topic Re: Barclay credit card payments in Credit Cards

Barclay credit card payments

Duncanrr — Sun, 05 May 2013 19:42:40 GMT

It's Sunday and my payment due date with Barclays. Do I have until midnight to make payment. I'm not able to make payment until like 7 tonight. (Need to setup checking account and ill not be home until then to get checking info). How should I make my payment? Online at 7 or is it better to call it in and if so what number is best?

Thanks

Re: Barclay credit card payments

myjourney — Sun, 05 May 2013 19:56:42 GMT

According to payment section

Make Payment

Paying your credit card online is fast, easy and FREE!

Make your online payment by 7 p.m. ET on your Payment Due Date to avoid late fees and finance charges.

866-421-8004 try this number from the account page hope this helps

It's all I could find they didn't display any other options to pay sorry

Re: Barclay credit card payments

NonSufficientFunds — Sun, 05 May 2013 20:19:14 GMT

@Duncanrr wrote:
It's Sunday and my payment due date with Barclays. Do I have until midnight to make payment. I'm not able to make payment until like 7 tonight. (Need to setup checking account and ill not be home until then to get checking info). How should I make my payment? Online at 7 or is it better to call it in and if so what number is best?

Thanks

I thought the new law made it illegal to require payment on the weekend... In most cases, the next business day (Monday) is the actual deadline.

You are dangerously close to making a late payment - even if you are in the correct time-zone.

Barclay's should have given you ample notice of the payment due date, and the idea of trying to establish a checking account on a Sunday afternoon, seems to be pressing your luck.

Your best option at this point is to get a friend to make a minimum payment from their account before the deadline.

The bank doesn't care where the money comes from, so if your friend is willing to help you out, just this once - you still have time to avoid the late fee and the negative mark on your credit report.

Re: Barclay credit card payments

Anonymous — Sun, 05 May 2013 20:19:32 GMT

like NSF said, it's best you somehow try to get the payment made asap. Can you call home to ask someone give you your checking info?

Re: Barclay credit card payments

b_seeker — Sun, 05 May 2013 20:28:33 GMT

@NonSufficientFunds wrote:
@Duncanrr wrote:
It's Sunday and my payment due date with Barclays. Do I have until midnight to make payment. I'm not able to make payment until like 7 tonight. (Need to setup checking account and ill not be home until then to get checking info). How should I make my payment? Online at 7 or is it better to call it in and if so what number is best?

Thanks
I thought the new law made it illegal to require payment on the weekend... In most cases, the next business day (Monday) is the actual deadline.

You are dangerously close to making a late payment - even if you are in the correct time-zone.

Barclay's should have given you ample notice of the payment due date, and the idea of trying to establish a checking account on a Sunday afternoon, seems to be pressing your luck.

Your best option at this point is to get a friend to make a minimum payment from their account before the deadline.

The bank doesn't care where the money comes from, so if your friend is willing to help you out, just this once - you still have time to avoid the late fee and the negative mark on your credit report.

Isn't the first negative mark simply a 30 day late which has to be 30 days past the due date without the minimum being paid? If he misses the deadline, he should only get the late fee, right? Still not ideal, obviously.

Re: Barclay credit card payments

Anonymous — Sun, 05 May 2013 21:12:11 GMT

@b_seeker wrote:
@NonSufficientFunds wrote:
@Duncanrr wrote:
It's Sunday and my payment due date with Barclays. Do I have until midnight to make payment. I'm not able to make payment until like 7 tonight. (Need to setup checking account and ill not be home until then to get checking info). How should I make my payment? Online at 7 or is it better to call it in and if so what number is best?

Thanks
I thought the new law made it illegal to require payment on the weekend... In most cases, the next business day (Monday) is the actual deadline.

You are dangerously close to making a late payment - even if you are in the correct time-zone.

Barclay's should have given you ample notice of the payment due date, and the idea of trying to establish a checking account on a Sunday afternoon, seems to be pressing your luck.

Your best option at this point is to get a friend to make a minimum payment from their account before the deadline.

The bank doesn't care where the money comes from, so if your friend is willing to help you out, just this once - you still have time to avoid the late fee and the negative mark on your credit report.
Isn't the first negative mark simply a 30 day late which has to be 30 days past the due date without the minimum being paid? If he misses the deadline, he should only get the late fee, right? Still not ideal, obviously.

depends on the actual T&C of each bank.

Some will move you to the highest APR rate automatically for an indefinite amount of time once you have 1 non-payment.

to add: missed the negative mark on CR comment. Nope he won't be reported for late payment until he is >30 days late. They might still move him to highest APR however.

Re: Barclay credit card payments

phillyguy12 — Sun, 05 May 2013 21:10:05 GMT

agree 1day late does not show up on cr. however they could jack the rate up to their highest rate prob around 29% for x months or possibly but less likely close the account. you maybe able to get some gw on a first time but i say call the number on back of card and try to make pmt over phone maybe they will let you use a debit card to pay for a fee

Re: Barclay credit card payments

Duncanrr — Sun, 05 May 2013 21:10:58 GMT

I was able to get my whitney account info online and just made payment. Hurray!!!

Re: Barclay credit card payments

Anonymous — Sun, 05 May 2013 21:12:33 GMT

crisis dodged! haha grats

Re: Barclay credit card payments

SpecFile — Sun, 05 May 2013 21:16:14 GMT

Grats!!! Phewwww...

Re: Barclay credit card payments

Duncanrr — Sun, 05 May 2013 21:17:19 GMT

Yup. Back to Jazz Fest!

Re: Barclay credit card payments

myjourney — Sun, 05 May 2013 21:18:55 GMT

@Duncanrr wrote:
I was able to get my whitney account info online and just made payment. Hurray!!!

Good for you now setup up payment account Ha ha

Re: Barclay credit card payments

TimeToRecover — Sun, 05 May 2013 21:27:36 GMT

glad you got your payment made.

Next time don't cut it so close

Re: Barclay credit card payments

Duncanrr — Sun, 05 May 2013 21:29:34 GMT

Normally don't but it was new account I hadn't fully setup yet.

Re: Barclay credit card payments

vish1 — Sun, 05 May 2013 23:26:18 GMT

Well played OP. Don't try the last day thing again.

You might want to consider doing what I do. I pay the minimum on every card the moment the statement is available. I PIF before the last date.