topic Re: CK Score in Credit Cards

CK Score

CS800 — Fri, 03 May 2013 19:21:30 GMT

I just noticed that CK score is also 300-850. I logged on and my score is a 815 from 751 from 2 weeks ago.

Why is CK going out of whack?

Re: CK Score

mcf — Fri, 03 May 2013 19:24:17 GMT

nice! did you pay down some uti? did a baddies falloff?? lates falloff?

oh and at least yours goes up hahahamine never raises itll go down like 5 points then up 10 then down 5... so frustrating..

Re: CK Score

CS800 — Fri, 03 May 2013 19:24:56 GMT

@mcf wrote:
nice! did you pay down some uti? did a baddies falloff?? lates falloff?

It says that I now have no inqs at all. No baddies that fell off. Maybe the lates I had in 2008 no longer counts?

3 of my accounts just hit 1 year in May. My util is 1% still

Re: CK Score

Anonymous — Fri, 03 May 2013 19:25:36 GMT

It's a FAKO, so they have their own internal scoring methods. I've learned the hard way that sometimes your FAKO, even your FICO, may not be the same as what your lender pulls.

Re: CK Score

09Lexie — Fri, 03 May 2013 19:25:45 GMT

You actually look at their CS? Lol. They have had issues since switching over but tbh their CS has never come close to my FICO CS.

Re: CK Score

CS800 — Fri, 03 May 2013 19:29:22 GMT

@09Lexie wrote:
You actually look at their CS? Lol. They have had issues since switching over but tbh their CS has never come close to my FICO CS.

I know it's a FAKO. My TU08 from Wally was close to the 751 they had.

Re: CK Score

phillyguy12 — Fri, 03 May 2013 19:34:06 GMT

which score are you looking at my ck transrisk score never moves, the vantage socre they give goes up and down if it gets windy out, and for some reason student loans appear randomly any more sometimes i have other i dont

Re: CK Score

Deltadog03 — Fri, 03 May 2013 19:59:01 GMT

I was thinking if it was the Vantage Score, then maybe they updated to the new 3.0 model....

Re: CK Score

LS2982 — Fri, 03 May 2013 22:18:40 GMT

Totally useless score. Stick with FICO!!

Re: CK Score

indiolatino61 — Fri, 03 May 2013 22:22:31 GMT

@CS800 wrote:
I just noticed that CK score is also 300-850. I logged on and my score is a 815 from 751 from 2 weeks ago.

Why is CK going out of whack?

CreditKarma was never a flawless website, but now with their new UI, things are just not working correctly or consistently.

Re: CK Score

Anonymous — Sat, 04 May 2013 00:27:05 GMT

My CK score hasn't budged, even though they have been alerting the same changes that have caused changes to my score here.

Re: CK Score

beenjammin — Sat, 04 May 2013 03:08:50 GMT

"TransUnion® New Account Score. This score ranges from 300 to 850. It's calculated by TransUnion, one of the three major credit bureaus. The New Account Score is used by lenders to assess your creditworthiness, or the likelihood that you'll repay your debts. Learn more about different credit scores."

From CK

Re: CK Score

myjourney — Sat, 04 May 2013 03:15:27 GMT

Simple explanation

It's CK

Would you expect something more? Lol

Re: CK Score

youngandcreditwrthy — Sat, 04 May 2013 15:36:44 GMT

My CK score went up from 739 to 751 after a nee inq. from Barclay's posted.
Wth.
LOL...
Did they change their scoring model? Wasn't it the Transrisk score before?

Re: CK Score

Anonymous — Sat, 04 May 2013 19:13:28 GMT

I'm not a fan of the new CK website. I use it still, as a barometer of how my score is doing, but the new layout is crap.

Re: CK Score

NonSufficientFunds — Sat, 04 May 2013 19:23:12 GMT

@Anonymous wrote:
I'm not a fan of the new CK website. I use it still, as a barometer of how my score is doing, but the new layout is crap.

I agree - the old interface was much better.

I have been taking monthly screen-captures to document my progress over the past two years, and it was nice to be able to compare them from one month to the next.

The new interface may be better in some ways, but I wish there were a way to revert back to the former UI (just for the historical screen-grabs).