, without this forum. Remember this it's not how you fall, but how you get back up. I just wanted to say thanks again, and it can be done to those ready to give up.

Re: Thank you!!!

indiolatino61 — Thu, 02 May 2013 02:20:08 GMT

Welcome to myFICO! Congrats on your progress and good luck.

Re: Thank you!!!

RockinRay — Thu, 02 May 2013 13:01:25 GMT

@parakleet wrote:
Congrats! That's a fantastic accomplishment!

I fully agree with this. Congrats and keep the momentum moving forward!

Re: Thank you!!!

Anonymous — Thu, 02 May 2013 13:34:32 GMT

Nice, quick work! Great job. I'm all ears if you have any great secrets about Verizon

Re: Thank you!!!

whatamess — Tue, 14 May 2013 15:40:31 GMT

I want to thank the myFICO forum folks as well... I started out with scores in the low 600s last April. With advice from here, research, and dilligence. My scores have exceeded my goal of 720. TU794, EQ769! I just applied for a chase slate card over the phone that I got denied for earlier in the year, and they approved it right on the spot! I can't describe how I feel. I'm on my way folks.. I don't want an ass of cards, just two or three, and I'm good. For now, I'll just keep the shovel, hoe, and rake busy to see if I can get up in the 800s.. Again! thank all of y'all! If I can help anybody in any way, just let me know!

Re: Thank you!!!

Anonymous — Tue, 14 May 2013 15:42:22 GMT

thats flipping awesome!!

Re: Thank you!!!

Anonymous — Tue, 14 May 2013 16:30:48 GMT

This is an AMAZING story! All my congratulations

Re: Thank you!!!

ForumPheen — Tue, 14 May 2013 16:36:25 GMT

How awesome . You said it took you a mere 6 weeks to go from a 598 to a 723?