topic Re: DCU New Accounts and Fico Score in Credit Cards

DCU New Accounts and Fico Score

tray — Thu, 02 May 2013 21:46:19 GMT

Hi everyone, Does anyone know how long it will take for me to recieve a free eq fico score from dcu, just opened account last Saturday I am wondering if it will be next month and how will I be alerted thanks for any information....

Re: DCU New Accounts and Fico Score

09Lexie — Thu, 02 May 2013 22:17:30 GMT

When you log into PC Branch it will be a message in your inbox. Your CS should be avail at the end of this month.

Re: DCU New Accounts and Fico Score

tray — Thu, 02 May 2013 22:21:44 GMT

@09Lexie wrote:
When you log into PC Branch it will be a message in your inbox. Your CS should be avail at the end of this month.

Thanks for the info!!!!

Re: DCU New Accounts and Fico Score

boomhower — Thu, 02 May 2013 22:41:53 GMT

They usually come out on the last Friday of the month with the SP taken a few days before that.

Re: DCU New Accounts and Fico Score

tray — Thu, 02 May 2013 23:23:26 GMT

@boomhower wrote:
They usually come out on the last Friday of the month with the SP taken a few days before that.

Thanks, just checked my ex report dcu credit card already reporting from this past Saturday app would like to see how much my eq score is going to drop from this!!

Re: DCU New Accounts and Fico Score

parakleet — Thu, 02 May 2013 23:57:59 GMT

See, this is why I love this forum. I was just going to ask this very same question! I got my membership last week and received my pin today. I shall wait patiently until the end of the month!

Re: DCU New Accounts and Fico Score

09Lexie — Fri, 03 May 2013 00:55:38 GMT

I was approved on the 2nd of March and mine didn't report until the end of the month - in fact it was the first of April. My statement cuts on the 20th. I think I read they update all their cc's at the end of the month- and not necessarily matching your statement. I haven't pulled my cr's yet to see if their reporting balance differs from my statement balance.
YMMV

Re: DCU New Accounts and Fico Score

zyzzus — Fri, 03 May 2013 00:56:45 GMT

I am very interested in seeing my score from DCU at the end of the month. I had a derogatory item fall off my report a few days ago.

Re: DCU New Accounts and Fico Score

boomhower — Fri, 03 May 2013 01:27:52 GMT

@zyzzus wrote:
I am very interested in seeing my score from DCU at the end of the month. I had a derogatory item fall off my report a few days ago.

I'm in the same boat. My last derog on EQ came off and I have a clean report for the first time, well, ever. Also my massive CLI's on Amazon on Lowes are going to hit and my already low UT will tumble. Also knocking down my one high card to less than 50%. I'm hoping for 750.

Re: DCU New Accounts and Fico Score

vish1 — Fri, 03 May 2013 02:11:10 GMT

@tray wrote:
Hi everyone, Does anyone know how long it will take for me to recieve a free eq fico score from dcu, just opened account last Saturday I am wondering if it will be next month and how will I be alerted thanks for any information....

I think you should be all set to see your score towards end of May. IIRC, you have to sign up for eq scores, you may want to check that and be sure.

I don't remember the details as I got my DCU 3 years back in Jan 2010. Those days it was so easy to get with DCU that I spent about 45 mins or may be an area and walked out with both my debit and credit card in my wallet.

Re: DCU New Accounts and Fico Score

Anonymous — Fri, 03 May 2013 02:22:42 GMT

DCU doesn't report your statement balance, they always report whatever your balance is that's on 1st of the month.

Re: DCU New Accounts and Fico Score

zerobacan — Fri, 03 May 2013 06:16:05 GMT

I just loged into my DCU account and got a message telling me about the free FICO, however I went to click in a red arrow in the end and the message disappeared... weird...

Re: DCU New Accounts and Fico Score

zerobacan — Fri, 03 May 2013 06:17:03 GMT

LOL I just came back to the page and I just got another message teaching me how to see my FICO

Re: DCU New Accounts and Fico Score

09Lexie — Fri, 03 May 2013 07:30:23 GMT

@eviLution

You are absolutely correct. I just checked my CR's and they reported the balance of at least the 30th of the month.

Re: DCU New Accounts and Fico Score

Rhaeny — Fri, 03 May 2013 11:29:19 GMT

@09Lexie wrote:
@Anonymous

You are absolutely correct. I just checked my CR's and they reported the balance of at least the 30th of the month.

Correct, it is the last day of the month (Feb 28th, Mar 31, Apr 30) depending on the month and not the 1st.....could make a big difference if you're watching your util.

Re: DCU New Accounts and Fico Score

tray — Fri, 03 May 2013 11:38:17 GMT

@Rhaeny wrote:
@09Lexie wrote:
@Anonymous

You are absolutely correct. I just checked my CR's and they reported the balance of at least the 30th of the month.
Correct, it is the last day of the month (Feb 28th, Mar 31, Apr 30) depending on the month and not the 1st.....could make a big difference if you're watching your util.

Thanks for the tip it is very good information for new cc members...

Re: DCU New Accounts and Fico Score

tray — Sat, 04 May 2013 19:16:02 GMT

@zerobacan wrote:
LOL I just came back to the page and I just got another message teaching me how to see my FICO

Went online today at dcu there was a message in the account manager box, checked message fico score already showing at 682 as of May 3rd which is exactly true, although have score watch and recieved an alert today score up to 689 now with 2 new accounts added dcu and toyota visa thought I would definitely get a score drop So anyone waiting on fico score check the account manager box for messages......

Re: DCU New Accounts and Fico Score

DigitalArk — Wed, 07 Aug 2013 00:47:04 GMT

@09Lexie wrote:
When you log into PC Branch it will be a message in your inbox. Your CS should be avail at the end of this month.

What's PC Branch? I have seen it a lot. Does it mean log into your DCU account on your computer?

Re: DCU New Accounts and Fico Score

09Lexie — Wed, 07 Aug 2013 04:03:05 GMT

PC Branch is what DCU calls their online website.

Re: DCU New Accounts and Fico Score

DigitalArk — Wed, 07 Aug 2013 04:11:47 GMT

@09Lexie wrote:
PC Branch is what DCU calls their online website.

Thank you! BTW, how do you link an external checking account?

Edited: typo